4035 Southern Vista Loop, FL4035 Southern Vista Loop, FL4035 Southern Vista Loop, FL
Stellar MLS
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$494,990

4035 Southern Vista Loop

St Cloud, FL 34772

Listing updated: July 23, 2026 at 11:14 AM ET

Active
Stellar MLSListing courtesy of Dream Builders Realty · Ivan Roman · MLS #S5152847 · Active · 407-847-5428
4
Beds
3
Baths
2,611
Sq Ft
0.17
Acres
2022
Built
$190/sqft
Single Family Residence

Property type

2022

Year built

7,405 sqft

Lot size

$190

Price / sq ft

$107/mo

HOA dues

17

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to your dream home in the highly sought-after Southern Pines community! Built in 2022, this immaculate 4-bedroom, 3-full-bath residence shines with extensive builder upgrades, featuring premium granite countertops and sleek luxury vinyl flooring throughout the main living areas. Positioned on one of the largest lots in the neighborhood, this property offers unparalleled privacy with absolutely no rear or left neighbors. The massive backyard is fully fenced and includes a convenient oversized side gate, making it the perfect private oasis for outdoor living, pets, and entertainment. Inside, the thoughtful layout boasts a spacious upstairs loft that provides excellent flexible living space for a game room, media center, or home office. The upper level also features a dedicated laundry room complete with a built-in laundry storage room. Live the ultimate Florida lifestyle with incredible community amenities just steps away, including a pristine community pool and playground. Location is everything—enjoy quick, easy access to Orlando's world-famous amusement parks, the Orlando International Airport, and all major highways for an effortless daily commute.

Estimated monthly payment

Principal & interest$2,503
Property taxes$541
Home insurance (est.)$227
HOA dues$107

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history17 days on market

  1. Status: Active
    Jul 6, 2026
  2. Listed$500,000
    Jul 6, 2026
  3. Price reduced$494,990

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
17
Subdivision
Estates At Southern Pines
County
Osceola
Year built
2022
Living area
2,611 sq ft
Price/sq ft
$190
Building area
3,294 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$6,487 (2025)
Parcel #
13-26-30-0663-0001-0200
Zoning
SFR
MLS #
S5152847

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Microwave, Range
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters
Laundry
Electric Dryer Hookup, Laundry Closet, Laundry Room, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
Northwest

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$320 / Quarterly
Monthly HOA
$107/mo
Total monthly fees
$107/mo
Total annual fees
$1,280
HOA name
Sovereign & Jacobs
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
See HOA

Exterior & Construction

Exterior features
Private Yard
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomSecond
Bedroom 4Second
Bedroom 3Second
Bedroom 2First

Listing Details

Listing date
2026-07-06
On market date
2026-07-06
Original list price
$500,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Osceola
Status changed
2026-07-06
Tax legal description
SOUTHERN PINES PH 5 PB 31 PG S 133-139 LOT 20

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-192, head south on Hickory Tree Road for 1.3 miles, turn right onto Nolte Road and proceed west for 1.7 miles, turn left into the Southern Pines community entrance onto Southern Vista Loop for 0.1 miles

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 23, 2026 at 11:14 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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