8878 85th Loop, FL8878 85th Loop, FL8878 85th Loop, FL
Stellar MLS
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$490,000

8878 85th Loop

Ocala, FL 34481

Listing updated: August 8, 2026 at 3:16 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Vanguard Lifestyle Realty · Dionne Peace · MLS #OM729204 · Active · 352-648-0096
3
Beds
2
Baths
2,658
Sq Ft
0.28
Acres
2019
Built
55+ community$184/sqft360° tour
Single Family Residence

Property type

2019

Year built

12,197 sqft

Lot size

$184

Price / sq ft

$366/mo

HOA dues

14

Days on market

2

Garage spaces

X

Flood zone

About this home

MODEL-HOME APPEAL | RESORT-STYLE LIFESTYLE | ASSUMABLE VA LOAN | TRANSFERRABLE GOLF MEMBERSHIP | 3 BEDROOMS PLUS STUDY DEN | Welcome to this beautifully designed and meticulously maintained 3-bedroom, 2-bath home with a well-appointed STUDY/DEN in the highly sought-after community of ON TOP OF THE WORLD. From the moment you arrive, lush landscaping and impressive curb appeal set the tone for the exceptional home within. A flowing, thoughtfully designed floor plan showcases refined finishes and elevated details throughout, creating a true model-home feel. Elegant CROW MOLDING adds timeless sophistication, while the expansive 10x31 ENCLOSED LANAI provides approximately 310 SF OF ADDITIONAL LIVING SPACE—perfect for entertaining, relaxing, or enjoying your morning coffee. At the heart of the home, the gourmet kitchen is sure to impress, featuring a STAINLESS APPLIANCE package, OVERSIZED CENTER ISLAND, beautiful QUARTZ COUNTERTOPS, GAS COOKTOP, BUILT-IN WALL OVEN and CONVECTION MICROWAVE, rich WOOD cabinetry, with SOFT-CLOSE drawers and doors, and ABUNDANT PREP SPACE. The spacious OWNER'S SUITE offers a LUXURIOUS RETREAT with dual walk-in closets and a spa-inspired ensuite featuring a beautiful Roman shower and expansive vanity with generous storage. The OVERSIZED 3RD BEDROOM offers flexibility for guests, hobbies, media, or a private retreat. An exceptionally large laundry room provides valuable storage and organization space. Beyond the home, enjoy the unparalleled amenities of On Top of the World, including championship golf, multiple clubhouses, state-of-the-art fitness centers, resort-style pools, tennis, pickleball, dining, and an incredible array of clubs and activities. Conveniently located near shopping, restaurants, medical facilities, and everyday conveniences, this premier Ocala community offers an exceptional blend of elegance, recreation, and carefree Florida living. **ADDING EVEN MORE APPEAL, a qualified buyer may have the rare opportunity to assume the seller’s VA loan with a low interest rate (2.25)—an exceptional financing benefit in today’s market and the Seller has also paid for OTOW Golfing Membership through December and it can be transferred to the owner ***

Estimated monthly payment

Principal & interest$2,478
Property taxes$578
Home insurance (est.)$225
HOA dues$366

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history14 days on market

  1. Status: Active
    Jul 26, 2026
  2. Listed$490,000
    Jul 25, 2026
  3. Price increased$490,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
14
Subdivision
Candler Hills West Pod Q
County
Marion
Year built
2019
Living area
2,658 sq ft
Price/sq ft
$184
Building area
3,614 sq ft (Public Records)
Lot size
12,197 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12083C0682E)
Garage
2 spaces
Annual taxes
$6,932 (2025)
Parcel #
3531-1700-43
Zoning
PUD
MLS #
OM729204

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Built-In Oven, Dishwasher, Microwave, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$366 / Monthly
Monthly HOA
$366/mo
Total monthly fees
$366/mo
Total annual fees
$4,392
HOA name
LORI SANDS
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See deed restrictions
Approval process
BUYER MUST SUBMIT THE ATTACHED APPLICATION NO LATER THAN 5 DAYS BEFORE CLOSING. BUYER APPLICATION FEE IS $150.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bathroom 2First
Bedroom 3First
LaundryFirst
DenFirst
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-07-25
On market date
2026-07-25
Original list price
$490,000
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Lake and Sumter
Status changed
2026-07-26
Tax legal description
SEC 13 TWP 16 RGE 20 PLAT BOOK 013 PAGE 087 CANDLER HILLS WEST POD Q LOT 43

Flood risk

Minimal riskFEMA Zone XPanel 12083C0682E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Go through the main entrance of the OTOW (SW 99 Street Road) follow to Candler Hills turn left on SW 87th Circle, turn right into Stirling Meadows (SW 85th Loop) keep to the left and follow to #8878.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 8, 2026 at 3:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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