$820,000
771 Stephens Pass Cove
Lake Mary, FL 32746
Listing updated: August 30, 2026 at 3:06 PM ET
Listing courtesy of Charles Rutenberg Realty Orlando · Teresa Thomas · MLS #O6435855 · Active · 407-622-2122Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Overlooking beautiful Banana Lake, this Mediterranean style home includes a kitchen NEWLY UPDATED with Wolf gas cooktop and wall oven, Sub Zero refrigerator, cabinets and solid stone countertops that opens to the family room. Enjoy view of Banana Lake from your private 47' x 15' brick paver patio and 14' x 26' covered porch. Relax in the 9' x 9' Hot Springs hot tub. Family fun and entertainment with all inclusive granite top bar with sink, refrigerator, built-in grill with air vent and outdoor wood burning fireplace that overlooks this spring feed lake. Just installed, a Generac whole house generator! Separate living and dining rooms and office with cabinets, desktop and 2 full size safes. 2 tankless hot water heaters, central vacuum, exterior storage, 3 security alarm pads, Culligan water filtration system and a 6' vinyl fence around the back of the home are included. Don't miss the plantation shutters and engineered hardwood floors throughput. This extremely well maintained home in Island Club Community, located near the Heathrow area of Lake Mary, is within minutes of I-4, Highway 417 and Highway 429. Daytona Beach, Disney World Parks, Universal Studios, Orlando International Airport and/or Daytona Airport are within 45 minutes.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveAug 28, 2026
- Listed$820,000Aug 28, 2026
- Price increased$820,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Island Club
- County
- Seminole
- Year built
- 2010
- Living area
- 2,526 sq ft
- Price/sq ft
- $325
- Building area
- 3,463 sq ft (Public Records)
- Lot size
- 14,541 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12117C0065F)
- Garage
- 3 spaces
- Annual taxes
- $5,094 (2025)
- Parcel #
- 01-20-29-513-0000-0060
- Zoning
- PUD
- MLS #
- O6435855
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Hardwood
- Appliances
- Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
- Interior features
- Built-in Features, Central Vaccum, Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $350 / Quarterly
- Monthly HOA
- $117/mo
- Total monthly fees
- $117/mo
- Total annual fees
- $1,400
- HOA name
- SPECIALTY Management Company
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- BUYERS TO VERIFY WITH HOA REGARDING ANY RESTRICTIONS
Exterior & Construction
- Exterior features
- Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Yard, Rain Gutters, Shade Shutter(s), Sidewalk, Storage
- Construction materials
- Block, Stone, Stucco
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fire Hydrant, Natural Gas Available, Natural Gas Connected, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x13 |
| Dining Room | First | 13x11 |
| Foyer | First | 12x8 |
| Family Room | First | 22x14 |
| Kitchen | First | 16x12 |
| Dinette | First | 11x10 |
| Utility Room | First | 7x6 |
| Primary Bedroom | First | 19x14 |
| Primary Bathroom | First | 13x9 |
| Bedroom 2 | First | 11x11 |
| Bedroom 3 | First | 12x11 |
| Bedroom 4 | First | 12x11 |
| Balcony/Porch/Lanai | First | 47x15 |
Listing Details
- Listing date
- 2026-08-27
- On market date
- 2026-08-28
- Original list price
- $820,000
- Occupant type
- Vacant
- MLS area
- 32746 - Lake Mary / Heathrow
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-28
- Tax legal description
- LOT 6 ISLAND CLUB PB 71 PGS 64 - 68
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-4 TO WEST ON LAKE MARY BLVD, NORTH ON INTERNATIONAL PARKWAY, LEFT ON AAA DRIVE, LEFT ON STEPHENS PASS COVE. HOUSE WILL BE ON THE RIGHT
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 30, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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