426 Scotland St, FL
Stellar MLS
1 / 1

$924,900

426 Scotland St

Dunedin, FL 34698

Listing updated: September 8, 2026 at 5:55 PM ET

Active
Stellar MLSListing courtesy of Re/Max Action First Of Florida · Kelly Dixon · MLS #TB8546078 · Active · 727-531-2006
3
Beds
3
Baths
1,812
Sq Ft
0.13
Acres
2009
Built
$510/sqft
Single Family Residence

Property type

2009

Year built

5,523 sqft

Lot size

$510

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

WELCOME TO DOWNTOWN DUNEDIN LIVING — WITH AN AMAZING TWIST! Just a few blocks from the restaurants, breweries, shops, festivals and waterfront that make Downtown Dunedin one of Tampa Bay’s favorite destinations, this 2009-built 3 bedroom, 2.5 bath home offers something increasingly difficult to find in the heart of town: a spacious single-family home, an ATTACHED 2-CAR GARAGE and the potential for TRUE SHORT-TERM RENTAL USE!!!! Step inside to a light-filled living and dining area with an easy, comfortable flow, while the separate first-floor OFFICE gives you valuable flex space for working from home, hobbies or guests…... The kitchen connects conveniently to the main living areas, and a half bath completes the first floor….. Upstairs, the PRIMARY SUITE is anything but ordinary — an impressively large retreat with plenty of room for a sitting area, an OVERSIZED WALK-IN CLOSET, ensuite bath with dual sinks, soaking tub and separate shower, plus access to the expansive covered BALCONY overlooking the front of the home….. Two additional bedrooms, a second full bath and UPSTAIRS LAUNDRY round out the second floor….. Outside, enjoy Florida living from the covered front porch, upper balcony or the surprisingly generous and private outdoor spaces tucked behind the home, including a large deck and patio area perfect for dining, grilling and entertaining…… The side-entry garage and driveway provide the kind of parking and storage that can be especially valuable in a downtown location…... Major mechanical updates include TWO HVAC SYSTEMS IN 2024 & 2022, and the property also offers reclaimed-water irrigation and NO HOA……. Located in FLOOD ZONE X lenders typically do not require flood insurance….. And then there is the location: leave the car at home and immerse yourself in the Dunedin lifestyle, with Downtown, the Pinellas Trail, waterfront, marina and countless dining and entertainment options nearby…… For buyers considering an investment property, the property is currently identified as being within Dunedin’s DOWNTOWN CORE area, which may allow short-term rental use — an especially noteworthy opportunity in a market where many surrounding residential properties do not offer the same flexibility…... Buyer and Buyer’s Agent are responsible for independently verifying zoning, licensing and all requirements for intended rental use…. Whether you are searching for a full-time home, a Florida getaway or a property with income-producing possibilities, 426 SCOTLAND STREET PUTS DOWNTOWN DUNEDIN RIGHT OUTSIDE YOUR DOOR.

Estimated monthly payment

Principal & interest$4,677
Property taxes$645
Home insurance (est.)$424

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 8, 2026
  2. Listed$924,900
    Sep 8, 2026
  3. Price increased$924,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Jones', Geo. L. Sub
County
Pinellas
Year built
2009
Living area
1,812 sq ft
Price/sq ft
$510
Building area
2,616 sq ft (Public Records)
Lot size
5,523 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$7,743 (2025)
Parcel #
34-28-15-44280-000-0054
Zoning
SFR
MLS #
TB8546078

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Property appears to be Downtown Core classified which should allow Short Term Rentals! Buyer/Buyers Agent to do all Due Diligence regarding the zoning and STR usage possibility.

Exterior & Construction

Exterior features
Awning(s), Balcony, Sidewalk
Construction materials
Frame
Roof
Metal
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySan Jose Elementary-PNGreatSchools ↗
MiddleDunedin Highland Middle-PNGreatSchools ↗
High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst20x13
Dining RoomFirst10x9
KitchenFirst11x9
Bathroom 1First5x5
OfficeFirst12x9
Primary BedroomSecond23x20
Primary BathroomSecond15x9
Bedroom 2Second11x10
Bedroom 3Second11x10
Bathroom 3Second9x5
LaundrySecond6x5

Listing Details

Listing date
2026-09-03
On market date
2026-09-08
Original list price
$924,900
Occupant type
Owner
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2026-09-08
Tax legal description
JONES', GEO. L. SUB E 54.5FT OF W 318.5FT OF S 121.87FT OF LOT 5 LESS S 20FT FOR SCOTLAND ST R/W

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Main Street West to Douglas, Douglas South to Scotland St, Scotland St East to Address.

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