517 Oak Street, FL517 Oak Street, FL517 Oak Street, FL
Stellar MLS
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$319,900

517 Oak Street

Auburndale, FL 33823

Listing updated: September 3, 2026 at 11:05 PM ET

Active
Stellar MLSListing courtesy of Iad Real Estate · Merly Esgro · MLS #O6422400 · Active · 407-720-0020
3
Beds
3
Baths
950
Sq Ft
0.19
Acres
1930
Built
$337/sqft360° tour
Half Duplex

Property type

1930

Year built

8,111 sqft

Lot size

$337

Price / sq ft

No HOA

HOA dues

60

Days on market

X

Flood zone

About this home

AUBURNDALE INVESTMENT OPPORTUNITY • TWO SEPARATE RESIDENCES • $2,900/MONTH CURRENT GROSS RENTAL INCOME • APPROX. $80,000 IN IMPROVEMENTS • ALSO AVAILABLE FOR LEASE • SELLER MOTIVATED! Welcome to 517 Oak St, Auburndale, FL 33823, an income-producing property featuring two separate residences/living spaces and established rental income. The 4-bedroom, 3-bath residence is currently leased at $1,500/month, and the 2-bedroom, 2-bath residence is currently leased at $1,400/month, generating combined current gross rental income of $2,900/month ($34,800 annually). The owner reports approximately $80,000 in renovations and improvements, creating an attractive opportunity for investors seeking a property with existing rental income and multiple living spaces. Sale is subject to applicable existing lease terms. ADDITIONAL LEASE OPTION: Property is also offered for lease at $2,900/month, subject to existing leases, availability, lease terms, application requirements, and approval. Ask for complete lease and occupancy details. Conveniently located in Auburndale, Florida, with access to I-4, Lakeland, Winter Haven, Orlando, and Tampa, along with shopping, dining, schools, medical facilities, employment centers, and other Central Florida amenities. ALTERNATIVE HOMEOWNERSHIP OPTION: A separate bank-funded lease-to-own/homeownership program may also be available through a third-party provider for qualified applicants. Depending on program guidelines, alternative income documentation may be available, which may include recent bank statements rather than relying solely on traditional tax-return documentation. Program availability, income documentation, credit standards, required funds, occupancy requirements, property eligibility, terms, and final approval are determined solely by the participating third-party provider. This is not seller financing, and approval is not guaranteed. Ask for complete program details and qualification requirements. SELLER MOTIVATED! Property and lease information available upon request. Buyer and buyer's agent are encouraged to independently verify property use/classification, zoning, measurements, rental income, existing lease information, occupancy, program eligibility, and all other information deemed important. INVEST • LEASE • OR EXPLORE AN ALTERNATIVE PATH TO HOMEOWNERSHIP — SCHEDULE YOUR SHOWING TODAY!

Estimated monthly payment

Principal & interest$1,618
Property taxes$277
Home insurance (est.)$147

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history60 days on market

  1. Status: Active
    Jul 5, 2026
  2. Listed$389,900
    Jul 5, 2026
  3. Price reduced$319,900

Facts & features

Property type
Residential
Sub type
Half Duplex
Status
Active
Days on market
60
Subdivision
Auburndale Heights
County
Polk
Year built
1930
Living area
950 sq ft
Price/sq ft
$337
Lot size
8,111 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0345G)
Annual taxes
$3,322 (2025)
Parcel #
25-28-11-336500-017140
Zoning
R-3
MLS #
O6422400

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Cooktop, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
None
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, Lease Purchase, Private Financing Available, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available

Room Details

RoomLevelDimensions
Living RoomFirst14x16
KitchenFirst10x12
Primary BedroomFirst12x14

Listing Details

Listing date
2026-07-05
On market date
2026-07-05
Original list price
$389,900
Occupant type
Tenant
MLS area
33823 - Auburndale
Listing AOR
Sarasota - Manatee
Status changed
2026-07-05
Tax legal description
AUBURNDALE HGTS PB 2 PG 13 BLK 17 LOT 14

Flood risk

Minimal riskFEMA Zone XPanel 12105C0345G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

6th ST NW (Hwy 17 N), left on Havendale Blvd (544) to Magnolia. Make left on Oak, house on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 11:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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