$329,000
16369 Palmetto Street
Punta Gorda, FL 33982
Listing updated: August 1, 2026 at 12:01 PM ET
Listing courtesy of Exp Realty Llc · Jason Liebman · MLS #C7529080 · Active · 888-883-8509Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Rare opportunity to assume an approximate $186,000 mortgage at an incredibly low 2.75% interest rate, offering substantial monthly savings compared to today's market rates. Welcome to this beautifully maintained 3 bedroom, 2 bathroom Meritage home located in the desirable Lake Babcock neighborhood of Babcock Ranch. Situated on a peaceful pond lot with a fully fenced backyard, this home offers privacy, tranquil water views, and a west facing backyard that delivers breathtaking Florida sunsets every single evening. Surrounded by mature landscaping with no nearby new construction, you'll enjoy a quiet, established neighborhood that's becoming increasingly hard to find. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, impact windows and doors, faux wood blinds, and an open floor plan designed for comfortable everyday living. The kitchen is equipped with upgraded stainless steel appliances including a refrigerator, dishwasher, washer, and dryer, making this home truly move in ready. Relax on the welcoming front porch or unwind year round from the screened lanai while taking in spectacular sunset views across the pond. Built by Meritage Homes for energy efficiency and durability, this home is located in America's first solar powered town, known for its exceptional storm resiliency, elevated above the flood plain, and lower than average homeowners insurance costs. Residents enjoy miles of walking and biking trails, parks, community pools, pickleball, tennis, kayaking, restaurants, shopping, live entertainment, and year round community events. This property also presents an excellent investment opportunity with outstanding long term rental potential. Whether you're looking for a primary residence, seasonal home, or investment property, this home offers exceptional value in one of Southwest Florida's fastest growing communities. Assumable mortgage is subject to lender approval and buyer qualification.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 1, 2026
- Listed$329,000Aug 1, 2026
- Price increased$329,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Babcock Ranch Community Ph 1b1
- County
- Charlotte
- Year built
- 2020
- Living area
- 1,685 sq ft
- Price/sq ft
- $195
- Building area
- 2,414 sq ft (Public Records)
- Lot size
- 7,707 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12015C0500G)
- Garage
- 2 spaces
- Annual taxes
- $7,217 (2025)
- Parcel #
- 422629323018
- Zoning
- BOZD
- MLS #
- C7529080
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
HOA & Financial
- HOA fee
- $296 / Monthly
- Monthly HOA
- $296/mo
- Total monthly fees
- $296/mo
- Total annual fees
- $3,552
- HOA name
- CCMC
- CDD
- Yes
- Min lease term
- 2 Months
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Concrete
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-08-01
- On market date
- 2026-08-01
- Original list price
- $329,000
- Occupant type
- Tenant
- MLS area
- 33982 - Punta Gorda
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-08-01
- Tax legal description
- BCR 1B1 00NE 0819 BABCOCK RANCH PHASE 1B1 NORTHEAST LOT 819 (7 708 SF M/L) 4437/2077 4699/2178
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Cypress pkwy East to Windmill traffic circle, take 2nd exit to stay on Cypress Pkwy, At water tower take 2nd exit to stay on Cypress pkwy. At bells take 1st exit, Straight at the stop sign, Left on Palmetto st. House will be on left hand side.
More homes like this
$549,400
16121 Lotus Way
Punta Gorda, FL 33982
4 bd · 3 ba · 2,488 sqft
Babcock Ranch Community Ph 1b1
MLS ID #C7527353, COLDWELL BANKER REALTY.
Listing provided by Stellar MLS
$269,900
43620 Sparrow Dr
Punta Gorda, FL 33982
2 bd · 2 ba · 1,516 sqft
Babcock Ranch Community-Preserve
MLS ID #A4700222, SUNREAL ESTATE INC.
Listing provided by Stellar MLS
$289,900
16974 Hawk Ct
Punta Gorda, FL 33982
2 bd · 2 ba · 1,516 sqft
Babcock Ranch Community Preser
MLS ID #C7528006, EXP REALTY LLC.
Listing provided by Stellar MLS
$245,000
43050 Greenway Blvd #645
Punta Gorda, FL 33982
2 bd · 2 ba · 1,198 sqft
Babcock Ranch
MLS ID #O6409010, ICONIC REALTY AND ASSOCIATES PLLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 1, 2026 at 12:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA