39411 County Road 439, FL39411 County Road 439, FL39411 County Road 439, FL
Stellar MLS
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$1,389,000

39411 County Road 439

Umatilla, FL 32784

Listing updated: July 28, 2026 at 4:15 PM ET

Active
Stellar MLSListing courtesy of Lake Life Realty · Brandy Lake · MLS #G5115360 · Active · 352-223-3199
3
Beds
3
Baths
2,711
Sq Ft
6.89
Acres
2009
Built
WaterfrontWater accessFireplace4-car garage6.89 acres$512/sqft360° tour
Single Family Residence

Property type

2009

Year built

300,001 sqft

Lot size

$512

Price / sq ft

No HOA

HOA dues

1

Day on market

4

Garage spaces

A

Flood zone

About this home

Virtually Staged. Nestled beneath a canopy of majestic oak trees along nearly 300 feet of pristine Lake Murphy frontage, this extraordinary custom-built estate embodies the charm of Old Florida with the luxury and craftsmanship today's discerning buyer desires. Enjoy breathtaking west-facing sunsets and peaceful views of the neighboring cattle pasture, all while being just minutes from Mount Dora, Eustis, and Tavares. Bring the boat, Lake Murphy is a private skiable lake, offering endless opportunities for watersports, fishing, and sunsets right from your backyard. Built in 2009 and used primarily as a vacation home until recently, this meticulously maintained 3-bedroom, 2.5-bath residence offers over 2,700 square feet of thoughtfully designed living space. Soaring 10-foot ceilings, custom mahogany entry doors, handcrafted cabinetry, and stunning white oak flooring showcase the exceptional quality found throughout. The gourmet kitchen is a chef's dream, featuring GE Monogram appliances, Thermador cooking equipment, a farmhouse sink, warming drawer, built-in microwave, wine cooler, custom cabinetry, and a refrigerator that's only one year old. Designed to embrace its stunning surroundings, nearly every room opens onto expansive porches or balconies overlooking the lake. The luxurious primary on-suite bath features marble countertops, a spa-inspired walk-in shower with full-body spray jets, and plumbing already in place for a freestanding soaking tub. Exceptional craftsmanship continues throughout the home with custom wood columns and a fireplace mantel milled from trees harvested directly from the property. Additional features include a remote-controlled gas fireplace, whole-home surround sound with individual room controls, security system with glass-break sensors and door monitoring, authentic brick-floored mudroom, two HVAC systems (one replaced approximately two years ago). The beautifully landscaped grounds include mature trees and a 20-zone irrigation system to maintain the lush setting year-round. Zoned for horses and chickens, this property offers the perfect blend of luxury estate and country lifestyle, bring the farm and enjoy the freedom to create your own private homestead while still living on the water. The detached 3,300+ square-foot garage provides space for four vehicles and includes an unfinished 1,400-square-foot upper level ready to become a guest suite, home office, studio, multigenerational living space, income-producing apartment, or even a boutique event venue (subject to county approval). For those seeking even more privacy, the seller may consider selling the adjoining five-acre parcel with the home, creating the opportunity for an extraordinary family compound or expanded equestrian estate. The parcel will not be sold separately. A new architectural shingle roof was installed in 2024 over a peel-and-stick waterproof membrane for enhanced protection and potential insurance savings. Properties of this caliber are rarely available in Lake County. Offering timeless architecture, unmatched craftsmanship, incredible waterfront views, skiable lake access, equestrian and hobby farm potential, and endless possibilities, this is more than a home—it's a legacy estate built to be treasured for generations.

Estimated monthly payment

Principal & interest$7,024
Property taxes$223
Home insurance (est.)$637

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 27, 2026
  2. Listed$1,389,000
    Jul 27, 2026
  3. Price increased$1,389,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Lake Murphy Estates
County
Lake
Year built
2009
Living area
2,711 sq ft
Price/sq ft
$512
Building area
3,413 sq ft (Owner)
Lot size
300,001 sq ft
Lot category
5 to less than 10
Flood zone
A (12069C0240E)
Garage
4 spaces
Annual taxes
$2,679 (2025)
Parcel #
15-18-27-0100-000-00600
Zoning
R-1
MLS #
G5115360

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Wood
Appliances
Built-In Oven, Dishwasher, Microwave, Refrigerator, Wine Refrigerator
Interior features
Open Floorplan, PrimaryBedroom Upstairs
Laundry
Inside
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
No
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Leasing restrictions have not been verified. It is Buyer's responsibility to verify leasing restrictions with the County

Exterior & Construction

Exterior features
Balcony
Construction materials
Metal Frame
Roof
Membrane, Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst15.2x9.1
Living RoomFirst21.11x19.4
Dining RoomFirst16.1x11.11
DenFirst12.6x10.1
Primary BedroomSecond15.8x1.8
Bedroom 2Second14.9x12.4
Bedroom 3Second14.1x11.1

Listing Details

Listing date
2026-07-21
On market date
2026-07-27
Original list price
$1,389,000
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Lake and Sumter
Status changed
2026-07-27
Tax legal description
LAKE MURPHY ESTATES LOT 6 PB 23 PG 55 ORB 1752 PG 1125

Flood risk

High riskFEMA Zone APanel 12069C0240E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR 46, take CR 46A to SR 44. Turn left onto SR 44, then right onto County Road 439. Continue approximately 5 miles. Property will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 28, 2026 at 4:15 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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