$315,000
9 Freshwater Drive
Palm Harbor, FL 34684
Listing updated: July 22, 2026 at 10:43 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Water Lovers, First-Time Buyers, and Downsizers—Welcome Home! If you've been dreaming of an affordable Florida lifestyle close to the water without sacrificing style or convenience, this beautifully updated home is exactly what you've been waiting for. Nestled in desirable Fresh Water Estates, directly across from a Lake Tarpon canal and backing to a peaceful, wooded preserve-like setting with no rear neighbors, this move-in-ready retreat offers privacy, comfort, and everyday enjoyment. Step inside to a bright, sun-filled open floor plan where durable laminate flooring flows throughout, creating an inviting and easy-to-maintain living space. The beautifully renovated kitchen serves as the heart of the home, featuring timeless shaker-style cabinetry, granite countertops, stainless steel appliances, and plenty of workspace for everyday living or entertaining. Just off the kitchen, you'll appreciate the spacious indoor laundry room with additional storage—an unexpected bonus in a home of this size. The updated bathroom continues the home's modern appeal with a granite vanity, crisp white cabinetry, and a stylish walk-in shower, creating a fresh, spa-inspired feel. Outside, the circular driveway provides ample parking, while NO HOA gives you the freedom to park your boat, RV, or other recreational toys right on your own property. Spend weekends launching your boat from the nearby community ramp onto beautiful Lake Tarpon, kayaking the nearby canals, fishing, or enjoying scenic walks and outdoor activities at Anderson Park just minutes away. Conveniently located near shopping, dining, everyday conveniences, and the new Trader Joe's, you'll love having everything you need within easy reach while still enjoying a relaxed, waterfront lifestyle. Whether you're searching for your first home, looking to downsize into an easy-care property, seeking a seasonal Florida retreat, or simply wanting to live closer to the water without the waterfront price tag, this home offers exceptional value. Affordable homes this close to Lake Tarpon—with modern updates, privacy, NO HOA, and room for your boat or RV—are becoming increasingly difficult to find. Schedule your private showing today and discover why this charming home is the perfect place to start your next chapter.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: ActiveJul 16, 2026
- Listed$315,000Jul 16, 2026
- Price increased$315,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 6
- Subdivision
- Fresh Water Estates
- County
- Pinellas
- Year built
- 1983
- Living area
- 1,030 sq ft
- Price/sq ft
- $306
- Lot size
- 6,443 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0076H)
- Annual taxes
- $3,401 (2025)
- Parcel #
- 30-27-16-29538-000-0090
- Zoning
- R-3
- MLS #
- TB8526277
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Laminate
- Appliances
- Built-In Oven, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Circular Driveway, Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard, Sliding Doors
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x11 |
| Living Room | First | 15x14 |
| Primary Bedroom | First | 14x13 |
| Bedroom 2 | First | 12x11 |
Listing Details
- Listing date
- 2026-07-13
- On market date
- 2026-07-16
- Original list price
- $315,000
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-16
- Tax legal description
- FRESH WATER ESTATES LOT 9
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US 19 to East on Cypress Dr. to Left on Freshwater Dr. to address.
More homes like this


$200,000
10 Freshwater Dr
Palm Harbor, FL 34684
0.15 acres
Fresh Water Estates
MLS ID #TB8500250, THE AGENCY FL.
Listing provided by Stellar MLS

$364,900
1019 Peninsula Rd
Tarpon Springs, FL 34689
4 bd · 2 ba · 1,631 sqft
Gulfview Ridge
MLS ID #W7887046, NEW DIMENSIONS IN REAL EST INC.
Listing provided by Stellar MLS

$224,000
1500 Sunset Rd Bldg C #C7
Tarpon Springs, FL 34689
2 bd · 2 ba · 1,170 sqft
Island Club Of Tarpon
MLS ID #TB8372135, KELLER WILLIAMS REALTY- PALM H.
Listing provided by Stellar MLS

$260,000
260 Michaels Cir
Oldsmar, FL 34677
3 bd · 2 ba · 1,385 sqft
East Lake Woodlands Cluster Homes
MLS ID #TB8507054, DASHER RLTY & PROP. MANAGEMENT.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 22, 2026 at 10:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA