10 Lime Street, FL
Stellar MLS

$1,395,500

10 Lime Street

Palm Harbor, FL 34683

Listing updated: May 16, 2026 at 3:44 PM ET

Active
5
Beds
4
Baths
3,476
Sq Ft
0.21
Acres
2026
Built
Private poolNew construction$401/sqft360° tour
Single Family Residence

Property type

2026

Year built

9,148 sqft

Lot size

$401

Price / sq ft

No HOA

HOA dues

24

Days on market

2

Garage spaces

AE*

Flood zone

About this home

One or more photo(s) has been virtually staged. Under Construction. Tucked along a quiet street in historic Ozona, 10 Lime Street offers 3,476 square feet of thoughtfully designed new construction in one of Pinellas County's most beloved golf cart communities. Estimated completion July 2026. Cruise the cart to downtown Ozona for waterfront dining, or take the short walk to the Pinellas Trail and downtown Palm Harbor's shops, breweries, and weekend markets. Zoned for A-rated schools and surrounded by the easygoing coastal-village character that makes this pocket of Florida so sought-after. Inside, 10-foot ceilings and an open-concept first floor set a bright, airy tone. A welcoming foyer leads to a flex room with private closet and large window — ideal as a guest bedroom, home office, or den. The gourmet kitchen anchors the main level with Slim White cabinetry, a butler's pantry, and an oversized chef's prep island built for gathering. The great room flows in Water's Edge Carmel Cloud flooring against a soft Snowbound palette, while a full pool bath finished in Capri Almond matte porcelain and Calacatta Vecchia penny mosaics serves both guests and the lanai beyond. The dining area opens seamlessly to a 397-square-foot covered lanai overlooking the screen-enclosed pool and generous backyard. Upstairs, the expansive primary suite features separate his-and-hers walk-in closets and a spa-inspired bath with Belucci Bianca polished porcelain floors and Romanta Crema shower walls. Three additional bedrooms and a spacious utility room complete the second floor, with four full baths across the home. Pool, birdcage, lanai, designer finishes, A-rated schools, and a true golf cart lifestyle — turnkey coastal living, delivered. Schedule your private tour today.

Local Insight

At $401/sqft for brand-new construction in Palm Harbor, you're paying a fair rate for the market, but the AE flood zone designation is a critical factor that will drive up your insurance costs and may limit future refinancing options—worth getting a detailed flood risk assessment before committing. The 0.21-acre lot is compact, so while the private pool adds real appeal, you're working with minimal yard space and will want to verify setback requirements if you ever consider additions or modifications.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$7,056
Property taxes$438
Home insurance (est.)$640

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history24 days on market

  1. Status: Active
    Apr 22, 2026
  2. Listed$1,395,500
    Apr 22, 2026
  3. Price increased$1,395,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
24
Subdivision
Dempseys W S Sub
County
Pinellas
Year built
2026
Living area
3,476 sq ft
Price/sq ft
$401
Building area
4,542 sq ft (Builder)
Lot size
9,148 sq ft
Lot category
0 to less than 1/4
Flood zone
AE* (12103C0059H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,256 (2025)
Parcel #
11-28-15-20880-000-0100
Zoning
R-3
MLS #
TB8500455

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Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Ceramic Tile, Laminate, Tile
Appliances
Dishwasher, Electric Water Heater, Exhaust Fan, Range Hood, Refrigerator, Tankless Water Heater
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Central, Exhaust Fan, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Lighting, Permeable Paving, Private Yard
Construction materials
Block, HardiPlank Type, Stone, Stucco, Frame
Roof
Shingle
Foundation
Block, Slab, Stem Wall
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Available, Electricity Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond20x18
Great RoomFirst20x20
Bedroom 2Second15x15
KitchenFirst17x13

Listing Details

Listing date
2026-04-21
On market date
2026-04-22
Original list price
$1,395,500
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-04-22
Tax legal description
DEMPSEY'S, W. S. SUB LOT 10 TOGETHER WITH W 50FT OF E 320FT OF W 818FT OF S 100FT OF N 660FT OF NW 1/4 OF NE 1/4 OF SEC 11-28-15

Flood risk

High riskFEMA Zone AE*Panel 12103C0059H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Alt-19 in Ozona, West on Tampa Rd., North on Dempsey Rd, West on Lime St. to address on South side of Lime Street.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 16, 2026 at 3:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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