212 Poinciana Lane, FL212 Poinciana Lane, FL212 Poinciana Lane, FL
Stellar MLS
1 / 37

$1,625,000

212 Poinciana Lane

Largo, FL 33770

Listing updated: June 22, 2026 at 11:15 AM ET

Active
Stellar MLSListing courtesy of Viewpoint Realty International · Georgette Gillis · MLS #TB8498143 · Active · 727-584-7355
4
Beds
3
Baths
2,582
Sq Ft
0.24
Acres
1968
Built
WaterfrontWater accessPrivate pool$629/sqft360° tour
Single Family Residence

Property type

1968

Year built

10,559 sqft

Lot size

$629

Price / sq ft

$35/mo

HOA dues

68

Days on market

2

Garage spaces

AE

Flood zone

About this home

Great Waterfront Location in Desirable Harbor Bluffs – A Boater’s Paradise. Experience the best of Florida waterfront living in this 4-bedroom, 3-bath home with a 2-car garage, ideally situated in the highly sought-after Harbor Bluffs community. From the moment you step through the double-door entry, you’re welcomed into a spacious living room with stunning water views that set the tone for the entire home. The thoughtfully designed floor plan offers both comfort and flexibility, featuring a private primary suite with a full en suite bathroom, plus an adjacent bedroom perfect for a nursery, home office, or den. A split-bedroom layout provides two additional bedrooms and a full bathroom—ideal for guests or family. A third full bathroom provides added convenience. Designed for indoor-outdoor living, sliding glass doors from the primary suite, living room, and dining room open to an expansive paver deck—perfect for entertaining or relaxing poolside. The oversized, solar-heated, screen-enclosed pool features new equipment and a color LED light for evening ambiance. Enjoy 88 feet of protected Intracoastal waterfront with a new elevated seawall and dock (2022), along with a recently serviced Deco Lift—ready for your boat. Watch dolphins play and take in breathtaking sunsets right from your backyard. Additional highlights include: Large laundry room with sink and garage access, Circular driveway with ample parking, Roll-down hurricane shutters, Irrigation system, Newer 4-ton A/C (2022), Newer water heater (2021), Flood elevation certificate available (7.1’), Home warranty included. This is your opportunity to own a slice of paradise in one of the area’s most coveted waterfront neighborhoods. Move in and enjoy this lovely home or build on its potential.

Local Insight

At $629/sqft for a 1968 waterfront property in an AE flood zone, you're paying a significant premium for water access and the private pool, so factor in flood insurance costs upfront—this isn't a casual expense in that zone. The 0.24-acre lot is tight for a four-bedroom, which means limited room to expand or maneuver, and at 56 years old you'll want a thorough inspection focused on what saltwater exposure has done to the structure and systems. The $35 monthly HOA is refreshingly low, but verify what waterfront maintenance and seawall responsibility actually falls on the owner versus the association.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$8,217
Property taxes$881
Home insurance (est.)$745
HOA dues$35

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history68 days on market

  1. Status: Active
    Apr 15, 2026
  2. Listed$1,625,000
    Apr 15, 2026
  3. Price increased$1,625,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
68
Subdivision
Harbor Bluffs Sec 5
County
Pinellas
Year built
1968
Living area
2,582 sq ft
Price/sq ft
$629
Lot size
10,559 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0112H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$10,569 (2025)
Parcel #
32-29-15-35820-000-0260
Zoning
R-2
MLS #
TB8498143

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Thermostat
Laundry
Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Garage Door Opener, Guest, Off Street, Open, Parking Pad

HOA & Financial

HOA fee
$420 / Annually
Monthly HOA
$35/mo
Total monthly fees
$35/mo
Total annual fees
$420
HOA name
Harbor Bluffs Neighborhood
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact association for all requirements
Approval process
Contact association for all requirements

Exterior & Construction

Exterior features
Private Mailbox, Sliding Doors, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst16x10.4
Living RoomFirst15.6x26
Dining RoomFirst15x23.6
Primary BedroomFirst
Primary BathroomFirst12.9x6
Bedroom 2First13x12.4
Bedroom 3First13x11
Bedroom 4First13x11
Utility RoomFirst16.1x6.7
Bathroom 2First
Bathroom 3First6.9x7.1

Listing Details

Listing date
2026-04-15
On market date
2026-04-15
Original list price
$1,625,000
Occupant type
Owner
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-04-15
Tax legal description
HARBOR BLUFFS SEC 5 LOT 26

Flood risk

High riskFEMA Zone AEPanel 12103C0112H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West Bay Dr past Indian Rocks Rd. Left (south) on Harbor View Lane to Right (west) on Palm Dr, Left (south) on Poinciana Lane to address on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 11:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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