$555,000
4925 Tortoise Trail
St Cloud, FL 34771
Listing updated: July 13, 2026 at 11:03 AM ET
Listing courtesy of Gillispie Team Real Estate Buy And Design Llc · Chris Gillispie · MLS #O6418711 · Active · 407-632-3836Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE IMPROVEMENT!!|FORMER BUILDER MODEL HOME | RESORT-STYLE POOL | 5 BEDROOMS | LOW HOA | NO CDD Welcome to this stunning former Rochester builder model home in the highly desirable Turtle Creek community. Offering over 3,400 square feet of beautifully upgraded living space, this 5-bedroom, 3.5-bath residence combines elegant design, exceptional craftsmanship, and an unbeatable location. Recent improvements include a brand-new roof (2025), while designer features such as crown molding, custom wainscoting, decorative woodwork, built-in shelving, a lighted entertainment center, quartz countertops, glass-front cabinetry, and an oversized kitchen island showcase the home's model-quality finishes throughout. Designed with both comfort and functionality in mind, the spacious floor plan features a first-floor primary suite with dual walk-in closets, a dedicated office/flex room, formal dining room, formal living room, family room, and a large upstairs loft that provides additional living and entertainment space. The first-floor laundry room and convenient garage-entry landing zone add everyday practicality. Step outside to your private backyard retreat, where Florida living takes center stage. The screened heated saltwater pool features a beautiful pebble finish, beach-entry design, fountains, bubblers, and a stunning palm island centerpiece. Covered front and rear porches, a brick paver driveway, and an expansive brick paver pool deck create the perfect setting for relaxing or entertaining year-round. One of the most unique features of this home is its premium location with no front neighbors and peaceful park views directly across the street. Enjoy added privacy, nearby guest parking, and easy access to community events and activities. Turtle Creek residents enjoy low HOA fees, no CDD fees, a community pool, playground, walking trails, and recreation fields. Conveniently located near Lake Nona, Medical City, Orlando International Airport, shopping, dining, and major highways and a short drive to the Space Coast and Beaches!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history19 days on market
- Status: ActiveJun 24, 2026
- Listed$579,000Jun 24, 2026
- Price reduced$555,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 19
- Subdivision
- Turtle Creek Ph 1b
- County
- Osceola
- Year built
- 2013
- Living area
- 3,426 sq ft
- Price/sq ft
- $162
- Building area
- 4,195 sq ft (Builder)
- Lot size
- 6,229 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0115G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $7,321 (2025)
- Parcel #
- 31-25-31-0842-0001-2860
- Zoning
- SPUD
- MLS #
- O6418711
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Chair Rail, Coffered Ceiling(s), Crown Molding, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $93 / Monthly
- Monthly HOA
- $93/mo
- Total monthly fees
- $93/mo
- Total annual fees
- $1,114
- HOA name
- Artemis Lifestyles
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Refer to HOA for Lease Restrictions
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block, HardiPlank Type, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 19x14 |
| Bedroom 1 | Second | 12x12 |
| Bedroom 2 | Second | 12x10 |
| Bedroom 3 | Second | 12x10 |
| Bedroom 4 | Second | 11x10 |
| Living Room | First | 11x13 |
| Dining Room | First | 13x12 |
| Family Room | First | 17x13 |
| Kitchen | First | 17x11 |
| Loft | Second | 12x13 |
| Den | Second | 10x10 |
| Primary Bathroom | First | 10x13 |
| Bathroom 1 | Second | 9x9 |
| Bathroom 2 | Second | 8x8 |
| Laundry | First | 8x5 |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-06-24
- Original list price
- $579,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-24
- Tax legal description
- TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 286
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Narcoossee Rd South , turn right on Tortoise Trail, then turn right and make first left all on Tortoise Trail home will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 13, 2026 at 11:03 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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