$475,000
401 Dempsey Road
Palm Harbor, FL 34683
Listing updated: August 1, 2026 at 10:17 AM ET
Listing courtesy of Coastal Properties Group International · Susan Lube · MLS #TB8527057 · Active · 727-493-1555Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This large corner lot in the coastal golf cart community of Ozona, is just a one-minute walk to Ozona Elementary and the Pinellas trail. Also zoned for A rated Palm Harbor Middle and Palm Harbor University High School, this sought after location offers a wide variety of options for local dining and entertainment. You can park your car and drive your golf cart to hear local music or have dinner with the family. The owners favorite feature is how much distance she has from the neighboring homes. The large pavered driveway can house 4-6 vehicles, and the large double gate on the lime street side allows access for boat or RV parking. This home was fully renovated down to the studs in 2019 / 2020 with a brand-new roof, HVAC, hot water heater, electrical, plumbing and all new interior finishes. The owner chose to have the foundation fully renovated to ensure long term stability and peace of mind. The transferable 25-year warranty still has 20 years left and comes with the purchase. A newer high end metal shed is included in the sale of the home where you can store your bikes, kayaks or riding mower. The properties across the street to the east and south are both flood zone x making this the perfect location for safety during storms. Not a drop of water from the hurricanes came anywhere near this property or the surrounding streets. Won’t last long so don't wait to see this little gem before it is snatched up.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history23 days on market
- Status: ActiveJul 9, 2026
- Listed$495,000Jul 8, 2026
- Price reduced$475,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 23
- Subdivision
- Dempseys W S Sub
- County
- Pinellas
- Year built
- 1923
- Living area
- 1,208 sq ft
- Price/sq ft
- $393
- Building area
- 1,368 sq ft (Public Records)
- Lot size
- 7,301 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0059H)
- Annual taxes
- $4,362 (2025)
- Parcel #
- 11-28-15-20880-000-0020
- Zoning
- R-3
- MLS #
- TB8527057
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Fire Pit, Rain Gutters
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x13 |
| Great Room | First | 11x28 |
| Primary Bedroom | First | 11x11 |
| Bathroom 2 | First | 11x11 |
| Laundry | First | 5x12 |
Listing Details
- Listing date
- 2026-07-08
- On market date
- 2026-07-08
- Original list price
- $495,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-09
- Tax legal description
- DEMPSEY'S, W. S. SUB LOTS 2 AND 3 LESS N 10FT
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Tampa Rd West - Corner of Dempsey Road and Lime Street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 1, 2026 at 10:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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