$349,000
438 California Avenue
St Cloud, FL 34769
Listing updated: July 1, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Welcome to 438 CALIFORNIA AVE, ST. CLOUD, FL this unique 4-bedroom, 2-bath home offering the perfect blend of space, flexibility, and lifestyle! Situated on a generously sized lot with no HOA, this property features two separate private entrances, creating an excellent opportunity for multigenerational living, extended family, guests, a private home office, or the potential for supplemental income (buyer to verify all intended uses). Step inside to discover a functional layout with spacious living areas, abundant natural light, and comfortable bedrooms designed for everyday living. Outside, the expansive yard provides endless possibilities with plenty of room for RVs, boats, trailers, work vehicles, a workshop, gardening, outdoor entertaining, or future additions—all with the freedom of no HOA restrictions. The location is just as impressive! Only minutes from St. Cloud’s beautiful Lakefront Park and Lakeshore Boulevard, you’ll enjoy one of Central Florida’s most sought-after waterfront destinations featuring scenic walking, running, and cycling trails, a public marina, boat ramps with access to East Lake Tohopekaliga, fishing piers, waterfront restaurants, picnic areas, playgrounds, splash pad, sandy beach, and year-round community events. Whether you’re an outdoor enthusiast or simply enjoy breathtaking lakefront sunsets, this location offers an exceptional Florida lifestyle. Conveniently located near shopping, dining, schools, medical facilities, and with easy access to major highways, Orlando International Airport, and Lake Nona Medical City, this home delivers the perfect combination of convenience and opportunity. Whether you’re searching for your forever home, a property that accommodates multiple generations, or a home with outstanding income potential and room to grow, this is an opportunity you won’t want to miss. Schedule your private showing today and discover all the possibilities this exceptional property has to provide YOU! SOME LISTING PHOTOS HAVE BEEN VIRTUALLY STAGED. THE CONDITION OF THE PROPERTY REMAINS EXACTLY AS SHOWN!!!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 30, 2026
- Listed$349,000Jun 30, 2026
- Price increased$349,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- St Cloud
- County
- Osceola
- Year built
- 1957
- Living area
- 1,354 sq ft
- Price/sq ft
- $258
- Building area
- 2,114 sq ft (Public Records)
- Lot size
- 13,721 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Annual taxes
- $4,404 (2025)
- Parcel #
- 01-26-30-0001-0385-0050
- Zoning
- SR2
- MLS #
- O6421163
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Awning(s)
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Phone Available, Water Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x19 |
| Kitchen | First | 10x12 |
| Living Room | First | 12x12 |
| Bedroom 2 | First | 11x12 |
Listing Details
- Listing date
- 2026-06-30
- On market date
- 2026-06-30
- Original list price
- $349,000
- Occupant type
- Owner
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-06-30
- Tax legal description
- LAKE SHORE PARK UNIT 1 PB 1 PG 414 BLK 385 LOT 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192 (13th Street), head south on Michigan Avenue. Turn right onto 5th Street, then left onto California Avenue. The property will be on the left at 438 California Avenue, St. Cloud, FL 34769. From Florida’s Turnpike, take Exit 244 toward US-192/Kissimmee. Continue east on US-192 into St. Cloud, turn right onto Michigan Avenue, right onto 5th Street, then left onto California Avenue. The home will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 1, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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