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$2,150,000

123 Queen Ann Court

Hutchinson Island, FL 34949

Listing updated: July 11, 2026 at 12:06 PM ET

Active

Listing courtesy of East Park Realty Llc · Racquel Schroeder · MLS #S5152718 · Active · 321-624-5780

Beds

Baths

2,827

Sq Ft

0.27

Acres

1988

Built

◆Waterfront◆Water access◆Private pool◆Fireplace◆$761/sqft

Single Family Residence

Property type

1988

Year built

11,648 sqft

Lot size

$761

Price / sq ft

$91/mo

HOA dues

Days on market

Garage spaces

AE/X

Flood zone

About this home

BE IN BLUE WATER BEFORE YOUR COFFEE'S COLD. Just minutes from the mouth of the Fort Pierce Inlet, and nothing between you and the open ocean; this fully renovated waterfront estate sits on a corner lot in the coveted, gated community of "Queen's Cove" on North Hutchinson Island. The property also includes a deeded beach access — This "Boaters Dream" is built for serious boaters who want security and the sand, too. The 190' seawall and composite dock are new, with all-new pilings, dock lighting, several 30Amp/110V power posts positioned perfectly, and has two Boat Lifts including a 25K High Tides boat lift plus a second 12K High Tides lift, and a 600 lb Ice maker — bring the big boat and the skiff. Return home from a great day on the water, jump in the new Chilled pool, then clean the day's catch under the upgraded, and Shaded, "Killer Dock" fish-cleaning station. Inside, find a complete top-to-bottom renovation: new kitchen, 4 bedroom 3.5 baths, LVP flooring throughout, impact windows and doors. Outside, a brand-new pool, with Chiller and Heater, a summer kitchen, and tiki hut for the moments you're not on the water. Nothing to fix, nothing to wait for — just cast off and enjoy.

Estimated monthly payment

Principal & interest$10,872

Property taxes$1,190

Home insurance (est.)$985

HOA dues$91

Down payment

20%

$430,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

Status: Active
Jul 7, 2026
Listed$2,150,000
Jul 7, 2026
Price increased$2,150,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 4
Subdivision: Queens Cove
County: St Lucie
Year built: 1988
Living area: 2,827 sq ft
Price/sq ft: $761
Building area: 3,911 sq ft (Public Records)
Lot size: 11,648 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: AE/X (12111C0089K)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $14,280 (2025)
Parcel #: 14-14-701-0202-0002
Zoning: RS-4 COUNT
MLS #: S5152718

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Half bathrooms: 1
Flooring: Ceramic Tile, Luxury Vinyl
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry: Electric Dryer Hookup, Inside, Laundry Room
Stories / Levels: Two
Direction faces: Southeast
Fireplace: Yes

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Garage Door Opener

HOA & Financial

HOA fee: $1,089 / Annually
Monthly HOA: $91/mo
Total monthly fees: $91/mo
Total annual fees: $1,089
HOA name: Queens Cove/Mike Poslaiko
CDD: No
Homestead exemption: Yes
Min lease term: 6 Months
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: PLEASE REFER TO HOA DOCUMENTS AND LOCAL ZONING.
Approval process: PLEASE REFER TO HOA DOCUMENTS AND LOCAL ZONING.

Exterior & Construction

Exterior features: Awning(s), French Doors, Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials: Concrete, Stucco
Roof: Metal
Foundation: Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Septic Tank
Water source: Public
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Living Room	First	18x27
Dining Room	First	11x17
Kitchen	First	14x9
Family Room	First	14x13
Foyer	First	7x9
Laundry	First	9x7
Bedroom 4	Second	14x13
Bedroom 3	Second	13x13
Bedroom 2	First	9x12
Primary Bedroom	First	14x16
Dinette	First	10x14

Listing Details

Listing date: 2026-07-07
On market date: 2026-07-07
Original list price: $2,150,000
Occupant type: Owner
MLS area: 34949 - Fort Pierce
Listing AOR: Osceola
Status changed: 2026-07-07
Tax legal description: QUEENS COVE-UNIT 1- BLK 20 LOT J

Flood risk

High riskFEMA Zone AE/XPanel 12111C0089K

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

from I-95 to exit 138 (Indrio Road) go east, turn right on to US 1 then east on to North Hutchinson Island A1A (Shorewinds Dr) then left onto FL A1A North to Queens Cove, Regal Rd to Sovereign, to Queen Ann go right. Gated community

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 11, 2026 at 12:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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