$200,000
10 Freshwater Drive
Palm Harbor, FL 34684
Listing updated: April 27, 2026 at 9:32 PM ET
Listing courtesy of The Agency Fl · Lisa Burnette · MLS #TB8500250 · Active · 407-335-4119Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Discover a very sought-after location, nestled along the shores of Lake Tarpon with stunning waterfront views. Now is the perfect time to build your dream home—just across from the prestigious Innisbrook Golf Club. When you walk out of your brand-new construction, the home of your dreams you’ve developed, you’ll see breathtaking waterfront views right from your front door and new driveway. The streets are peaceful and quiet, set off US-19 in a truly coveted neighborhood. Whether you’re looking to retire and craft your sanctuary or your growing family needs a custom haven, now is the time to create the perfect home for you. Live the true Florida lifestyle, surrounded by boats, serene water views, and a built-in sense of community.
Local Insight
This AE flood zone designation is a serious red flag—you're looking at mandatory flood insurance that'll run $1,500-3,000+ annually, and lenders may be reluctant to finance here, so factor that into your true cost of ownership. The $31/sqft price is cheap for a reason, but if you're a cash buyer comfortable with flood risk and can build or develop it, the water view and no HOA does give you flexibility that pricier waterfront lots don't offer. Before you move forward, get a flood elevation certificate and talk to a surveyor about fill requirements and buildability—this could be a deal or a money pit depending on what the actual flood level is.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveApr 27, 2026
- Listed$200,000Apr 27, 2026
- Price increased$200,000
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 0
- Subdivision
- Fresh Water Estates
- County
- Pinellas
- Price/sq ft
- $31
- Lot size
- 6,486 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0076H)
- Annual taxes
- $1,585 (2025)
- Parcel #
- 30-27-16-29538-000-0100
- Zoning
- R-3
- MLS #
- TB8500250
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HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash
- Ownership
- Fee Simple
Exterior & Construction
- Water view
- Yes
- Road surface
- Unimproved
Utilities
- Sewer
- None
- Water source
- None
- Utilities
- Electrical Nearby, Water Nearby
Listing Details
- Listing date
- 2026-04-27
- On market date
- 2026-04-27
- Original list price
- $200,000
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-27
- Tax legal description
- FRESH WATER ESTATES LOT 10
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US Hwy 19 N turn right (East) on Cypress Dr, turn left ( North) on Freshwater Dr to end on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 27, 2026 at 9:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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