540 Hancock Street, FL540 Hancock Street, FL540 Hancock Street, FL
Stellar MLS
1 / 32

$235,000

540 Hancock Street

Lakeland, FL 33803

Listing updated: July 3, 2026 at 6:52 AM ET

Active
Stellar MLSListing courtesy of Homevest Realty · Erik McGinnis · MLS #O6421926 · Active · 407-897-5400
2
Beds
1
Bath
980
Sq Ft
0.15
Acres
1926
Built
Fireplace$240/sqft360° tour
Single Family Residence

Property type

1926

Year built

6,499 sqft

Lot size

$240

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

Step into timeless Dixieland charm with this beautifully updated 1926 bungalow just minutes from Downtown Lakeland! Nestled in one of Lakeland's most sought-after historic neighborhoods, this 2-bedroom, 1-bath home blends original character with tasteful modern updates. From the moment you arrive, you'll fall in love with the inviting front porch, classic architectural details, and welcoming curb appeal. Inside, an open living and dining area is highlighted by original archways, abundant natural light, and the charm that only a historic home can offer. Original 1926 windows preserve the home's authentic character while adding warmth and timeless appeal. The kitchen has been thoughtfully updated with granite countertops, a beautiful natural stone backsplash, stainless steel appliances, and elegant gold hardware and faucet that give the space a fresh designer feel. The remodeled bathroom continues the home's blend of classic style and modern convenience. Ceramic tile flooring flows throughout the home, and an interior laundry area adds everyday functionality. Fresh interior and exterior paint provide a clean, move-in-ready finish, while the roof was replaced in 2020 for added peace of mind. Out back, you'll find a spacious yard featuring a storage shed with electricity and an existing concrete patio that's ready to become the perfect outdoor entertaining space, fire pit area, or cozy backyard retreat. Located in the heart of the Historic Dixieland District, you're just 1.3 miles from Florida Southern College, minutes from Downtown Lakeland, local parks, shopping, restaurants, and schools. If you've been searching for a home with authentic historic charm, tasteful updates, and an unbeatable location, this Dixieland gem is one you won't want to miss.

Estimated monthly payment

Principal & interest$1,188
Property taxes$203
Home insurance (est.)$108

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 2, 2026
  2. Listed$235,000
    Jul 2, 2026
  3. Price increased$235,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Carter-Deen Realty Cos
County
Polk
Year built
1926
Living area
980 sq ft
Price/sq ft
$240
Lot size
6,499 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$2,432 (2025)
Parcel #
23-28-24-117500-043100
Zoning
RA-4
MLS #
O6421926

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Ceramic Tile
Appliances
Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Stone Counters, Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Other
Cooling
Mini-Split Unit(s)

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sidewalk, Storage
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Crawlspace
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Room Details

RoomLevelDimensions
KitchenFirst14x8
Living RoomFirst14x18
Primary BedroomFirst12x14

Listing Details

Listing date
2026-07-02
On market date
2026-07-02
Original list price
$235,000
Occupant type
Vacant
MLS area
33803 - Lakeland
Listing AOR
Orlando Regional
Status changed
2026-07-02
Tax legal description
DIXIELAND PB 1 PG 67 BLK Q LOT 10

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Florida Ave S, left on W Hancock St. House on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 3, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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