$415,000
5087 Tana Terrace
St Cloud, FL 34772
Listing updated: June 25, 2026 at 6:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Built in 2025 and loaded with upgrades, this stunning 4-bedroom, 2-bathroom home offers modern living with peaceful pond views and no rear neighbors. Enjoy relaxing mornings and breathtaking sunrises from the covered back porch overlooking the water. Inside, the open-concept design seamlessly connects the living room, dining area, and kitchen, creating the perfect space for entertaining and everyday living. Upgrades include tile flooring throughout, a picture window that fills the living area with natural light, and French doors leading to the backyard and tranquil pond views. The chef-inspired kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, a spacious center island, a dedicated coffee bar, and a walk-in pantry complete with custom built-ins for exceptional organization and storage. Privately situated at the rear of the home, the primary suite serves as a peaceful retreat with pond views and an impressive walk-in closet featuring custom built-ins designed to maximize organization and storage. The ensuite bathroom offers dual vanities and a separate shower, creating a comfortable and private space to unwind. Three additional bedrooms provide flexibility for guests, family, or a home office, while the dedicated laundry room adds everyday convenience. The home also includes smart home technology, allowing you to conveniently control and monitor key features from your smart devices. Residents enjoy access to fantastic community amenities including a resort-style pool, and playground, all with a low HOA. Conveniently located in a growing Central Florida area with easy access to major roadways, shopping, dining, parks, and Downtown Orlando, this move-in ready home offers the perfect blend of comfort, convenience, and modern style.
Local Insight
At $227/sqft for a brand-new 4-bed waterfront home in a flood-zone-X area with modest HOA fees, this is priced competitively for St. Cloud's current market—especially given the semiconductor and Lake Nona spillover demand pushing into the region—but you're buying into a tight 0.14-acre lot in a newer subdivision, so don't expect much land buffer between you and neighbors. The waterfront location is the real draw here, though you'll want to verify what that water access actually looks like and whether it commands any premium over the inland Buena Lago inventory, because the $62/month HOA will add up over a 30-year mortgage.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 24, 2026
- Listed$415,000Jun 24, 2026
- Price increased$415,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Buena Lago Ph 4
- County
- Osceola
- Year built
- 2025
- Living area
- 1,828 sq ft
- Price/sq ft
- $227
- Building area
- 2,241 sq ft (Builder)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0290G)
- Garage
- 2 spaces
- Annual taxes
- $3,337 (2025)
- Parcel #
- 32-26-31-3514-0001-3740
- Zoning
- RES
- MLS #
- O6419605
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $185 / Quarterly
- Monthly HOA
- $62/mo
- Total monthly fees
- $62/mo
- Total annual fees
- $740
- HOA name
- Association Solutions of Central Florida - Mark
- CDD
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Docs
- Approval process
- See Docs
Exterior & Construction
- Exterior features
- French Doors, Sidewalk, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x15 |
| Bedroom 2 | First | 11x10.4 |
| Bedroom 3 | First | 11x10.4 |
| Bedroom 4 | First | 11x11.8 |
| Kitchen | First | 18x11.4 |
| Dining Room | First | 11x10.4 |
| Living Room | First | 15x16.4 |
| Balcony/Porch/Lanai | First | 11x8 |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-06-24
- Original list price
- $415,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-06-24
- Tax legal description
- BUENA LAGO PH 4 PB 34 PGS 88-91 LOT 374
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Florida's Turnpike, take Exit 240 for Kissimmee Park Road. Continue on Kissimmee Park Road, then follow Old Canoe Creek Road, Canoe Creek Road, and Deer Run Road to Hickory Tree Road. Turn onto Barlee Boulevard, continue through the traffic circle, and take the third exit onto Tana Terrace. The home will be on your right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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