4045 Bluff Oak Court, FL
Stellar MLS
1 / 1

$256,000

4045 Bluff Oak Court

Palm Harbor, FL 34684

Listing updated: August 1, 2026 at 6:51 AM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Tracey Holmquist · MLS #TB8533355 · Active · 727-781-3700
2
Beds
2
Baths
1,120
Sq Ft
0.06
Acres
1984
Built
$229/sqft360° tour
Villa

Property type

1984

Year built

2,592 sqft

Lot size

$229

Price / sq ft

$450/mo

HOA dues

1

Day on market

A

Flood zone

About this home

This neighborhood is one of the best kept secrets in Palm Harbor! Tucked off Tampa Road and convenient to everything, this community of one story villas is a peaceful oasis of mature trees and well maintained landscaping with a sparkling pool and brand new multipurpose pickleball/tennis/basketball court. Got dogs? They will love it here too! You can take nice long walks without ever having to leave the neighborhood. When you first step inside this home you will notice the great layout, large kitchen with plenty of counter and storage space, new fridge and range, inside laundry hook ups, and a generous sized primary bedroom with good closet space. The front patio off the kitchen is a perfect spot for grilling or just enjoying our beautiful Florida weather. The back porch has been upgraded to a fully air conditioned four season room with screens and sliding windows so it can be used year round and the upgraded impact resistant sliders keep the adjoining bedroom nice and quiet. Roof maintenance & replacement (last done in 2022) included in HOA fees. There is a lot to love with this one, schedule a showing today and see for yourself!

Estimated monthly payment

Principal & interest$1,294
Property taxes$331
Home insurance (est.)$117
HOA dues$450

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 31, 2026
  2. Listed$256,000
    Jul 31, 2026
  3. Price increased$256,000

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
1
Subdivision
Strathmore Gate East
County
Pinellas
Year built
1984
Living area
1,120 sq ft
Price/sq ft
$229
Lot size
2,592 sq ft
Lot category
0 to less than 1/4
Flood zone
A (12103C0079H)
Annual taxes
$3,968 (2025)
Parcel #
08-28-16-85563-000-1690
Zoning
RPD-5
MLS #
TB8533355

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Stone Counters, Window Treatments
Laundry
Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

HOA fee
$450 / Monthly
Monthly HOA
$450/mo
Total monthly fees
$450/mo
Total annual fees
$5,400
HOA name
Ameritech / Angela Johnson
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Refer to Rules & Regulations in HOA docs for current restrictions
Approval process
Association Approval Required

Exterior & Construction

Exterior features
Lighting, Sliding Doors, Storage
Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
BB/HS Internet Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
KitchenFirst9x11
Primary BedroomFirst12x16
Bedroom 2First12x13
Family RoomFirst16x23

Listing Details

Listing date
2026-07-28
On market date
2026-07-31
Original list price
$256,000
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-07-31
Tax legal description
STRATHMORE GATE EAST UNIT THREE LOT 169

Flood risk

High riskFEMA Zone APanel 12103C0079H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Tampa Road to Strathmore Gate Drive ~ Strathmore Gate Drive to Bluff Oak Court to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 1, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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