$4,690,000
226 Poinciana Lane
Largo, FL 33770
Listing updated: July 7, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Perfectly positioned at the end of a quiet cul-de-sac, this extraordinary fully furnished waterfront estate boasts an impressive 175 feet of south-facing waterfront, offering panoramic views, abundant natural light, and deep-water boating access to the Intracoastal Waterway and the Gulf. Beautifully updated with today's luxury lifestyle in mind, this exceptional residence features 4 bedrooms, 4 bathrooms, a private office, and an oversized 6-car garage, delivering an unmatched combination of architectural elegance and modern convenience. A dramatic double-door entry opens to a grand foyer highlighted by a custom sweeping staircase and light-filled interiors with breathtaking waterfront views from nearly every room. Rich hardwood floors, exquisite custom millwork, and refined designer finishes create an atmosphere of timeless sophistication, while the open-concept floor plan is perfectly designed for both everyday living and elegant entertaining. At the heart of the home is a spectacular chef's kitchen featuring a large center island, professional-grade appliances, abundant custom cabinetry, a walk-in pantry, and handcrafted designer lighting. The kitchen flows effortlessly into the spacious family room, creating seamless indoor-outdoor living and entertaining. The luxurious primary suite is a true waterfront sanctuary, offering spectacular water views and dual primary baths. One spa-inspired marble bath with dual vanities, a soaking tub, and an oversized walk-in shower. The other custom bath features a glass-enclosed shower and designer vanity. The additional 3 bedrooms with en-suite are generously sized and beautifully appointed. Designed to embrace the very best of Florida waterfront living, the outdoor spaces are truly exceptional. Multiple terraces provide the perfect setting for entertaining or relaxing while enjoying spectacular sunsets. The resort-style pool features an AquaLink-controlled spa and bubblers, complemented by a newer seawall and a Trex dock equipped with 16,000lbs & 4500lbs boat lifts, providing effortless access to the Intracoastal Waterway and the Gulf in just minutes. Recent improvements include a whole-house generator, hurricane-impact windows (2017), new garage doors (2024), Trane HVAC systems (2022), new pool equipment (2024), and new outdoor ceiling fans (2026), offering peace of mind and modern efficiency. With its premier location, expansive waterfront, luxury finishes, exceptional boating facilities, and resort-style amenities, this one-of-a-kind home represents a rare opportunity to own one of the Gulf Coast's finest waterfront residences. Harbor Bluffs is minutes from Belleair Bluffs, Belleair, golf, beaches, parks, and dining.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 6, 2026
- Listed$4,690,000Jul 6, 2026
- Price increased$4,690,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Harbor Bluffs Sec 5
- County
- Pinellas
- Year built
- 2001
- Living area
- 3,978 sq ft
- Price/sq ft
- $1,179
- Building area
- 9,469 sq ft (Public Records)
- Lot size
- 14,044 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12103C0112H)
- Garage
- 6 spaces
- Pool
- Private pool
- Annual taxes
- $22,685 (2025)
- Parcel #
- 32-29-15-35820-000-0190
- Zoning
- R-2
- MLS #
- TB8526205
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 5
- Flooring
- Ceramic Tile, Tile, Wood
- Appliances
- Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Elevator, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Zoned
- Cooling
- Central Air
Parking
- Garage spaces
- 6
- Attached garage
- Yes
- Parking features
- Electric Vehicle Charging Station(s), Golf Cart Garage, Golf Cart Parking, Oversized
HOA & Financial
- HOA fee
- $420 / Annually
- Monthly HOA
- $35/mo
- Total monthly fees
- $35/mo
- Total annual fees
- $420
- HOA name
- Nikki MCconnell
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify lease restrictions with HOA
- Approval process
- Contact HOA
Exterior & Construction
- Exterior features
- Balcony, Lighting
- Construction materials
- Block, HardiPlank Type, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 15x26 |
| Primary Bathroom | Second | 10x13 |
| Kitchen | Second | 21x23 |
| Living Room | Second | 25x23 |
| Office | Second |
Listing Details
- Listing date
- 2026-07-06
- On market date
- 2026-07-06
- Original list price
- $4,690,000
- Occupant type
- Owner
- MLS area
- 33770 - Largo/Belleair Bluffs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-06
- Tax legal description
- HARBOR BLUFFS SEC 5 LOT 19
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
West on West Bay Drive to South on Harborview Lane to stop sign. Go West on Palm Drive to South on Poinciana.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 7, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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