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$719,000

19 Lovett Street

St Augustine, FL 32084

Listing updated: September 20, 2026 at 2:13 PM ET

Active

Listing courtesy of Ashley Real Estate, Inc · Dee Kitto · MLS #FC321082 · Active · 386-931-6054

Beds

Baths

1,645

Sq Ft

0.1

Acres

1981

Built

◆In-law suite◆$437/sqft

Single Family Residence

Property type

1981

Year built

4,356 sqft

Lot size

$437

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Don’t miss this St Augustine Gem! A rare opportunity in sought-after historical area of St Augustine- Lincolnville—completely remodeled, featuring a private bonus/in-law suite, and just a short walk from the heart of historic downtown St Augustine! This inviting 3-bedroom, 2-bath home offers three generously sized bedrooms plus an exceptionally versatile bonus/in-law suite with a private bathroom, kitchenette, separate front and rear entrances, and a lockable connecting door to the main residence. It is perfect for guests, multigenerational living, a private home office or flexible rental use. Walk or bike downtown, or hop aboard St. Augustine’s iconic trolley at one of the nearby stops to enjoy the city’s restaurants, bars, shops, galleries and attractions. Immaculately maintained, freshly painted and completely move-in ready, the home also features a newer durable metal roof with plenty of useful life remaining, ample driveway parking, and a beautifully landscaped, fully fenced backyard with a fire pit—perfect for relaxing and entertaining. The property may also be purchased furnished, with all furnishings available separately, providing exciting turnkey possibilities as a primary residence, vacation retreat, or short- or long-term rental, subject to applicable approvals. Current county flood mapping shows the residence in X-Flood Zone, with only 7.8 of land intersecting Zone AE. The seller reports that the property has never flooded. Enjoy flexible living and income potential in one of St. Augustine’s most desirable historic neighborhoods!

Estimated monthly payment

Principal & interest$3,636

Property taxes$756

Home insurance (est.)$330

Down payment

20%

$143,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

Status: Active
Sep 18, 2026
Listed$719,000
Sep 18, 2026
Price increased$719,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 2
Subdivision: Keith Subdivision
County: St Johns
Year built: 1981
Living area: 1,645 sq ft
Price/sq ft: $437
Lot size: 4,356 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Annual taxes: $9,074 (2025)
Parcel #: 2110600000
Zoning: RESIDENTIL
MLS #: FC321082

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Ceramic Tile
Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Trash Compactor, Washer
Interior features: Ceiling Fans(s), Primary Bedroom Main Floor, Window Treatments
Laundry: Laundry Room
Stories / Levels: One
Direction faces: Northwest
In-law suite: Yes

Heating & Cooling

Heating: Central, Other
Cooling: Central Air, Mini-Split Unit(s)

Parking

Attached garage: No
Parking features: Curb Parking, Driveway, Golf Cart Parking, Ground Level, Guest, Off Street, On Street, Oversized
Carport: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: 1-7 Days
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: If leasing short term vacation rental- owner must get a permit from the city. Long term rental no permit necessary

Exterior & Construction

Exterior features: Lighting, Outdoor Grill, Private Mailbox, Private Yard, Rain Gutters
Construction materials: Brick
Roof: Metal
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Available, Water Connected

Community

Pets allowed: Yes

Schools

MiddleSEBASTIAN MIDDLE SCHOOLGreatSchools ↗

High SchoolSt. Augustine High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	11x20
Bedroom 2	First	10x10
Primary Bedroom	First	10x12
Bedroom 3	First	10x12
Bonus Room	First	11x28
Kitchen	First	11x20

Listing Details

Listing date: 2026-09-17
On market date: 2026-09-18
Original list price: $719,000
Occupant type: Vacant
MLS area: 32084 - Saint Augustine
Listing AOR: Flagler
Status changed: 2026-09-18
Tax legal description: KEITH SUBDIVISON, BLOCKS G & J AND PART

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From North- 195 to exit 318 , head east on the ramp for Fl-16 Saint Augustine, Turn right onto US_1S/FL-5/N Ponce de Leon Blvd, left on King St, Turn right onto Riberia St, Turn left onto Lovett St

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Based on information submitted to the MLS GRID as of September 20, 2026 at 2:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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