3220 37th Terrace, FL
Stellar MLS
1 / 1

$527,999

3220 37th Terrace

Bradenton, FL 34208

Listing updated: September 10, 2026 at 12:10 PM ET

Active
Stellar MLSListing courtesy of The Keyes Company - Sarasota · Ashley French · MLS #A4703373 · Active · 941-362-4100
5
Beds
3
Baths
1,973
Sq Ft
0.2
Acres
1999
Built
Water viewWater accessPrivate pool$268/sqft
Single Family Residence

Property type

1999

Year built

8,756 sqft

Lot size

$268

Price / sq ft

$21/mo

HOA dues

22

Days on market

2

Garage spaces

X

Flood zone

About this home

SELLER OFFERING $3K CREDIT TOWARD BUYER'S CLOSING COSTS - This fully updated 5-bedroom, 2.5-bath pool home in Bradenton’s Sugar Ridge community is located on a quiet cul-de-sac and features a new roof, new AC and water heater, new impact windows, heated saltwater pool, first-floor primary suite, large fenced backyard and additional upgrades all completed within the past two years. The updated kitchen is open to the living room and features granite countertops, soft-close cabinetry, stainless steel appliances, and an oversized peninsula with seating for eight or more. Luxury vinyl plank flooring runs throughout the home for a cohesive, low-maintenance finish. The first-floor primary bedroom offers pool and backyard views, a walk-in closet, and an ensuite bathroom with a marble-top double sink vanity. Upstairs, a versatile flex space can serve as an office, playroom, or additional TV room, while four additional bedrooms and a full bathroom complete the second floor. The heated saltwater pool includes both a heater and chiller and is surrounded by a newly screened enclosure. The private, fully fenced backyard backs to a wooded area with partial pond views and includes a double gate with space to park a boat. A concrete-block shed or workshop with a new roof provides additional storage and hobby space. Additional upgrades include new front door, garage entry door, sliding glass door and new impact windows (all with a transferrable warranty), recessed lighting with eclipse feature, first floor laundry and fresh interior and exterior paint. This home is NOT located in a flood zone. Sugar Ridge offers a convenient Bradenton location just blocks away from a charter school and a short drive from the Gulf beaches, shopping, dining, I-75, and I-275 for convenient travel north or south, plus this peaceful neighborhood has an extremely low HOA of only $250/year. If you have been looking for a large, updated home in Bradenton, schedule your showing today!

Estimated monthly payment

Principal & interest$2,670
Property taxes$254
Home insurance (est.)$242
HOA dues$21

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history22 days on market

  1. Status: Active
    Aug 19, 2026
  2. Listed$529,000
    Aug 19, 2026
  3. Price reduced$527,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
22
Subdivision
Sugar Ridge
County
Manatee
Year built
1999
Living area
1,973 sq ft
Price/sq ft
$268
Building area
2,673 sq ft (Public Records)
Lot size
8,756 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0309F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,042 (2025)
Parcel #
1544010802
Zoning
RSF4.5PD
MLS #
A4703373

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Interior Details

Bedrooms
5
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Closet
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$250 / Annually
Monthly HOA
$21/mo
Total monthly fees
$21/mo
Total annual fees
$250
HOA name
Sugar Ridge Home Owners
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to Verify Lease Restrictions with County/City and HOA

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySamoset ElementaryGreatSchools ↗
MiddleBraden River MiddleGreatSchools ↗
High SchoolBraden River HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst18x19
KitchenFirst13x11
Primary BedroomFirst13x14
Bedroom 2Second10x14
Bedroom 3Second10x13
Bedroom 4Second10x10
Bedroom 5Second10x10
Balcony/Porch/LanaiFirst17x30
Dining RoomFirst11x12
LoftSecond10x12

Listing Details

Listing date
2026-08-19
On market date
2026-08-19
Original list price
$529,000
Occupant type
Owner
MLS area
34208 - Bradenton/Braden River
Listing AOR
Orlando Regional
Status changed
2026-08-19
Tax legal description
LOT 14 BLK A SUGAR RIDGE SUB PI#15440.1080/2

Flood risk

Minimal riskFEMA Zone XPanel 12081C0309F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take 301 to 44th Ave E, turn East on 44th Ave E. Turn North on 30th St E, then go right in roundabout and take right onto 38th Ave E. Turn North on 31st St E and then turn right onto 37th Ter E, house will be on right side of culdesac.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 10, 2026 at 12:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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