5020 40th Street, FL
Stellar MLS
1 / 1

$649,900

5020 40th Street

Ocala, FL 34480

Listing updated: September 6, 2026 at 5:03 PM ET

Active
Stellar MLSListing courtesy of Next Generation Realty Of Marion County · Kristy Benefield · MLS #OM731673 · Active · 352-342-9730
4
Beds
3
Baths
2,629
Sq Ft
0.68
Acres
2005
Built
Private poolFireplace$247/sqft
Single Family Residence

Property type

2005

Year built

29,621 sqft

Lot size

$247

Price / sq ft

$50/mo

HOA dues

2

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to a beautifully updated 4-bedroom, 3-bath home with a dedicated office, offering an impressive combination of style, functionality, and major recent upgrades. Step inside to soaring 12-foot ceilings and a warm gas-log fireplace. At the heart of the home is a completely remodeled kitchen, featuring two islands, new cabinetry, quartz countertops, a marble backsplash, and high-end appliances—including a 6-burner gas cooktop and stove. Every bedroom is also equipped with a custom closet system for exceptional storage and organization. Outside, enjoy your own private retreat with a newly resurfaced pool (2026) backed by a 10-year warranty and a newly screened pool enclosure. The irrigation system is supplied by a dedicated well, helping keep the landscaping beautiful without relying on the home's primary water source. Major improvements have already been taken care of, including a new tankless water heater (2026), new HVAC system (2025), and new roof with added insulation (2024). For RV and recreational enthusiasts, the property offers an oversized parking pad with 50-amp power for an RV or other recreational toys, plus an additional 220V hookup in the garage. Located in one of southeast Ocala's most desirable gated neighborhoods.

Estimated monthly payment

Principal & interest$3,286
Property taxes$647
Home insurance (est.)$298
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Sep 4, 2026
  2. Listed$649,900
    Sep 4, 2026
  3. Price increased$649,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
Summerton South
County
Marion
Year built
2005
Living area
2,629 sq ft
Price/sq ft
$247
Building area
3,875 sq ft (Public Records)
Lot size
29,621 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12083C0539D)
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,760 (2025)
Parcel #
3139-001-018
Zoning
R1
MLS #
OM731673

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Tile
Appliances
Cooktop, Dishwasher, Microwave, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Solid Surface Counters
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$600 / Annually
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Vine Managment
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Shower, Private Yard, Rain Gutters, RV Hookup, Storage
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public, Well
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Sprinkler Well

Community

Pets allowed
Yes

Schools

ElementaryMaplewood Elementary School-MGreatSchools ↗
MiddleBOsceola Middle SchoolGreatSchools ↗
High SchoolForest High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Family RoomFirst
Primary BathroomFirst
Bathroom 2First
Bathroom 3First
Bathroom 4First
Primary BedroomFirst
Bathroom 2First
Bathroom 3First
LaundryFirst
Dining RoomFirst
FoyerFirst

Listing Details

Listing date
2026-09-03
On market date
2026-09-04
Original list price
$649,900
Occupant type
Owner
MLS area
34480 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-09-04
Tax legal description
SEC 36 TWP 15 RGE 22 PLAT BOOK 006 PAGE 048 SUMMERTON SOUTH BLK A LOT 18

Flood risk

Minimal riskFEMA Zone XPanel 12083C0539D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75 head East on State Road 200. Turn right onto 17th Street. Turn Left onto SE 38th Street and then Right into Summerton South Subdivision, which is SE 52nd Avenue. Turn Right onto SE 39th Loop and then Right onto SE 40th Street.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 6, 2026 at 5:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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