$250,000
3917 Natchez Trace Drive
St Cloud, FL 34769
Listing updated: August 6, 2026 at 8:46 AM ET
Listing courtesy of Exp Realty Llc · Steve Pugh · MLS #S5154928 · Active · 407-846-0940Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Located in the established Natchez Trace subdivision, this 4-bedroom, 2-bathroom home sits on nearly a quarter-acre lot and offers endless potential for buyers looking to add their own style and value. Featuring a spacious split-bedroom floor plan, vaulted ceilings, and an open-concept living, dining, and kitchen area, the home provides a functional layout that's ready for your personal touch. The kitchen offers generous cabinet and countertop space and flows seamlessly into the main living area, creating an inviting space for everyday living and entertaining. The primary suite features a large walk-in closet and a private en-suite bathroom, while two additional bedrooms and a full guest bathroom provide flexibility for family, guests, or a home office. Step outside to a spacious backyard with plenty of room to create your ideal outdoor retreat. The covered patio offers the perfect place to relax, entertain, or enjoy Florida's beautiful weather while the expansive yard provides endless possibilities for gardening, recreation, or future enhancements. Whether you're a first-time buyer looking to build equity, an investor searching for your next opportunity, or someone ready to customize a home to fit your vision, this property offers incredible potential in a convenient St. Cloud location. With a little TLC, this home has the potential to truly shine. Just minutes from Historic Downtown St. Cloud, East Lake Tohopekaliga, shopping, dining, schools, parks, and major roadways providing easy access to Orlando, this home combines location, space, and opportunity at an exceptional value.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 6, 2026
- Listed$250,000Aug 6, 2026
- Price increased$250,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Natchez Trace
- County
- Osceola
- Year built
- 1998
- Living area
- 1,248 sq ft
- Price/sq ft
- $200
- Building area
- 1,584 sq ft (Public Records)
- Lot size
- 9,017 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0252G)
- Garage
- 2 spaces
- Annual taxes
- $786 (2025)
- Parcel #
- 09-26-30-0560-0001-0250
- Zoning
- SPUD
- MLS #
- S5154928
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $223 / Annually
- Monthly HOA
- $19/mo
- Total monthly fees
- $19/mo
- Total annual fees
- $223
- HOA name
- Natchez Trace HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Any and all information to be verified by buyer or buyer's agent with HOA.
- Approval process
- Any and all information to be verified by buyer or buyer's agent with HOA.
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sidewalk
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First |
Listing Details
- Listing date
- 2026-08-06
- On market date
- 2026-08-06
- Original list price
- $250,000
- Occupant type
- Owner
- Special conditions
- Probate Listing
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-08-06
- Tax legal description
- NATCHEZ TRACE PB 5 PGS 105-106 LOT 25
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192 (13th St), head east through downtown St. Cloud. Turn left onto Old Hickory Tree Rd and continue approximately 1 mile. Turn right onto Natchez Trace Dr. Continue on Natchez Trace Dr, and 3917 Natchez Trace Dr will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 6, 2026 at 8:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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