226 Poinciana Lane, FL226 Poinciana Lane, FL226 Poinciana Lane, FL
Stellar MLS
1 / 85

$4,690,000

226 Poinciana Lane

Largo, FL 33770

Listing updated: July 7, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Engel & Volkers Belleair · Stephen Kepler · MLS #TB8526205 · Active · 727-461-1000
4
Beds
5
Baths
3,978
Sq Ft
0.32
Acres
2001
Built
WaterfrontWater accessPrivate pool6-car garage$1,179/sqft
Single Family Residence

Property type

2001

Year built

14,044 sqft

Lot size

$1,179

Price / sq ft

$35/mo

HOA dues

1

Day on market

6

Garage spaces

AE

Flood zone

About this home

Perfectly positioned at the end of a quiet cul-de-sac, this extraordinary fully furnished waterfront estate boasts an impressive 175 feet of south-facing waterfront, offering panoramic views, abundant natural light, and deep-water boating access to the Intracoastal Waterway and the Gulf. Beautifully updated with today's luxury lifestyle in mind, this exceptional residence features 4 bedrooms, 4 bathrooms, a private office, and an oversized 6-car garage, delivering an unmatched combination of architectural elegance and modern convenience. A dramatic double-door entry opens to a grand foyer highlighted by a custom sweeping staircase and light-filled interiors with breathtaking waterfront views from nearly every room. Rich hardwood floors, exquisite custom millwork, and refined designer finishes create an atmosphere of timeless sophistication, while the open-concept floor plan is perfectly designed for both everyday living and elegant entertaining. At the heart of the home is a spectacular chef's kitchen featuring a large center island, professional-grade appliances, abundant custom cabinetry, a walk-in pantry, and handcrafted designer lighting. The kitchen flows effortlessly into the spacious family room, creating seamless indoor-outdoor living and entertaining. The luxurious primary suite is a true waterfront sanctuary, offering spectacular water views and dual primary baths. One spa-inspired marble bath with dual vanities, a soaking tub, and an oversized walk-in shower. The other custom bath features a glass-enclosed shower and designer vanity. The additional 3 bedrooms with en-suite are generously sized and beautifully appointed. Designed to embrace the very best of Florida waterfront living, the outdoor spaces are truly exceptional. Multiple terraces provide the perfect setting for entertaining or relaxing while enjoying spectacular sunsets. The resort-style pool features an AquaLink-controlled spa and bubblers, complemented by a newer seawall and a Trex dock equipped with 16,000lbs & 4500lbs boat lifts, providing effortless access to the Intracoastal Waterway and the Gulf in just minutes. Recent improvements include a whole-house generator, hurricane-impact windows (2017), new garage doors (2024), Trane HVAC systems (2022), new pool equipment (2024), and new outdoor ceiling fans (2026), offering peace of mind and modern efficiency. With its premier location, expansive waterfront, luxury finishes, exceptional boating facilities, and resort-style amenities, this one-of-a-kind home represents a rare opportunity to own one of the Gulf Coast's finest waterfront residences. Harbor Bluffs is minutes from Belleair Bluffs, Belleair, golf, beaches, parks, and dining.

Estimated monthly payment

Principal & interest$23,715
Property taxes$1,890
Home insurance (est.)$2,150
HOA dues$35

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 6, 2026
  2. Listed$4,690,000
    Jul 6, 2026
  3. Price increased$4,690,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Harbor Bluffs Sec 5
County
Pinellas
Year built
2001
Living area
3,978 sq ft
Price/sq ft
$1,179
Building area
9,469 sq ft (Public Records)
Lot size
14,044 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0112H)
Garage
6 spaces
Pool
Private pool
Annual taxes
$22,685 (2025)
Parcel #
32-29-15-35820-000-0190
Zoning
R-2
MLS #
TB8526205

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Interior Details

Bedrooms
4
Full bathrooms
5
Flooring
Ceramic Tile, Tile, Wood
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Elevator, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Three Or More
Direction faces
North

Heating & Cooling

Heating
Central, Zoned
Cooling
Central Air

Parking

Garage spaces
6
Attached garage
Yes
Parking features
Electric Vehicle Charging Station(s), Golf Cart Garage, Golf Cart Parking, Oversized

HOA & Financial

HOA fee
$420 / Annually
Monthly HOA
$35/mo
Total monthly fees
$35/mo
Total annual fees
$420
HOA name
Nikki MCconnell
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify lease restrictions with HOA
Approval process
Contact HOA

Exterior & Construction

Exterior features
Balcony, Lighting
Construction materials
Block, HardiPlank Type, Stucco, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomSecond15x26
Primary BathroomSecond10x13
KitchenSecond21x23
Living RoomSecond25x23
OfficeSecond

Listing Details

Listing date
2026-07-06
On market date
2026-07-06
Original list price
$4,690,000
Occupant type
Owner
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-07-06
Tax legal description
HARBOR BLUFFS SEC 5 LOT 19

Flood risk

High riskFEMA Zone AEPanel 12103C0112H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West on West Bay Drive to South on Harborview Lane to stop sign. Go West on Palm Drive to South on Poinciana.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 7, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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