$494,990
4035 Southern Vista Loop
St Cloud, FL 34772
Listing updated: July 23, 2026 at 11:14 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to your dream home in the highly sought-after Southern Pines community! Built in 2022, this immaculate 4-bedroom, 3-full-bath residence shines with extensive builder upgrades, featuring premium granite countertops and sleek luxury vinyl flooring throughout the main living areas. Positioned on one of the largest lots in the neighborhood, this property offers unparalleled privacy with absolutely no rear or left neighbors. The massive backyard is fully fenced and includes a convenient oversized side gate, making it the perfect private oasis for outdoor living, pets, and entertainment. Inside, the thoughtful layout boasts a spacious upstairs loft that provides excellent flexible living space for a game room, media center, or home office. The upper level also features a dedicated laundry room complete with a built-in laundry storage room. Live the ultimate Florida lifestyle with incredible community amenities just steps away, including a pristine community pool and playground. Location is everything—enjoy quick, easy access to Orlando's world-famous amusement parks, the Orlando International Airport, and all major highways for an effortless daily commute.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history17 days on market
- Status: ActiveJul 6, 2026
- Listed$500,000Jul 6, 2026
- Price reduced$494,990
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 17
- Subdivision
- Estates At Southern Pines
- County
- Osceola
- Year built
- 2022
- Living area
- 2,611 sq ft
- Price/sq ft
- $190
- Building area
- 3,294 sq ft (Public Records)
- Lot size
- 7,405 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $6,487 (2025)
- Parcel #
- 13-26-30-0663-0001-0200
- Zoning
- SFR
- MLS #
- S5152847
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters
- Laundry
- Electric Dryer Hookup, Laundry Closet, Laundry Room, Upper Level, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $320 / Quarterly
- Monthly HOA
- $107/mo
- Total monthly fees
- $107/mo
- Total annual fees
- $1,280
- HOA name
- Sovereign & Jacobs
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- See HOA
Exterior & Construction
- Exterior features
- Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | Second | |
| Bedroom 4 | Second | |
| Bedroom 3 | Second | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-07-06
- On market date
- 2026-07-06
- Original list price
- $500,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-07-06
- Tax legal description
- SOUTHERN PINES PH 5 PB 31 PG S 133-139 LOT 20
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192, head south on Hickory Tree Road for 1.3 miles, turn right onto Nolte Road and proceed west for 1.7 miles, turn left into the Southern Pines community entrance onto Southern Vista Loop for 0.1 miles
More homes like this


$379,900
285 White Heron Way
St Cloud, FL 34772
3 bd · 2 ba · 1,500 sqft
Estates At Southern Pines
MLS ID #O6407739, CHARLES RUTENBERG REALTY ORLANDO.
Listing provided by Stellar MLS

$310,750
4559 Rangeland Way
St Cloud, FL 34772
3 bd · 3 ba · 1,566 sqft
The Meadow At Crossprairie Townes
MLS ID #TB8512548, MERITAGE HOMES OF FL REALTY.
Listing provided by Stellar MLS

$339,000
2808 Jebidiah Ct
St Cloud, FL 34772
3 bd · 2 ba · 1,640 sqft
Canoe Creek Lakes Unit 13
MLS ID #S5150220, KEN BAKER REAL ESTATE.
Listing provided by Stellar MLS

$345,000
5103 Jones Rd
St Cloud, FL 34771
4 bd · 4 ba · 1,946 sqft
Stonewood Estates
MLS ID #S5154213, EXP REALTY LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 23, 2026 at 11:14 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA