


$339,000
12603 90th Terrace
Summerfield, FL 34491
Listing updated: July 23, 2026 at 6:13 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Over $30,000 in Owner Improvements in the Past 18 Months! Ideally located in the heart of the desirable Torrey Pines community, this move-in-ready home offers exceptional value with numerous recent upgrades and a popular split-bedroom floor plan featuring a separate den/study, perfect for a home office or flex space. Diagonal tile flooring extends throughout the main living areas, with carpeting in both the primary and guest bedrooms. The well-appointed kitchen features beautiful quartz countertops, a lowered breakfast bar, an attractive tiled backsplash, under-cabinet lighting, and stainless steel appliances installed in 2021. The spacious primary suite includes a beautifully updated bathroom with a brand-new walk-in shower. Relax year-round in the enclosed lanai with acrylic windows, diagonal tile flooring, and privacy roller shades. Beyond the lanai, the expansive 21' x 15' birdcage with Chattanooga River Rock flooring provides the perfect outdoor space for entertaining or simply enjoying the Florida lifestyle. Additional features include low-maintenance landscaping, designer-painted driveway, sidewalk, and front porch, two solar tubes that fill the home with natural light (located in the guest bathroom and primary bedroom), and an interior laundry room with a new washer and dryer that is also plumbed for a garage laundry setup. The garage is equipped with pull-down attic storage, a utility sink, a sliding screen system, and a new $3,700 roll-up garage door screen. Major updates provide added peace of mind, including a re-shingled roof (2021), stainless steel kitchen appliances (2021), complete attic re-piping by Johnson Brothers, exterior paint (2020), interior paint (2025), and a new HVAC system (2025). AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! DON'T WAIT TO SEE THIS BEAUTIFUL HOME
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history25 days on market
- Status: ActiveJun 28, 2026
- Listed$339,000Jun 28, 2026
- Price increased$339,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 25
- Subdivision
- Spruce Creek Gc
- County
- Marion
- Year built
- 2004
- Living area
- 1,596 sq ft
- Price/sq ft
- $212
- Building area
- 2,821 sq ft (Public Records)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0745D)
- Garage
- 2 spaces
- Annual taxes
- $1,848 (2025)
- Parcel #
- 6113-171-000
- Zoning
- PUD
- MLS #
- OM727507
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $214 / Monthly
- Monthly HOA
- $214/mo
- Total monthly fees
- $214/mo
- Total annual fees
- $2,568
- HOA name
- Nicole Arias Leland Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact Leland Management
- Approval process
- Contact Leland Management
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x12 |
| Great Room | First | 15x20 |
| Den | First | 11x10 |
| Primary Bedroom | First | 14x15 |
| Balcony/Porch/Lanai | First | 29x10 |
| Dinette | First | 14x10 |
Listing Details
- Listing date
- 2026-06-28
- On market date
- 2026-06-28
- Original list price
- $339,000
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-06-28
- Tax legal description
- SEC 03 TWP 17 RGE 23 PLAT BOOK 006 PAGE 020 SPRUCE CREEK COUNTRY CLUB TORREY PINES LOT 171
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the MAIN Gate on US Hwy 441, continue on Del Webb Boulevard past the first and second STOP signs. Once past the baseball field and fitness center, take a LEFT into Torrey Pines on SE 91st Terrace Road. Take your first RIGHT onto SE 120th Loop, then your first LEFT onto SE 90th Terrace. Home will be on your LEFT - 12603.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 23, 2026 at 6:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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