


$759,900
3841 Saddle Hill Trail
Fruitland Park, FL 34731
Listing updated: August 4, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Under Construction. Introducing the Mantle at Saddle Hill by Terrata Homes – Fruitland Park The Mantle is a statement of refined living—expansive, intentional, and thoughtfully crafted for the way modern families experience home. Located within the highly anticipated Saddle Hill community, this four-bedroom, three-and-a-half-bath residence with a three-car garage offers a seamless blend of sophistication, comfort, and functionality. From the moment you enter, a grand foyer draws you into an impressive open-concept living space, where the family room serves as the centerpiece—framed by natural light and effortless access to the covered outdoor living area beyond. Every element of this home is designed to feel both elevated and livable, offering space to gather, unwind, and entertain without compromise. At the heart of the home, the designer kitchen commands attention with a striking angled island that anchors the space with both style and purpose. Overlooking the breakfast area and expansive family room, this culinary space is as beautiful as it is functional. Quartz countertops, bright white cabinetry, stainless steel appliances, a modern tile backsplash, and matte black hardware create a clean, cohesive aesthetic, while a generous walk-in pantry ensures effortless organization. A formal dining room just off the foyer offers a refined setting for hosting, while the dedicated media room provides a private escape for movie nights and relaxed evenings. A thoughtfully placed tech area near the owner’s suite adds an additional layer of everyday convenience—perfect for work, study, or staying connected. French doors open to a covered outdoor kitchen, extending the living experience beyond the walls of the home and creating an ideal setting for year-round entertaining under the Florida sky. Privately positioned at the rear of the home, the owner’s suite is a true retreat—designed for rest and rejuvenation. The spacious bedroom offers a serene escape, while the spa-inspired bathroom features a soaking tub, walk-in shower, and an expansive vanity that elevates your daily routine. A large walk-in closet provides ample storage with a boutique-inspired feel. Throughout the home, every finish reflects a commitment to quality and design. Luxury vinyl plank flooring spans the main living areas, complemented by elevated lighting and plumbing fixtures, refined architectural trim details, and blinds throughout—delivering a fully complete, move-in-ready home with no detail overlooked. Saddle Hill is set among the tranquil, tree-lined landscapes of Fruitland Park, offering a peaceful, elevated lifestyle with close proximity to the scenic shores of Lake Griffin, championship golf courses, charming cafés, boutique shopping, local dining, farmers markets, art walks, and live music. It is a community where natural beauty and curated living come together effortlessly.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 3, 2026
- Listed$759,900Aug 3, 2026
- Price increased$759,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Saddle Hill Sub
- County
- Lake
- Year built
- 2026
- Living area
- 3,292 sq ft
- Price/sq ft
- $231
- Building area
- 4,342 sq ft (Builder)
- Lot size
- 22,094 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12069C0170E)
- Garage
- 3 spaces
- Annual taxes
- $605 (2025)
- Parcel #
- 34-18-24-0400-000-01700
- Zoning
- R-2
- MLS #
- TB8535540
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
- New construction
- Yes
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $125 / Monthly
- Monthly HOA
- $125/mo
- Total monthly fees
- $125/mo
- Total annual fees
- $1,500
- HOA name
- Melrose Management
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Lighting, Outdoor Kitchen, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 16x14 |
| Dining Room | First | 12x12 |
| Living Room | First | 17x25 |
| Media Room | First | 14x14 |
| Primary Bedroom | First | 15x16 |
| Primary Bathroom | First | 11x14 |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 11x12 |
| Bedroom 4 | First | 12x12 |
| Bathroom 2 | First | 5x9 |
| Bathroom 3 | First | 7x15 |
| Utility Room | First | 10x5 |
Listing Details
- Listing date
- 2026-08-03
- On market date
- 2026-08-03
- Original list price
- $759,900
- Occupant type
- Vacant
- MLS area
- 34731 - Fruitland Park
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-03
- Tax legal description
- SADDLE HILL PB 62 PG 64-65 LOT 17 ORB 6503 PG 190
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From The Villages, take Morse Blvd. At the first roundabout, take the first exit onto Morse Blvd. At the next roundabout, take the second exit to continue on Morse Blvd. Turn left onto CR-466A E. Turn left onto US Hwy 27/441. Turn right onto S Grays Airport Rd. Turn right onto Saddle Hill Trail. Our model home will be on the left at 36795 Sundowner Trail, Fruitland Park.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 4, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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