215 Santa Rosa Drive, FL
Stellar MLS
1 / 1

$319,900

215 Santa Rosa Drive

Winter Haven, FL 33884

Listing updated: August 26, 2026 at 6:51 AM ET

Active
Stellar MLSListing courtesy of Xclusive Homes Llc · Cynthia Fernandez · MLS #A4703624 · Active · 239-228-6242
4
Beds
2
Baths
2,355
Sq Ft
0.34
Acres
1988
Built
Private poolFireplace$136/sqft360° tour
Single Family Residence

Property type

1988

Year built

14,693 sqft

Lot size

$136

Price / sq ft

$46/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

This spacious 4-bedroom, 2-bathroom single-family home offers approximately 2,355 square feet of living space on a generous 0.34-acre lot, providing plenty of room to make it your own. This property offers a great opportunity for buyers looking to customize a home to their style and potentially build equity through improvements. First time home buyer, ask about the possibility of purchasing with an FHA 203(k) renovation loan, which may allow qualified buyers to finance both the purchase of the home and eligible renovations into one mortgage. Whether you're looking for a primary residence or an opportunity for investor to create additional value, this home offers flexibility and potential in a convenient Winter Haven location. Schedule your private showing today and explore the possibilities this property has. FHA 203(k) financing is subject to buyer and property qualification and lender approval.

Estimated monthly payment

Principal & interest$1,618
Property taxes$271
Home insurance (est.)$147
HOA dues$46

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 25, 2026
  2. Listed$319,900
    Aug 25, 2026
  3. Price increased$319,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Cumulative DOM
9
Subdivision
Overlook Estates
County
Polk
Year built
1988
Living area
2,355 sq ft
Price/sq ft
$136
Lot size
14,693 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0368G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,255 (2025)
Parcel #
26-28-35-662926-000680
MLS #
A4703624

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Microwave, Range
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Thermostat
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$550 / Annually
Monthly HOA
$46/mo
Total monthly fees
$46/mo
Total annual fees
$550
HOA name
Overlook States
CDD
No
Min lease term
6 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Deed restrictions, gated community - Guard

Exterior & Construction

Exterior features
Private Mailbox, Storage
Construction materials
Stucco
Roof
Shake, Shingle
Foundation
Concrete Perimeter
Pool
Private pool
Road surface
Other

Utilities

Sewer
Septic Tank
Water source
None
Utilities
Natural Gas Connected, Public, Water Available, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First

Listing Details

Listing date
2026-08-25
On market date
2026-08-25
Original list price
$319,900
Occupant type
Vacant
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Sarasota - Manatee
Status changed
2026-08-25
Tax legal description
OVERLOOK ESTATES PHASE TWO PB 82 PG 44 LOT 68

Flood risk

Minimal riskFEMA Zone XPanel 12105C0368G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Cypress Gardens Blvd/FL-540, turn onto Overlook Dr. Continue to Santa Rosa Dr and turn onto Santa Rosa Dr. Continue to 215 Santa Rosa Dr; the property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 26, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA