$429,000
900 Mainsail Way
Palm Harbor, FL 34685
Listing updated: June 25, 2026 at 7:01 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to your private retreat in one of Palm Harbor’s most desirable 55+ communities, nestled in the highly sought-after East Lake Corridor. This exceptional 2-bedroom, 2-bathroom home offers an oversized 2-car garage, a rare private swimming pool - one of only three in the entire community, and a spectacular .35-acre homesite backing directly to the natural beauty of John Chesnut Park. From the moment you arrive, the home's impressive curb appeal and elegant wood and leaded-glass double entry doors create a warm and inviting first impression. Inside, a bright tiled foyer opens to a spacious living and dining area, where French doors lead seamlessly to the expansive lanai and pool, creating the perfect setting for indoor-outdoor living. The centrally located kitchen is ideal for entertaining, featuring white cabinetry, stainless steel appliances, and easy access to both living spaces. The generously sized family room showcases stylish wood-look tile flooring and two sets of French doors that open to the outdoor oasis beyond. The private primary suite is a true sanctuary, complete with French doors to the lanai, a walk-in closet, and an updated en-suite bath featuring a large walk-in shower and marble-topped vanity. A split-bedroom floor plan provides privacy for owners and guests alike, with the spacious secondary bedroom offering dual closets and convenient access to the second full bathroom. Step outside and discover what truly sets this property apart. Surrounded by nature and backing directly to John Chesnut Park, you'll enjoy daily visits from deer, tropical birds, and native wildlife, creating a peaceful and picturesque setting. The sparkling Pebble-Tec pool is surrounded by an expansive deck and enclosed within a screened birdcage, providing the ultimate space for relaxation and entertaining year-round. A separate vinyl-fenced area offers a secure space for pets to roam freely, while a large storage room on the lanai provides ample space for pool equipment and outdoor essentials. Additional highlights include a well for irrigation, an oversized garage with attic access, abundant storage, and an included washer and dryer. Active 55+ community offers a large pool & clubhouse and very low HOA fees. Residents can enjoy a stroll to John Chesnut Park’s scenic trails, dog park, playgrounds, picnic shelters, and beautiful Lake Tarpon, one of Florida’s premier freshwater lakes. Conveniently located near shopping, dining, golf courses, medical facilities, airports, and the Gulf Coast’s world-famous beaches, this home offers the perfect blend of comfort, convenience, and natural beauty. Rarely does an opportunity like this come along. Experience the Florida lifestyle you've been dreaming of and make this exceptional property your next home
Local Insight
At $282/sqft for a 1979 home in a 55+ community, you're paying a reasonable price, but the AE flood zone is a serious consideration—expect mandatory flood insurance that could run $1,200+ annually on top of that modest $42 HOA fee. The private pool adds appeal and value for retirees, but be aware this older home will likely need updates soon, and any work requiring permits in a flood zone can get complicated and costly. Location-wise, Tarpon Lake's waterfront appeal is real, but verify that the flood insurance costs and potential difficulty in getting financing won't outweigh the pool amenity once you run the actual numbers.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 25, 2026
- Listed$429,000Jun 25, 2026
- Price increased$429,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Anchorage Of Tarpon Lake Unit Three The
- County
- Pinellas
- Year built
- 1979
- Living area
- 1,524 sq ft
- Price/sq ft
- $282
- Building area
- 2,491 sq ft (Public Records)
- Lot size
- 15,629 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12103C0079H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,873 (2025)
- Parcel #
- 33-27-16-00947-008-0090
- Zoning
- RPD-5
- MLS #
- TB8521834
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $125 / Quarterly
- Monthly HOA
- $42/mo
- Total monthly fees
- $42/mo
- Total annual fees
- $500
- HOA name
- Bob Bennett
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please check with HOA regarding any lease restrictions.
- Approval process
- None.
Exterior & Construction
- Exterior features
- French Doors, Lighting, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x25 |
| Family Room | First | 16x21 |
| Kitchen | First | 9x13 |
| Primary Bedroom | First | 12x22 |
| Bedroom 2 | First | 12x18 |
Listing Details
- Listing date
- 2026-06-25
- On market date
- 2026-06-25
- Original list price
- $429,000
- Occupant type
- Owner
- MLS area
- 34685 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-25
- Tax legal description
- ANCHORAGE OF TARPON LAKE UNIT THREE, THE BLK 8, LOT 9 & THAT PT OF GREENBELT "A" DESC AS BEG NW COR OF SAID LOT TH S15DE 106.4FT TH N56DW 151.05FT TH N79DE 100.01FT TO POB
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From East Lake Rd turn west at the light on to Sandy Point Rd (Walgreens on the corner) then follow to Anchorage Ln on right, then turn left on to Portside Passage, go to stop sign, turn left and follow road to 900 Mainsail Way on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 7:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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