


$395,000
3551 Saxony Lane
St Cloud, FL 34772
Listing updated: August 29, 2026 at 1:16 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
MOVE-IN READY, SINGLE-STORY, AND A BACKYARD YOU’LL ACTUALLY WANT TO USE—welcome to 3551 Saxony Ln in the desirable Mallard Pond community of St. Cloud. This beautifully maintained 4-BEDROOM, 2-BATH home sits on a desirable CORNER LOT and offers a thoughtfully designed SPLIT FLOOR PLAN that makes the home feel open, comfortable, and functional from the moment you walk in. TILE AND LUXURY VINYL FLOORING THROUGHOUT means NO CARPET, while the heart of the home features a spacious kitchen with 42-INCH CABINETRY, GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, abundant storage, and an open connection to the main living and dining areas—perfect for everyday living and entertaining. The private PRIMARY SUITE is positioned away from the secondary bedrooms and features an OVERSIZED WALK-IN CLOSET, DUAL VANITIES, GARDEN TUB, SEPARATE WALK-IN SHOWER, and private water closet, while three additional bedrooms provide plenty of flexibility for family, guests, or a dedicated home office. Then step outside to one of the home’s best features: a LARGE FULLY FENCED BACKYARD with a PAVER PATIO AND PERGOLA already in place, creating the perfect setting for weekend BBQs, entertaining, pets, morning coffee, or quiet evenings outdoors. The CORNER-LOT LOCATION adds even more openness and curb appeal, while the 2-CAR GARAGE provides the storage and functionality buyers want. Mallard Pond offers a LOW HOA along with community amenities including PLAYGROUNDS, OUTDOOR FITNESS, PICNIC GAZEBOS WITH GRILLS, and a DOCK overlooking the neighborhood ponds, all while keeping you convenient to SHOPPING, DINING, MEDICAL SERVICES, the FLORIDA TURNPIKE, and everything the growing St. Cloud area has to offer. FOUR BEDROOMS. ONE STORY. NO CARPET. CORNER LOT. FENCED BACKYARD. MOVE-IN READY. The expensive part of buying a home isn’t always what you see—it’s everything you have to do after you get the keys. Here, the next chapter can start on DAY ONE. Schedule your private showing of 3551 Saxony Ln today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 29, 2026
- Listed$395,000Aug 29, 2026
- Price increased$395,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Cumulative DOM
- 258
- Subdivision
- Mallard Pond Ph 1-3
- County
- Osceola
- Year built
- 2015
- Living area
- 1,820 sq ft
- Price/sq ft
- $217
- Lot size
- 8,712 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,978 (2024)
- Parcel #
- 27-26-30-0180-0001-5730
- Zoning
- R
- MLS #
- O6437615
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $66 / Monthly
- Monthly HOA
- $66/mo
- Total monthly fees
- $66/mo
- Total annual fees
- $792
- HOA name
- Carl Thompson ext1243
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact HOA for lease restriction.
- Approval process
- Contact HOA for approval process.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x12 |
| Kitchen | First | |
| Living Room | First | 15x20 |
| Dining Room | First | 11x12 |
| Bedroom 1 | First | 10x11 |
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 11x11 |
Listing Details
- Listing date
- 2026-08-29
- On market date
- 2026-08-29
- Original list price
- $395,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-29
- Tax legal description
- MALLARD POND PH 4B PB 23 PG 1-4 LOT 573
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Narcoossee Road / Hwy 192 (east/west): Head south on Vermont Avenue (which becomes Old Canoe Creek Road), Turn left into Mallard Pond subdivision, At the roundabout, take the 2nd right onto Mallard Pond Drive, Turn right onto Saxony Lane, 3551 Saxony Lane will be on the right.
More homes like this

$460,000
4791 Riverwalk Dr
St Cloud, FL 34771
4 bd · 3 ba · 2,700 sqft
Preserve At Turtle Creek Ph 5
MLS ID #O6430911, KELLER WILLIAMS ADVANTAGE III.
Listing provided by Stellar MLS

$400,000
4202 Cracker Ct
St Cloud, FL 34772
3 bd · 2 ba · 1,881 sqft
Canoe Creek Lakes
MLS ID #S5153969, EXP REALTY LLC.
Listing provided by Stellar MLS

$369,900
5160 Chickadee St
St Cloud, FL 34771
3 bd · 2 ba · 1,560 sqft
Live Oak Lake Ph 1
MLS ID #O6422636, CENTURY 21 CARIOTI.
Listing provided by Stellar MLS

$417,500
2950 Sunstar Dr
St Cloud, FL 34772
3 bd · 2 ba · 1,680 sqft
Twin Lakes Ph 7a
MLS ID #S5150310, EXCLUSIVE REAL ESTATE SOLUTION.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 29, 2026 at 1:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA