$707,668
5292 Goldfinch Drive
St Cloud, FL 34771
Listing updated: July 1, 2026 at 8:26 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
What's Special: Model Home Leaseback | Extended Lot | Game Room | Larger Backyard | Flex Room | Large Kitchen Island | Deep Lot. Model Home Leaseback - Available Now for July Closing! Built by America's Most Trusted Home Builder. Welcome to the Montauk at 5292 Goldfinch Drive in The Waters at Center Lake Ranch! This thoughtfully designed home combines open-concept living with flexible spaces throughout. The gourmet kitchen showcases quartz countertops, a large center island, walk-in pantry, and seamless flow into the dining area and great room, creating a bright and inviting space to gather. Just beyond, a screened lanai with an outdoor kitchen extends your living space and makes entertaining effortless. Your main level primary suite offers a peaceful retreat with a spacious walk-in closet and a spa-inspired bath with dual sinks, a soaking tub, and a separate shower. Upstairs, two secondary bedrooms share a nearby full bath, while an additional bedroom suite includes its own private bath. A spacious game room, flex room, and conveniently located laundry room complete this versatile and welcoming home. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: tray ceilings, all appliances included and upgraded finishes throughout. MLS#O6421350 *Model Home Prices exclude furniture, decorative accessories, and closing costs and already include any lot premium, Seller installed options and upgrades; Buyer-selected options are no longer available. For financed buyers, lender restrictions on leasebacks for certain lenders may apply. No representation of any kind is made or implied regarding the Model Home’s future value or benefits, or availability of financing for a leaseback transaction. See Model Home Purchase Agreement, Model Home Addendum, Model Home Leaseback Agreement and, if applicable Non-Realty Bill of Sale Addendum (for furniture and any other non-realty personal property sold separately in select model homes) for details. Model homes subject to prior sale.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 1, 2026
- Listed$707,668Jun 30, 2026
- Price increased$707,668
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- The Waters At Center Lake Ranch
- County
- Osceola
- Year built
- 2026
- Living area
- 2,999 sq ft
- Price/sq ft
- $236
- Building area
- 3,677 sq ft (Builder)
- Lot size
- 7,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0115G)
- Garage
- 2 spaces
- Parcel #
- 29-25-31-0945-0001-2410
- Zoning
- RES
- MLS #
- O6421350
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl, Wood
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator
- Interior features
- Open Floorplan, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $84 / Monthly
- Monthly HOA
- $84/mo
- Total monthly fees
- $84/mo
- Total annual fees
- $1,007
- HOA name
- Castle Group
- CDD
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please see Community Sales Manager for additional information.
- Approval process
- Please see Community Sales Manager for additional information.
Exterior & Construction
- Exterior features
- Outdoor Kitchen, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Underground Utilities, Water Available
Community
- Pets allowed
- Breed Restrictions, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Bedroom 4 | Second | |
| Kitchen | First | |
| Dining Room | First | |
| Den | First | |
| Great Room | First | |
| Game Room | Second |
Listing Details
- Listing date
- 2026-06-30
- On market date
- 2026-06-30
- Original list price
- $707,668
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-07-01
- Tax legal description
- WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 241
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando via I-4 W: Take exit 77 to Florida’s Turnpike S/Miami. Merge onto Florida’s Turnpike S/Miami for 7 miles and use the right 2 lanes to take the ramp to FL-417 Toll N/ Sanford Daytona Beach. Continue for 8 miles, then take exit 22 for County Rd 15/Narcoossee Rd. Turn right on Narcoossee Rd and in 8 miles turn left onto Center Lake Ranch Blvd. Once in Center Lake Ranch, continue straight through the first roundabout, at the second roundabout take the 3rd turn left onto Twelve Oaks Rd. Follow signs to Taylor Morrison model parking on the left side on Teal Creek Dr.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 1, 2026 at 8:26 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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