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$445,900

12812 Lake Drive

Largo, FL 33774

Listing updated: September 1, 2026 at 5:56 PM ET

Active

Listing courtesy of Plumlee Gulf Beach Realty · Christa Ballauer · MLS #TB8540731 · Active · 727-595-7586

Beds

Baths

1,829

Sq Ft

0.23

Acres

1965

Built

◆$244/sqft◆360° tour

Single Family Residence

Property type

1965

Year built

9,953 sqft

Lot size

$244

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Great Location. This is one of those homes that you must see in person to see all the possibilities that this home has to offer. This 4bedroom/2bath home has a most desired layout. When you enter you will notice a bonus room that can be a formal dining room, Media, Art or even a guest bedroom, the choice is yours. Then you will walk in the open Living Room with plenty of natural light coming from the large front windows and opens into the oversized kitchen where you will find plenty of cabinet and counterspace. Off the kitchen is a Full sized Laundry room with plenty of room for extra storage. In the front of the house there are two spacious bedrooms that share the guest bathroom. In the back of the house you will find the Primary Bathroom that opens to the Primary Bedroom. The primary bedroom features a walk out to the backyard patio where you will enjoy the view of your own sanctuary. The 4th bedroom is located across the Primary Bathroom. When you enter the oversized backyard, this is where you will design your own private oasis. Plenty of room for a pool, garden, games, or anything you can imagine. The oversized storage shed features electric. You also have extra parking on the side of the house for a small boat and RV. Exterior has been freshly painted as well as a new front door. Short term rentals can be allowed so this is a great opportunity. NON-EVACUATION ZONE!!! Close to Largo Golf Course and just under 2 miles to Indian Rocks Beach. Shopping, restaurants, hospitals are all close by. You must see!!!

Estimated monthly payment

Principal & interest$2,255

Property taxes$383

Home insurance (est.)$204

Down payment

20%

$89,180 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

Status: Active
Aug 21, 2026
Listed$445,900
Aug 21, 2026
Price increased$445,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 11
Subdivision: Plantation Palms 8
County: Pinellas
Year built: 1965
Living area: 1,829 sq ft
Price/sq ft: $244
Building area: 1,897 sq ft (Public Records)
Lot size: 9,953 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12103C0114H)
Annual taxes: $4,593 (2025)
Parcel #: 08-30-15-00000-330-0500
Zoning: R-3
MLS #: TB8540731

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Ceramic Tile, Luxury Vinyl
Appliances: Electric Water Heater, Range, Refrigerator
Interior features: Ceiling Fans(s), Open Floorplan, Solid Wood Cabinets, Thermostat, Window Treatments
Laundry: Laundry Room
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Parking features: Driveway, On Street, Parking Pad

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Check with the City of Largo for Short Term rental policies

Exterior & Construction

Exterior features: Storage
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public, Well
Utilities: Public

Community

Pets allowed: Yes

Schools

ElementaryAnona Elementary-PNGreatSchools ↗

MiddleSeminole Middle-PNGreatSchools ↗

High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	18x13
Kitchen	First	13x11
Dining Room	First	14x12
Primary Bedroom	First	15x16
Bedroom 2	First	12x12
Bedroom 3	First	11x11

Listing Details

Listing date: 2026-08-20
On market date: 2026-08-21
Original list price: $445,900
Occupant type: Owner
MLS area: 33774 - Largo
Listing AOR: Suncoast Tampa
Status changed: 2026-08-21
Tax legal description: PART OF E 1/2 OF SW 1/4 OF SW 1/4 OF SEC 8-30-15 TH BEG MOST E'LY COR OF LOT 16 BLK 3 PLANTATION PALMS SEC TWO TH N62D33'50"W 135 FT TO MOST N'LY COR OF SD LOT 16 TH CUR RT RAD 505.13FT ARC 86.57FT CB N32D20'44"E 86.46FT TH S52D44'41"E 135FT TH CUR L T RAD 370.13FT ARC 63.43 FT CB S32D20'44"W 63.35FT TO POB

Flood risk

Minimal riskFEMA Zone XPanel 12103C0114H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Walsingham rd (688) west of 131st to Lake Dr head north to address.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 1, 2026 at 5:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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