$344,990
404 Emerald Cove Loop
Lakeland, FL 33813
Listing updated: August 11, 2026 at 4:35 PM ET
Listing courtesy of Opulent Realty International · Alicia Self · MLS #L4964202 · Active · 863-323-7778Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
(Lease to Own Option available) Welcome to 404 Emerald Cove Loop, where the updates are done, the pool is waiting, and “move-in ready” actually means move in and start enjoying it! This beautifully remodeled 3-bedroom, 2-bath Lakeland pool home delivers flexibility, style, and convenience—whether you’re searching for a primary residence, furnished home, long-term rental, or property with short-term rental potential. Fresh interior and exterior paint gives the home a crisp, updated feel, while refreshed bathrooms feature new vanities and fixtures. Even better, the home can be sold fully furnished (over 20k), making your move that much easier, or the furniture can be removed based on your needs. Step outside and discover your own private Florida retreat. The screened-in pool features a resurfaced pool deck, while the covered back porch has newly replaced screen panels—perfect for enjoying the outdoors with a little shade. A privacy fence and mature privacy hedges surround the backyard, and a convenient storage shed provides additional space for tools, pool equipment, and more. Need a little extra fun? The garage has been converted into a game room with its own mini-split A/C system, creating additional climate-controlled recreational space. Prefer a traditional garage? The conversion can be removed by just removing the games to return the space to its original use. With extensive updates already completed, this home offers true turnkey living from day one. Close, grab the keys, and move right in—no renovation checklist required. Whether you’re looking for a remodeled 3-bedroom home in Lakeland, a Florida pool home, an investment property, long-term rental, or potential short-term rental, 404 Emerald Cove Loop offers multiple possibilities under one roof. Updated. Furnished if desired. Pool ready. Turnkey. The only thing missing is the next set of keys.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 11, 2026
- Listed$344,990Aug 11, 2026
- Price increased$344,990
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Emerald Cove
- County
- Polk
- Year built
- 1994
- Living area
- 1,508 sq ft
- Price/sq ft
- $229
- Building area
- 2,287 sq ft (Public Records)
- Lot size
- 10,450 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0480G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $5,035 (2025)
- Parcel #
- 23-29-13-140832-000370
- MLS #
- L4964202
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $150 / Quarterly
- Monthly HOA
- $50/mo
- Total monthly fees
- $50/mo
- Total annual fees
- $600
- HOA name
- Sarah Matthews
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, Lease Purchase, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Entrance, Private Mailbox, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-08-11
- On market date
- 2026-08-11
- Original list price
- $344,990
- Occupant type
- Vacant
- MLS area
- 33813 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-08-11
- Tax legal description
- EMERALD COVE PB 97 PG 22 LOT 37
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
“I-4 W to Exit 31 toward FL-539/Kathleen/Lakeland. Left onto Kathleen Rd/FL-539 S, continue onto FL-563 S. Left onto W Pipkin Rd, right onto Florida Ave S, left onto School House Rd, continue onto Fitzgerald Rd, right onto Francis Pipkin Rd, then right onto Emerald Cove Loop. Property is located at the first left.”
Property sale history
Public records404 EMERALD COVE LOOP, LAKELAND 33813
- May 2025$320,000
1,508 sq ft · Built 1994 · 0.2399 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 11, 2026 at 4:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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