
$527,999
3220 37th Terrace
Bradenton, FL 34208
Listing updated: September 10, 2026 at 12:10 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
SELLER OFFERING $3K CREDIT TOWARD BUYER'S CLOSING COSTS - This fully updated 5-bedroom, 2.5-bath pool home in Bradenton’s Sugar Ridge community is located on a quiet cul-de-sac and features a new roof, new AC and water heater, new impact windows, heated saltwater pool, first-floor primary suite, large fenced backyard and additional upgrades all completed within the past two years. The updated kitchen is open to the living room and features granite countertops, soft-close cabinetry, stainless steel appliances, and an oversized peninsula with seating for eight or more. Luxury vinyl plank flooring runs throughout the home for a cohesive, low-maintenance finish. The first-floor primary bedroom offers pool and backyard views, a walk-in closet, and an ensuite bathroom with a marble-top double sink vanity. Upstairs, a versatile flex space can serve as an office, playroom, or additional TV room, while four additional bedrooms and a full bathroom complete the second floor. The heated saltwater pool includes both a heater and chiller and is surrounded by a newly screened enclosure. The private, fully fenced backyard backs to a wooded area with partial pond views and includes a double gate with space to park a boat. A concrete-block shed or workshop with a new roof provides additional storage and hobby space. Additional upgrades include new front door, garage entry door, sliding glass door and new impact windows (all with a transferrable warranty), recessed lighting with eclipse feature, first floor laundry and fresh interior and exterior paint. This home is NOT located in a flood zone. Sugar Ridge offers a convenient Bradenton location just blocks away from a charter school and a short drive from the Gulf beaches, shopping, dining, I-75, and I-275 for convenient travel north or south, plus this peaceful neighborhood has an extremely low HOA of only $250/year. If you have been looking for a large, updated home in Bradenton, schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history22 days on market
- Status: ActiveAug 19, 2026
- Listed$529,000Aug 19, 2026
- Price reduced$527,999
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 22
- Subdivision
- Sugar Ridge
- County
- Manatee
- Year built
- 1999
- Living area
- 1,973 sq ft
- Price/sq ft
- $268
- Building area
- 2,673 sq ft (Public Records)
- Lot size
- 8,756 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12081C0309F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,042 (2025)
- Parcel #
- 1544010802
- Zoning
- RSF4.5PD
- MLS #
- A4703373
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $250 / Annually
- Monthly HOA
- $21/mo
- Total monthly fees
- $21/mo
- Total annual fees
- $250
- HOA name
- Sugar Ridge Home Owners
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to Verify Lease Restrictions with County/City and HOA
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x19 |
| Kitchen | First | 13x11 |
| Primary Bedroom | First | 13x14 |
| Bedroom 2 | Second | 10x14 |
| Bedroom 3 | Second | 10x13 |
| Bedroom 4 | Second | 10x10 |
| Bedroom 5 | Second | 10x10 |
| Balcony/Porch/Lanai | First | 17x30 |
| Dining Room | First | 11x12 |
| Loft | Second | 10x12 |
Listing Details
- Listing date
- 2026-08-19
- On market date
- 2026-08-19
- Original list price
- $529,000
- Occupant type
- Owner
- MLS area
- 34208 - Bradenton/Braden River
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-19
- Tax legal description
- LOT 14 BLK A SUGAR RIDGE SUB PI#15440.1080/2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 301 to 44th Ave E, turn East on 44th Ave E. Turn North on 30th St E, then go right in roundabout and take right onto 38th Ave E. Turn North on 31st St E and then turn right onto 37th Ter E, house will be on right side of culdesac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 10, 2026 at 12:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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