$300,000
1120 Tobie St
Lake Wales, FL 33853
Listing updated: July 4, 2026 at 10:03 AM ET
Listing courtesy of Polk Real Estate Llc · Cheryl Bossarte · MLS #P4939171 · Active · 863-679-1710Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Move-In Ready Home in Whispering Ridge with ***ASSUMABLE 2.25% VA FINANCING*** for qualified buyers! Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Whispering Ridge subdivision. The open floor plan offers comfortable living and is complemented by new luxury vinyl flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring a center island with breakfast bar, granite countertops, stainless steel appliances, and abundant cabinet and workspace. An inside laundry room adds convenience and functionality. Step outside to enjoy the screened back porch with ceiling fan overlooking the privacy of the white vinyl fenced backyard—perfect for relaxing or entertaining family and friends. Best of all, this home offers assumable VA financing at an attractive 2.25% interest rate, providing a rare opportunity for buyers to buy more home for less money. Conveniently located near Hwy 60 and US Hwy 27 in Lake Wales, you'll enjoy easy access to shopping, dining, and commuting. Be sure to explore the attached 3-D Interactive Tour for a complete virtual walkthrough of this ready-to-move-in home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJul 4, 2026
- Listed$300,000Jul 4, 2026
- Price increased$300,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Whispering Ridge Homeowners Association
- County
- Polk
- Year built
- 2019
- Living area
- 1,992 sq ft
- Price/sq ft
- $151
- Building area
- 2,660 sq ft (Public Records)
- Lot size
- 8,276 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0565H)
- Garage
- 2 spaces
- Annual taxes
- $3,161 (2025)
- Parcel #
- 27-30-12-926501-001120
- Zoning
- RES
- MLS #
- P4939171
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $50 / Monthly
- Monthly HOA
- $50/mo
- Total monthly fees
- $50/mo
- Total annual fees
- $600
- HOA name
- Whispering Ridge HOA/Joyce Martel
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
- Additional lease restrictions
- Verify with HOA
Exterior & Construction
- Exterior features
- Lighting, Private Yard, Sidewalk
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sprinkler Recycled, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16.8x19.4 |
| Bedroom 4 | First | 12.3x10.9 |
| Kitchen | First | 12.5x12.1 |
| Primary Bedroom | First | 12.11x15.1 |
| Primary Bathroom | First | 9.3x8.6 |
| Bedroom 2 | First | 12.11x10.6 |
| Bathroom 2 | First | 5.7x11.3 |
| Bedroom 3 | First | 10.1x10.11 |
| Laundry | First | 6.8x5.9 |
| Balcony/Porch/Lanai | First | 22.5x7.8 |
Listing Details
- Listing date
- 2026-07-04
- On market date
- 2026-07-04
- Original list price
- $300,000
- Occupant type
- Vacant
- Special conditions
- Probate Listing
- MLS area
- 33853 - Lake Wales South
- Listing AOR
- East Polk
- Status changed
- 2026-07-04
- Tax legal description
- WHISPERING RIDGE PHASE 1 PB 147 PG 1-10 LOT 112
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Hwy 27 and SR 60 travel East on SR 60. Turn right at the traffic light at 11th Street. Turn right into the Whispering Ridge subdivision. Turn left onto the first road, Roberta Rd, and turn right onto Tobie Street. Home will be on your right hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 4, 2026 at 10:03 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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