$434,000
1010 Mainsail Way
Palm Harbor, FL 34685
Listing updated: June 3, 2026 at 7:32 PM ET
Listing courtesy of Re/Max Alliance Group · Kayla McDonald, PA · MLS #W7884808 · Active · 727-845-4321Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
FREE 1-0 BUYDOWN to qualified buyers through CPF Mortgage NMLS 222886 through 6/30/2026. Welcome to the Florida lifestyle you've worked so hard for. Located in the highly sought-after 55+community Achorage of Tarpon Lake, this beautifully updated home offers the perfect blend of comfort, convenience, and low-maintenance living ($500/year low HOA). From the moment you arrive, you'll appreciate the peace of mind that comes with a well-maintained home (roof 2022, AC 2019 hurricane IMPACT widnows, whoel hosue reverse osmosis system). Inside, you'll find a bright, open floor plan with tasteful updates, spacious living areas, and a layout designed for both everyday comfort and entertaining guests. This isn't just a home—it's a lifestyle. Spend your mornings enjoying Florida sunshine, your afternoons exploring nearby beaches, golf courses, parks, and restaurants, and your evenings relaxing with neighbors and friends with nature in your backyard. Anchorage of Tarpon Lake residents enjoy great amenities like the community pool and an active social atmosphere, making it easy to stay connected, active, and engaged. For buyers concerned about downsizing, this home offers the ideal balance of space and simplicity. For those relocating to Florida, you'll love being just minutes from the Gulf Coast, shopping, medical facilities, and everything Palm Harbor has to offer. Whether you're looking for a full-time residence, seasonal retreat, or the perfect place to enjoy retirement, this MOVE-IN READY Palm Harbor home delivers the lifestyle, location, and community buyers are searching for. Near Beaches, Golf & Shopping
Local Insight
At $276/sqft in a 55+ community, this 1978 home is priced competitively for the market, but you're buying an older property that'll likely need updates soon—roof, HVAC, and plumbing are all approaching or past their typical lifespan. The low $42/month HOA and X flood zone (no flood insurance required) are genuine cost advantages, but the real question is whether the bones of a 46-year-old home justify what you're paying versus newer inventory in the area.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history50 days on market
- Status: ActiveApr 14, 2026
- Listed$440,000Apr 14, 2026
- Price reduced$434,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 50
- Subdivision
- Anchorage Of Tarpon Lake Unit Three The
- County
- Pinellas
- Year built
- 1978
- Living area
- 1,574 sq ft
- Price/sq ft
- $276
- Building area
- 2,177 sq ft (Public Records)
- Lot size
- 17,476 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0077G)
- Garage
- 2 spaces
- Annual taxes
- $6,273 (2025)
- Parcel #
- 33-27-16-00947-008-0140
- Zoning
- RPD-5
- MLS #
- W7884808
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile, Vinyl
- Appliances
- Dishwasher, Range, Refrigerator, Water Softener, Whole House R.O. System
- Interior features
- Ceiling Fans(s), Solid Surface Counters, Thermostat, Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $500 / Annually
- Monthly HOA
- $42/mo
- Total monthly fees
- $42/mo
- Total annual fees
- $500
- HOA name
- Anchorage of Tarpon
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify all lease restrictions with HOA
Exterior & Construction
- Exterior features
- Lighting, Private Entrance, Private Mailbox, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 14x20 |
| Kitchen | First | 15x10 |
| Living Room | First | 20x13 |
| Office | First | 10x10 |
Listing Details
- Listing date
- 2026-04-14
- On market date
- 2026-04-14
- Original list price
- $440,000
- Occupant type
- Tenant
- MLS area
- 34685 - Palm Harbor
- Listing AOR
- West Pasco
- Status changed
- 2026-04-14
- Tax legal description
- ANCHORAGE OF TARPON LAKE UNIT THREE, THE BLK 8, LOT 14 & THAT PART OF GREENBELT "A" DESC BEG NW COR OF SD LOT 14 TH S15D55'05"W 16.92FT TH S11DE 80FT TH S79DW 101.01FT TH N11DW 103.93FT TH N83D41'43"E 108.03 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Headed N on E Lake Rd N Turn right onto Lansbrook Turn left onto Tarpon Lake Blvd Drive to Mainsail Way
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 7:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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