


$490,000
8878 85th Loop
Ocala, FL 34481
Listing updated: August 8, 2026 at 3:16 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
MODEL-HOME APPEAL | RESORT-STYLE LIFESTYLE | ASSUMABLE VA LOAN | TRANSFERRABLE GOLF MEMBERSHIP | 3 BEDROOMS PLUS STUDY DEN | Welcome to this beautifully designed and meticulously maintained 3-bedroom, 2-bath home with a well-appointed STUDY/DEN in the highly sought-after community of ON TOP OF THE WORLD. From the moment you arrive, lush landscaping and impressive curb appeal set the tone for the exceptional home within. A flowing, thoughtfully designed floor plan showcases refined finishes and elevated details throughout, creating a true model-home feel. Elegant CROW MOLDING adds timeless sophistication, while the expansive 10x31 ENCLOSED LANAI provides approximately 310 SF OF ADDITIONAL LIVING SPACE—perfect for entertaining, relaxing, or enjoying your morning coffee. At the heart of the home, the gourmet kitchen is sure to impress, featuring a STAINLESS APPLIANCE package, OVERSIZED CENTER ISLAND, beautiful QUARTZ COUNTERTOPS, GAS COOKTOP, BUILT-IN WALL OVEN and CONVECTION MICROWAVE, rich WOOD cabinetry, with SOFT-CLOSE drawers and doors, and ABUNDANT PREP SPACE. The spacious OWNER'S SUITE offers a LUXURIOUS RETREAT with dual walk-in closets and a spa-inspired ensuite featuring a beautiful Roman shower and expansive vanity with generous storage. The OVERSIZED 3RD BEDROOM offers flexibility for guests, hobbies, media, or a private retreat. An exceptionally large laundry room provides valuable storage and organization space. Beyond the home, enjoy the unparalleled amenities of On Top of the World, including championship golf, multiple clubhouses, state-of-the-art fitness centers, resort-style pools, tennis, pickleball, dining, and an incredible array of clubs and activities. Conveniently located near shopping, restaurants, medical facilities, and everyday conveniences, this premier Ocala community offers an exceptional blend of elegance, recreation, and carefree Florida living. **ADDING EVEN MORE APPEAL, a qualified buyer may have the rare opportunity to assume the seller’s VA loan with a low interest rate (2.25)—an exceptional financing benefit in today’s market and the Seller has also paid for OTOW Golfing Membership through December and it can be transferred to the owner ***
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history14 days on market
- Status: ActiveJul 26, 2026
- Listed$490,000Jul 25, 2026
- Price increased$490,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 14
- Subdivision
- Candler Hills West Pod Q
- County
- Marion
- Year built
- 2019
- Living area
- 2,658 sq ft
- Price/sq ft
- $184
- Building area
- 3,614 sq ft (Public Records)
- Lot size
- 12,197 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0682E)
- Garage
- 2 spaces
- Annual taxes
- $6,932 (2025)
- Parcel #
- 3531-1700-43
- Zoning
- PUD
- MLS #
- OM729204
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Built-In Oven, Dishwasher, Microwave, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $366 / Monthly
- Monthly HOA
- $366/mo
- Total monthly fees
- $366/mo
- Total annual fees
- $4,392
- HOA name
- LORI SANDS
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See deed restrictions
- Approval process
- BUYER MUST SUBMIT THE ATTACHED APPLICATION NO LATER THAN 5 DAYS BEFORE CLOSING. BUYER APPLICATION FEE IS $150.
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Bedroom 3 | First | |
| Laundry | First | |
| Den | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-07-25
- On market date
- 2026-07-25
- Original list price
- $490,000
- Occupant type
- Owner
- MLS area
- 34481 - Ocala
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-07-26
- Tax legal description
- SEC 13 TWP 16 RGE 20 PLAT BOOK 013 PAGE 087 CANDLER HILLS WEST POD Q LOT 43
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Go through the main entrance of the OTOW (SW 99 Street Road) follow to Candler Hills turn left on SW 87th Circle, turn right into Stirling Meadows (SW 85th Loop) keep to the left and follow to #8878.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 8, 2026 at 3:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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