438 California Avenue, FL438 California Avenue, FL438 California Avenue, FL
Stellar MLS
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$349,000

438 California Avenue

St Cloud, FL 34769

Listing updated: July 1, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Nona Legacy Powered By La Rosa · Jorge Carruitero · MLS #O6421163 · Active · 407-270-6841
4
Beds
2
Baths
1,354
Sq Ft
0.32
Acres
1957
Built
In-law suite$258/sqft360° tour
Single Family Residence

Property type

1957

Year built

13,721 sqft

Lot size

$258

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

Welcome to 438 CALIFORNIA AVE, ST. CLOUD, FL this unique 4-bedroom, 2-bath home offering the perfect blend of space, flexibility, and lifestyle! Situated on a generously sized lot with no HOA, this property features two separate private entrances, creating an excellent opportunity for multigenerational living, extended family, guests, a private home office, or the potential for supplemental income (buyer to verify all intended uses). Step inside to discover a functional layout with spacious living areas, abundant natural light, and comfortable bedrooms designed for everyday living. Outside, the expansive yard provides endless possibilities with plenty of room for RVs, boats, trailers, work vehicles, a workshop, gardening, outdoor entertaining, or future additions—all with the freedom of no HOA restrictions. The location is just as impressive! Only minutes from St. Cloud’s beautiful Lakefront Park and Lakeshore Boulevard, you’ll enjoy one of Central Florida’s most sought-after waterfront destinations featuring scenic walking, running, and cycling trails, a public marina, boat ramps with access to East Lake Tohopekaliga, fishing piers, waterfront restaurants, picnic areas, playgrounds, splash pad, sandy beach, and year-round community events. Whether you’re an outdoor enthusiast or simply enjoy breathtaking lakefront sunsets, this location offers an exceptional Florida lifestyle. Conveniently located near shopping, dining, schools, medical facilities, and with easy access to major highways, Orlando International Airport, and Lake Nona Medical City, this home delivers the perfect combination of convenience and opportunity. Whether you’re searching for your forever home, a property that accommodates multiple generations, or a home with outstanding income potential and room to grow, this is an opportunity you won’t want to miss. Schedule your private showing today and discover all the possibilities this exceptional property has to provide YOU! SOME LISTING PHOTOS HAVE BEEN VIRTUALLY STAGED. THE CONDITION OF THE PROPERTY REMAINS EXACTLY AS SHOWN!!!

Estimated monthly payment

Principal & interest$1,765
Property taxes$367
Home insurance (est.)$160

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 30, 2026
  2. Listed$349,000
    Jun 30, 2026
  3. Price increased$349,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
St Cloud
County
Osceola
Year built
1957
Living area
1,354 sq ft
Price/sq ft
$258
Building area
2,114 sq ft (Public Records)
Lot size
13,721 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Annual taxes
$4,404 (2025)
Parcel #
01-26-30-0001-0385-0050
Zoning
SR2
MLS #
O6421163

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air, Mini-Split Unit(s)

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Awning(s)
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Phone Available, Water Available

Schools

High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst13x19
KitchenFirst10x12
Living RoomFirst12x12
Bedroom 2First11x12

Listing Details

Listing date
2026-06-30
On market date
2026-06-30
Original list price
$349,000
Occupant type
Owner
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Osceola
Status changed
2026-06-30
Tax legal description
LAKE SHORE PARK UNIT 1 PB 1 PG 414 BLK 385 LOT 5

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-192 (13th Street), head south on Michigan Avenue. Turn right onto 5th Street, then left onto California Avenue. The property will be on the left at 438 California Avenue, St. Cloud, FL 34769. From Florida’s Turnpike, take Exit 244 toward US-192/Kissimmee. Continue east on US-192 into St. Cloud, turn right onto Michigan Avenue, right onto 5th Street, then left onto California Avenue. The home will be on your left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 1, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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