$425,000
9731 Ivory Dr
Ruskin, FL 33573
Listing updated: June 25, 2026 at 12:21 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this thoughtfully upgraded 4-bedroom, 2.5-bath home with a dedicated office and spacious loft, where style, comfort, and functionality blend effortlessly. Ideally situated within walking distance to Belmont Elementary School and just minutes from shopping, dining, coffee shops, and daily essentials, this home offers the perfect balance of location and everyday convenience. The true highlight of this property is the significant investment made in creating exceptional kitchen and outdoor living spaces. A chef-inspired kitchen remodel featuring more than $50,000 in upgrades pairs beautifully with a designer-curated backyard retreat, where approximately $22,000 was invested between the extended lanai and professional landscaping. Together, these spaces create a seamless indoor-outdoor lifestyle that stands apart from others in the neighborhood. Beyond the main living areas, the home offers valuable functional upgrades including a whole-home water softener system, reverse osmosis drinking water system, gutters added throughout the entire home, and a fully fenced yard with dual gated access for added convenience. These thoughtful improvements enhance both comfort and everyday functionality.
Local Insight
At $153/sqft for a 2019 build in Ruskin, you're getting solid value compared to broader Tampa Bay pricing, especially with that minimal $13/month HOA and X flood zone designation—no flood insurance required. The real trade-off here is location: Ruskin is a solid 35-40 minute drive south to downtown Tampa and further from the job centers most buyers target, so this works best if you're remote, work locally, or value affordability over commute time. With four bedrooms in a newer subdivision, the bones are right, but verify the actual condition and any builder warranty remaining before committing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveJun 20, 2026
- Listed$425,000Jun 20, 2026
- Price increased$425,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 4
- Subdivision
- Belmont North - 3935
- County
- Hillsborough
- Year built
- 2019
- Living area
- 2,775 sq ft
- Price/sq ft
- $153
- Building area
- 3,175 sq ft (Public Records)
- Lot size
- 4,792 sq ft
- Lot category
- Non-Applicable
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $6,623 (2025)
- Parcel #
- U-24-31-19-A9K-000039-00035.0
- Zoning
- PD
- MLS #
- TB8520805
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Epoxy
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Washer, Water Softener, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Dry Bar, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Other
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $158 / Annually
- Monthly HOA
- $13/mo
- Total monthly fees
- $13/mo
- Total annual fees
- $158
- HOA name
- Meghan Stephens
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, Other, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA docs for lease restrictions
- Approval process
- See HOA docs for approval process
Exterior & Construction
- Exterior features
- Hurricane Shutters, Other, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Available
Community
- Pets allowed
- Breed Restrictions
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 12x18 |
| Dining Room | First | 12x12 |
| Den | First | 12x13 |
| Kitchen | First | 12x13 |
| Primary Bedroom | Second | 12x11 |
| Bedroom 2 | Second | 14x12 |
| Bedroom 3 | Second | 12x11 |
| Bedroom 4 | Second | 12x11 |
| Loft | Second | 17x13 |
| Primary Bathroom | Second | 14x11 |
Listing Details
- Listing date
- 2026-06-18
- On market date
- 2026-06-20
- Original list price
- $425,000
- Occupant type
- Vacant
- MLS area
- 33573 - Sun City Center / Ruskin
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-20
- Tax legal description
- BELMONT NORTH PHASE 2C LOT 35 BLOCK 39
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 (Exit 240): Head east on FL-674 Left on US-41 South Right on Paseo Del Mar Right on Gate Dancer Rd Right on Ivory Dr ? Property on right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 12:21 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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