$461,870
1032 Top Minnow Road
St Cloud, FL 34771
Listing updated: May 10, 2026 at 5:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
What's Special: Close to Amenities | Close to Park | Gourmet Kitchen | Loft | High Ceilings. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Captiva at 1032 Top Minnow Road in The Waters at Center Lake Ranch! From the covered porch of this new home, you step into a bright foyer that opens to a spacious great room with a soaring two story ceiling, creating an open and airy feel you notice right away. The kitchen flows easily into the dining area, making everyday meals and weekend gatherings feel effortless, while the lanai adds a seamless indoor-outdoor connection you will love. The primary suite is privately tucked on the main level and features a spacious bath and walk-in closet that feels like your own retreat. The powder room is situated by the laundry room and garage entry. Upstairs, a comfortable loft overlooks the great room and is joined by two additional bedrooms one with its own en-suite bath, and another full bath, giving everyone space to spread out. With a two-car garage, generous storage, and a layout that balances connection and privacy, this home is designed to support the way you live and entertain. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: Gourmet kitchen, covered lanai, shower in place of tub at bath 2, 8' interior doors, pre-plumb for future tub at laundry, GE refrigerator, and washer and dryer. Photos are for representative purposes only. MLS#O6401717
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history17 days on market
- Status: ActiveApr 23, 2026
- Listed$461,870Apr 23, 2026
- Price increased$461,870
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 17
- Subdivision
- The Waters At Center Lake Ranch
- County
- Osceola
- Year built
- 2026
- Living area
- 1,989 sq ft
- Price/sq ft
- $232
- Building area
- 2,514 sq ft (Builder)
- Lot size
- 4,800 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Parcel #
- 29-25-31-0945-0001-1220
- Zoning
- RES
- MLS #
- O6401717
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Tankless Water Heater
- Interior features
- High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- East
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $84 / Monthly
- Monthly HOA
- $84/mo
- Total monthly fees
- $84/mo
- Total annual fees
- $1,007
- HOA name
- Castle Group
- CDD
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Sales agents for lease restrictions.
- Approval process
- See Sales agents for lease restrictions.
Exterior & Construction
- Construction materials
- Block, Cement Siding, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Underground Utilities, Water Available
Community
- Pets allowed
- Breed Restrictions, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Dining Room | First | |
| Great Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second |
Listing Details
- Listing date
- 2026-04-23
- On market date
- 2026-04-23
- Original list price
- $461,870
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-04-23
- Tax legal description
- WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 122
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando via I-4 W: Take exit 77 to Florida’s Turnpike S/Miami. Merge onto Florida’s Turnpike S/Miami for 7 miles and use the right 2 lanes to take the ramp to FL-417 Toll N/ Sanford Daytona Beach. Continue for 8 miles, then take exit 22 for County Rd 15/Narcoossee Rd. Turn right on Narcoossee Rd and in 8 miles turn left onto Center Lake Ranch Blvd. Once in Center Lake Ranch, continue straight through the first roundabout, at the second roundabout take the 3rd turn left onto Twelve Oaks Rd. Follow signs to Taylor Morrison model parking on the left side on Teal Creek Dr.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 10, 2026 at 5:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA