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$324,900

14609 Bay Drive

Largo, FL 33774

Listing updated: June 26, 2026 at 7:01 PM ET

Active

Listing courtesy of Roe Realty · Kathleen Williams · MLS #TB8523838 · Active · 727-595-7295

Beds

Baths

1,498

Sq Ft

0.28

Acres

1957

Built

◆$217/sqft

Single Family Residence

Property type

1957

Year built

12,184 sqft

Lot size

$217

Price / sq ft

No HOA

HOA dues

Days on market

Garage space

Flood zone

About this home

***CASH ONLY!! (no Hard Money) *** Looking for your next investment project or fixer-upper? This property is perfect for EXPERIENCED investors or buyers, offering endless potential and possibilities. Featuring a block home with 2 bedrooms and 2 full baths, located in unincorporated Largo, high and dry with (currently) no flood insurance required. The huge lot, just over a quarter acre, has plenty of space to park an RV, boat, and more. Plus, it’s only minutes from the beaches! ** You really have to see this property in person to fully appreciate its value and incredible potential! ** Yes, this home needs work! ALOT OF WORK and it's not for the faint of heart! No SUBJECT TO or ASSIGNABILITY CONTRACTS accepted. It’s a diamond in the rough, just waiting to be polished!

Local Insight

At $217/sqft in this Largo market, you're getting solid value for a waterfront-adjacent neighborhood, though you'll want to inspect this 1957 home carefully—foundation and plumbing in properties this age tend to surprise buyers with deferred maintenance costs. The lack of HOA is a real plus, but that also means you're solely responsible for any seawall or drainage issues on a 0.28-acre lot that's essentially Bay-adjacent, so a thorough environmental inspection should be non-negotiable. Location-wise, you're in Bayview Estates with walkable access to the water and established schools, but the trade-off is older infrastructure and likely higher insurance given the proximity to the bay.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,643

Property taxes$145

Home insurance (est.)$149

Down payment

20%

$64,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Jun 26, 2026
Listed$324,900
Jun 26, 2026
Price increased$324,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Bayview Estates Of Indian Rocks 4th Add
County: Pinellas
Year built: 1957
Living area: 1,498 sq ft
Price/sq ft: $217
Building area: 2,058 sq ft (Public Records)
Lot size: 12,184 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12103C0177H)
Garage: 1 spaces
Annual taxes: $1,737 (2025)
Parcel #: 18-30-15-05418-014-0070
Zoning: R-3
MLS #: TB8523838

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Concrete, Laminate, Linoleum, Terrazzo, Tile, Vinyl
Appliances: Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Window Treatments
Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air, Wall/Window Unit(s)

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Ground Level, Guest, Open, Oversized, RV Access/Parking

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Buyers are responsible for verifying all potential rental information with the county or city before making an offer. Sellers and the listing agent will not provide guidance on rental restrictions.

Exterior & Construction

Exterior features: Hurricane Shutters, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials: Block, Concrete, Stucco
Roof: Other, Shingle
Foundation: Slab
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Sprinkler Well, Water Available, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryOakhurst Elementary-PNGreatSchools ↗

MiddleSeminole Middle-PNGreatSchools ↗

High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Florida Room	First	17.1x15
Family Room	First	10.1x12.7
Kitchen	First	9.9x17.6
Dining Room	First	13.9x10
Living Room	First	10.11x13.6
Primary Bedroom	First	11.1x14.7
Bedroom 2	First	11.6x11.6

Listing Details

Listing date: 2026-06-24
On market date: 2026-06-26
Original list price: $324,900
Occupant type: Vacant
MLS area: 33774 - Largo
Listing AOR: Suncoast Tampa
Status changed: 2026-06-26
Tax legal description: BAYVIEW ESTATES OF INDIAN ROCKS 4TH ADD BLK N, S 97.2FT OF LOT 7

Flood risk

Minimal riskFEMA Zone XPanel 12103C0177H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Walsingham Road, South on HAMLIN Blvd to BAY DRIVE. Property on the RIGHT, Corner of HAMLIN and BAY Drive.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 7:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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