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$499,000

912 21st Street

Palmetto, FL 34221

Listing updated: July 24, 2026 at 7:27 PM ET

Active

Listing courtesy of Locals Property Management · Michael Fenton · MLS #A4700456 · Active · 941-779-3796

Beds

Baths

1,646

Sq Ft

0.2

Acres

1978

Built

◆Waterfront◆Water access◆$303/sqft◆360° tour

Single Family Residence

Property type

1978

Year built

8,733 sqft

Lot size

$303

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

WATERFRONT LIVING WITH PRIVATE CANAL ACCESS! Enjoy approximately 15 feet of seawall with direct canal frontage—perfect for launching a kayak, paddle board, canoe, small fishing boat, or jet skis right from your backyard. While the canal is best suited for smaller watercraft, it offers a fantastic opportunity to embrace Florida's waterfront lifestyle without the premium price of larger waterfront estates. Inside, this beautifully remodeled 2-bedroom, 2-bath home is completely move-in ready, featuring stylish modern updates, fresh finishes, and a bright, open living space designed for comfort and everyday enjoyment. Buyer to verify square footage. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this property offers the perfect combination of updated living and waterfront recreation. Whether you're searching for a primary residence, seasonal retreat, or investment property, this updated Palmetto home delivers exceptional value with the added bonus of private canal access.

Estimated monthly payment

Principal & interest$2,523

Property taxes$483

Home insurance (est.)$229

Down payment

20%

$99,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Jul 24, 2026
Listed$499,000
Jul 24, 2026
Price increased$499,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Cumulative DOM: 140
Subdivision: Riverside Park Replat Of A Portion
County: Manatee
Year built: 1978
Living area: 1,646 sq ft
Price/sq ft: $303
Building area: 1,840 sq ft (Public Records)
Lot size: 8,733 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE
Garage: 2 spaces
Annual taxes: $5,793 (2025)
Parcel #: 2846200109
Zoning: RS-3
MLS #: A4700456

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Thermostat
Laundry: In Garage
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: 1-7 Days
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
Construction materials: Block
Roof: Metal
Foundation: Slab
Waterfront: Yes
Water access: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	First	15x11
Living Room	First	22x10
Primary Bathroom	First	5x8
Kitchen	First	18x8

Listing Details

Listing date: 2026-07-18
On market date: 2026-07-24
Original list price: $499,000
Occupant type: Vacant
MLS area: 34221 - Palmetto/Rubonia
Listing AOR: Sarasota - Manatee
Status changed: 2026-07-24
Tax legal description: LOT 11 REPLAT OF PORTION OF RIVERSIDE PARK; LESS OR 1773/5703 DESC AS: THE S 13 FT OF THE W 65.32 FT OF LOT 11, OF A REPLAT OF RIVERSIDE PARK; TOGETHER WITH THAT PORTION OF LOT 12, REPLAT OF PORTION OF RIVERSIDE PARK DESC AS FOLLOWS: BEG AT THE SW COR OF SD LOT 12; TH ALONG THE SLY LNS OF SD LOT 12 THE FOLLOWING CALLS AND DISTANCES; N 89 DEG 51 MIN 18 SEC E 30.31 FT; TH S 00 DEG 04 MIN 12 SEC E 15.51 FT; TH N 89 DEG 16 MIN 14 SEC E 15.48 FT; TH LEAVING SD SLY LN, N 00 DEG 04 MIN 12 SEC W, 10.00 FT; TH S 89 DEG 16 MIN 14 SEC W, 5.48 FT; TH N 00 DEG 04 MIN 12 SEC W, 15.41 FT; TH S 89 DEG 51 MIN 18 SEC W, 40.31 FT TO THE W LN OF SD LOT 12; TH S 00 DEG 04 MIN 12 SEC E ALONG SD W LN, A DIST OF 10.00 FT TO THE POB, PI#28462.0010/9

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Business 41, West on 10th St W, Turn left on 21st Ave W - first house on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 24, 2026 at 7:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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