845 Avenue F Ne, FL
Stellar MLS
1 / 1

$325,000

845 Avenue F Ne

Winter Haven, FL 33881

Listing updated: September 8, 2026 at 12:46 AM ET

Active
Stellar MLSListing courtesy of Crosby & Associates, Inc. · Kimberly Davis · MLS #P4939657 · Active · 863-293-5600
3
Beds
2
Baths
1,552
Sq Ft
0.26
Acres
1952
Built
$209/sqft360° tour
Single Family Residence

Property type

1952

Year built

11,325 sqft

Lot size

$209

Price / sq ft

No HOA

HOA dues

0

Days on market

1

Garage space

X

Flood zone

About this home

Rare No-HOA Corner Lot with Work, RV, & Boat Parking This 3-bedroom, 2-bath block home sits on a quarter-acre corner lot in Winter Haven with zero HOA restrictions. The fenced yard offers Private area for RV parking, boat parking, and off-street parking beyond the attached 22x13 garage—ideal for trailers, toys, or a backyard workshop—plus raised garden beds already in place, a kennel/chicken coop, and mature oak trees for those who'd rather use the space for animals or growing their own food. Inside, this home offers a living room/dining room combo, a Florida room, and shelving in the guest hallway. The primary suite features a built-in closet and large en-suite bathroom including storage and laundry area. The second full bathroom serves the additional bedrooms. Central air, ceiling fans, and oak wood floor throughout much of the home other than ceramic tile in both bathrooms, and linoleum in the kitchen. The community offers access to a nearby Lake Elbert which has a public boat ramp, dock, allowing fishing and a paved lakeside walking path close by. No HOA. No lease restrictions. No association approval required—a flexible corner lot ready for RVs, boats, gardens, or animals.

Estimated monthly payment

Principal & interest$1,643
Property taxes$41
Home insurance (est.)$149

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 8, 2026
  2. Listed$325,000
    Sep 8, 2026
  3. Price increased$325,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Martha Heights Pb 9 Pg 39
County
Polk
Year built
1952
Living area
1,552 sq ft
Price/sq ft
$209
Building area
1,912 sq ft (Public Records)
Lot size
11,325 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
1 spaces
Annual taxes
$490 (2025)
Parcel #
26-28-21-573500-005010
Zoning
R2
MLS #
P4939657

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Laminate, Linoleum, Wood
Appliances
Dryer, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Thermostat
Laundry
Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Faces Side, Off Street

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Garden, Kennel, Private Yard, Storage
Construction materials
Block
Roof
Shingle
Foundation
Crawlspace
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public, Well
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Natural Gas Available, Phone Available, Public, Sewer Connected, Sprinkler Well, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst16x8
Primary BedroomFirst13x12
Bathroom 1First13x12
Living RoomFirst15x13
Dining RoomFirst9x9
Bedroom 2First8x5
Balcony/Porch/LanaiFirst16x9

Listing Details

Listing date
2026-08-22
On market date
2026-09-08
Original list price
$325,000
Occupant type
Owner
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Lakeland
Status changed
2026-09-08
Tax legal description
MARTHA HEIGHTS PB 9 PG 39 BLK 5 LOT 1 & E1/2 OF 2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the corner of US 27 and Dundee Road, head west on Dundee Road and continue straight for approximately 6.5 miles as it leads you directly toward the central Winter Haven area, then turn right onto 1st Street North/Lake Elbert Drive, follow it briefly before turning left or connecting toward the neighborhood grid near Lake Elbert, and finally turn onto Avenue F where your destination at number 845 will be on your right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 8, 2026 at 12:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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