$1,625,000
212 Poinciana Lane
Largo, FL 33770
Listing updated: June 22, 2026 at 11:15 AM ET
Listing courtesy of Viewpoint Realty International · Georgette Gillis · MLS #TB8498143 · Active · 727-584-7355Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Great Waterfront Location in Desirable Harbor Bluffs – A Boater’s Paradise. Experience the best of Florida waterfront living in this 4-bedroom, 3-bath home with a 2-car garage, ideally situated in the highly sought-after Harbor Bluffs community. From the moment you step through the double-door entry, you’re welcomed into a spacious living room with stunning water views that set the tone for the entire home. The thoughtfully designed floor plan offers both comfort and flexibility, featuring a private primary suite with a full en suite bathroom, plus an adjacent bedroom perfect for a nursery, home office, or den. A split-bedroom layout provides two additional bedrooms and a full bathroom—ideal for guests or family. A third full bathroom provides added convenience. Designed for indoor-outdoor living, sliding glass doors from the primary suite, living room, and dining room open to an expansive paver deck—perfect for entertaining or relaxing poolside. The oversized, solar-heated, screen-enclosed pool features new equipment and a color LED light for evening ambiance. Enjoy 88 feet of protected Intracoastal waterfront with a new elevated seawall and dock (2022), along with a recently serviced Deco Lift—ready for your boat. Watch dolphins play and take in breathtaking sunsets right from your backyard. Additional highlights include: Large laundry room with sink and garage access, Circular driveway with ample parking, Roll-down hurricane shutters, Irrigation system, Newer 4-ton A/C (2022), Newer water heater (2021), Flood elevation certificate available (7.1’), Home warranty included. This is your opportunity to own a slice of paradise in one of the area’s most coveted waterfront neighborhoods. Move in and enjoy this lovely home or build on its potential.
Local Insight
At $629/sqft for a 1968 waterfront property in an AE flood zone, you're paying a significant premium for water access and the private pool, so factor in flood insurance costs upfront—this isn't a casual expense in that zone. The 0.24-acre lot is tight for a four-bedroom, which means limited room to expand or maneuver, and at 56 years old you'll want a thorough inspection focused on what saltwater exposure has done to the structure and systems. The $35 monthly HOA is refreshingly low, but verify what waterfront maintenance and seawall responsibility actually falls on the owner versus the association.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history68 days on market
- Status: ActiveApr 15, 2026
- Listed$1,625,000Apr 15, 2026
- Price increased$1,625,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 68
- Subdivision
- Harbor Bluffs Sec 5
- County
- Pinellas
- Year built
- 1968
- Living area
- 2,582 sq ft
- Price/sq ft
- $629
- Lot size
- 10,559 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0112H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $10,569 (2025)
- Parcel #
- 32-29-15-35820-000-0260
- Zoning
- R-2
- MLS #
- TB8498143
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Thermostat
- Laundry
- Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Garage Door Opener, Guest, Off Street, Open, Parking Pad
HOA & Financial
- HOA fee
- $420 / Annually
- Monthly HOA
- $35/mo
- Total monthly fees
- $35/mo
- Total annual fees
- $420
- HOA name
- Harbor Bluffs Neighborhood
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact association for all requirements
- Approval process
- Contact association for all requirements
Exterior & Construction
- Exterior features
- Private Mailbox, Sliding Doors, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Sprinkler Meter, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 16x10.4 |
| Living Room | First | 15.6x26 |
| Dining Room | First | 15x23.6 |
| Primary Bedroom | First | |
| Primary Bathroom | First | 12.9x6 |
| Bedroom 2 | First | 13x12.4 |
| Bedroom 3 | First | 13x11 |
| Bedroom 4 | First | 13x11 |
| Utility Room | First | 16.1x6.7 |
| Bathroom 2 | First | |
| Bathroom 3 | First | 6.9x7.1 |
Listing Details
- Listing date
- 2026-04-15
- On market date
- 2026-04-15
- Original list price
- $1,625,000
- Occupant type
- Owner
- MLS area
- 33770 - Largo/Belleair Bluffs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-15
- Tax legal description
- HARBOR BLUFFS SEC 5 LOT 26
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
West Bay Dr past Indian Rocks Rd. Left (south) on Harbor View Lane to Right (west) on Palm Dr, Left (south) on Poinciana Lane to address on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 11:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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