$499,999
1493 Reflection Cove
St Cloud, FL 34771
Listing updated: May 29, 2026 at 4:07 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Most homes come with a list. A list of things to fix. A list of things to update. A list of contractors you'll call, projects you'll schedule, weekends you'll lose. This home comes with sunsets. The work is finished. The interior was repainted in March. The exterior in August. New espresso LVP floors run through the home. A new washer and dryer hum quietly upstairs. A new refrigerator stands ready in a kitchen that already had everything else figured out. Bathroom mirrors, garage storage, even the outdoor TV. Done. Done. Done. Which means when you walk through the front door, you're not measuring anything. You're just home. You're standing in 2,685 square feet that knows exactly what to do with itself. A flex room downstairs becomes the office, or the guest room, or the place where a hobby finally has somewhere to live. A loft upstairs becomes the gym in January, the study spot in September, the overflow living room when company stays a little longer. Four bedrooms. Three baths. A kitchen that pulls everyone toward it and an island that lets them stay. But the real story is out front. A wide covered porch. Direct water views. And the kind of Florida sunsets that ask you to sit down for a minute and stop checking your phone. Out back, the story keeps going. A fully fenced yard with a paver patio, a covered lanai, and an H2X Fitness Swim Spa that turns into a hot tub at night and a current-driven lap pool in the morning. Resistance swims, aquatic therapy, or a long float on a Tuesday because nobody's keeping score. Twelve months a year, this is your favorite room in the house, and it doesn't even have walls. Then there's the rest of Turtle Creek. A resort-style community pool perched above the lake. A playground. Walking trails. A low HOA. Twenty minutes to Lake Nona's Medical City, Boxi Park, and Town Center. Twenty-five to Orlando International. Top-rated schools, real dining, and good shopping all sit close enough to be easy and far enough to stay peaceful. Most homes hand you a list. This home hands you the keys. VA ASSUMABLE LOAN.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history28 days on market
- Status: ActiveMay 1, 2026
- Listed$499,999May 1, 2026
- Price increased$499,999
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 28
- Cumulative DOM
- 232
- Subdivision
- Turtle Creek Ph 1b
- County
- Osceola
- Year built
- 2017
- Living area
- 2,685 sq ft
- Price/sq ft
- $186
- Building area
- 3,499 sq ft (Public Records)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12097C0115G)
- Garage
- 2 spaces
- Annual taxes
- $4,740 (2025)
- Parcel #
- 31-25-31-0842-0001-4310
- Zoning
- SPUD
- MLS #
- O6403665
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room, Upper Level
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Garage Faces Rear
HOA & Financial
- HOA fee
- $93 / Monthly
- Monthly HOA
- $93/mo
- Total monthly fees
- $93/mo
- Total annual fees
- $1,116
- HOA name
- Artemis Lifestyle
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer shall be responsible for confirming any leasing restrictions with the HOA and/or Osceola County.
Exterior & Construction
- Exterior features
- Lighting, Private Yard
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Bonus Room | First | |
| Loft | Second | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Bedroom 2 | Second | |
| Bathroom 2 | Second | |
| Bedroom 3 | Second | |
| Bedroom 4 | Second |
Listing Details
- Listing date
- 2026-05-01
- On market date
- 2026-05-01
- Original list price
- $499,999
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-01
- Tax legal description
- TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 431
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head south on FL-417 S, Use the 2nd from the right lane to take exit 22 for CR-15/Narcoossee Rd, Use the left 3 lanes to take the ramp to Narcoossee Rd, Use any lane to turn left onto Narcoossee Rd (signs for FL-417Toll S/Tampa), Turn right onto Rummell Rd, Turn left onto Reflection Cove, Destination will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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