12603 90th Terrace, FL12603 90th Terrace, FL12603 90th Terrace, FL
Stellar MLS
1 / 55

$339,000

12603 90th Terrace

Summerfield, FL 34491

Listing updated: July 23, 2026 at 6:13 PM ET

Active
Stellar MLSListing courtesy of Sellstate Ngr- Summerfield · Virgil Kapp · MLS #OM727507 · Active · 352-387-2383
2
Beds
2
Baths
1,596
Sq Ft
0.15
Acres
2004
Built
55+ community$212/sqft360° tour
Single Family Residence

Property type

2004

Year built

6,534 sqft

Lot size

$212

Price / sq ft

$214/mo

HOA dues

25

Days on market

2

Garage spaces

X

Flood zone

About this home

Over $30,000 in Owner Improvements in the Past 18 Months! Ideally located in the heart of the desirable Torrey Pines community, this move-in-ready home offers exceptional value with numerous recent upgrades and a popular split-bedroom floor plan featuring a separate den/study, perfect for a home office or flex space. Diagonal tile flooring extends throughout the main living areas, with carpeting in both the primary and guest bedrooms. The well-appointed kitchen features beautiful quartz countertops, a lowered breakfast bar, an attractive tiled backsplash, under-cabinet lighting, and stainless steel appliances installed in 2021. The spacious primary suite includes a beautifully updated bathroom with a brand-new walk-in shower. Relax year-round in the enclosed lanai with acrylic windows, diagonal tile flooring, and privacy roller shades. Beyond the lanai, the expansive 21' x 15' birdcage with Chattanooga River Rock flooring provides the perfect outdoor space for entertaining or simply enjoying the Florida lifestyle. Additional features include low-maintenance landscaping, designer-painted driveway, sidewalk, and front porch, two solar tubes that fill the home with natural light (located in the guest bathroom and primary bedroom), and an interior laundry room with a new washer and dryer that is also plumbed for a garage laundry setup. The garage is equipped with pull-down attic storage, a utility sink, a sliding screen system, and a new $3,700 roll-up garage door screen. Major updates provide added peace of mind, including a re-shingled roof (2021), stainless steel kitchen appliances (2021), complete attic re-piping by Johnson Brothers, exterior paint (2020), interior paint (2025), and a new HVAC system (2025). AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! DON'T WAIT TO SEE THIS BEAUTIFUL HOME

Estimated monthly payment

Principal & interest$1,714
Property taxes$154
Home insurance (est.)$155
HOA dues$214

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history25 days on market

  1. Status: Active
    Jun 28, 2026
  2. Listed$339,000
    Jun 28, 2026
  3. Price increased$339,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
25
Subdivision
Spruce Creek Gc
County
Marion
Year built
2004
Living area
1,596 sq ft
Price/sq ft
$212
Building area
2,821 sq ft (Public Records)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0745D)
Garage
2 spaces
Annual taxes
$1,848 (2025)
Parcel #
6113-171-000
Zoning
PUD
MLS #
OM727507

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$214 / Monthly
Monthly HOA
$214/mo
Total monthly fees
$214/mo
Total annual fees
$2,568
HOA name
Nicole Arias Leland Management
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact Leland Management
Approval process
Contact Leland Management

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst10x12
Great RoomFirst15x20
DenFirst11x10
Primary BedroomFirst14x15
Balcony/Porch/LanaiFirst29x10
DinetteFirst14x10

Listing Details

Listing date
2026-06-28
On market date
2026-06-28
Original list price
$339,000
Occupant type
Owner
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Status changed
2026-06-28
Tax legal description
SEC 03 TWP 17 RGE 23 PLAT BOOK 006 PAGE 020 SPRUCE CREEK COUNTRY CLUB TORREY PINES LOT 171

Flood risk

Minimal riskFEMA Zone XPanel 12083C0745D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the MAIN Gate on US Hwy 441, continue on Del Webb Boulevard past the first and second STOP signs. Once past the baseball field and fitness center, take a LEFT into Torrey Pines on SE 91st Terrace Road. Take your first RIGHT onto SE 120th Loop, then your first LEFT onto SE 90th Terrace. Home will be on your LEFT - 12603.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 23, 2026 at 6:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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