$879,000
22523 Willow Lakes Drive
Lutz, FL 33549
Listing updated: June 23, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Live the ultimate Florida lake life in this stunning one-of-a-kind custom-built home. Situated on a 1/4-acre lot with no CDD fees, this exceptional residence offers approximately 2,881 total square feet of living space (2,359 sq ft main living area plus a 522 sq ft bonus room) and features direct access to a beautiful natural lake with your own private sand beach and 250 sq ft dock — perfect for boating and fishing. This custom home boasts 4 bedrooms and 3 full bathrooms with thoughtful upgrades throughout. As you enter, you’ll appreciate the tile and laminate flooring (no carpet anywhere), a formal dining room, a formal living room, and a spacious family/TV room. The gourmet eat-in kitchen shines with granite counters, LG stainless steel appliances, and a skylight in the kitchen/pantry hallway. Just off the kitchen, a dedicated 200 sq ft office provides a quiet workspace away from the main living areas. The luxurious master suite offers His and Her closets along with a spa-like master bath featuring a jetted tub, steam shower enclosure, and a Washlet bidet toilet. The home also features a versatile multi-use 522 sq ft Bonus/Theater Room with stunning lake views, a 3D projector with remote-controlled 110” roll-down movie screen, and a storage closet with a separate entrance. This flexible space is ideal for movie nights, a home office, guest suite, game room, or additional entertaining area. Throughout the main living area you will find an elegant fireplace with decorative woodwork mantle, granite surround and brick detail, a casual entertainment bar area, a laundry room with premium LG washer and dryer, and utility sink and cabinets. The home also includes a tankless electric water heater and a 6-ton A/C system with UV sanitizer. The true highlight of this home is the spectacular waterfront pool area. Step outside to your private resort-style backyard oasis on the natural lake. Enjoy a solar-heated, salt-chlorinated pool with a beautiful natural rock waterfall, a fully screened lanai with pavers, and a 5-person Jacuzzi with cover. There is a full outdoor kitchen with gas BBQ, electric cooktop, granite counters, sink, and cabinetry. Multiple entertainment areas include a 200 sq ft deck with SunSetter retractable awning, a 400 sq ft covered party deck under a pergola with roof, and an additional SunSetter awning. The professionally landscaped grounds feature concrete curbing, flower beds, an automatic sprinkler system, rain gutters, and a Tesla Generation III charging station. Built for Florida living, this home includes full hurricane protection with 3M film on all windows, electric hurricane shutters, and ballistic fabric for the entry doors. It is also generator-ready with an exterior hookup and panel bypass, features a 50-year dimensional shingle roof, and offers a 3-car driveway, 2-car garage, paved walkway, and front porch. This rare custom lakefront property perfectly blends luxury, functionality, and incredible outdoor living in the desirable Lutz area. It is also just a short drive to the Tampa Premium Outlets, The Grove at Wesley Chapel (Krates), and major interstates. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.
Local Insight
At $373/sqft for a 1999 waterfront home in Willow Bend, you're paying a premium for direct water access and the pool, but you'll want a thorough inspection given the age and verify that the X flood zone designation actually reflects your true risk—it can be misleading. The tight 0.21-acre lot means limited privacy from neighbors and little room to expand, so if you're banking on this as a long-term development opportunity, reconsider; this is more about enjoying the current amenities than future upside. The $59 monthly HOA is reasonable, but factor in potential pool maintenance costs and whether waterfront upkeep aligns with your realistic budget and effort tolerance.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 22, 2026
- Listed$879,000Jun 22, 2026
- Price increased$879,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Willow Bend
- County
- Pasco
- Year built
- 1999
- Living area
- 2,359 sq ft
- Price/sq ft
- $373
- Building area
- 3,661 sq ft (Public Records)
- Lot size
- 8,977 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4,088 (2026)
- Parcel #
- 31-26-19-0060-00000-0540
- Zoning
- MPUD
- MLS #
- TB8520371
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Luxury Vinyl, Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $59 / Monthly
- Monthly HOA
- $59/mo
- Total monthly fees
- $59/mo
- Total annual fees
- $708
- HOA name
- Terra Management Services
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer/Buyer's Agent must verify with HOA
Exterior & Construction
- Exterior features
- Awning(s), French Doors, Hurricane Shutters, Outdoor Grill, Outdoor Kitchen
- Construction materials
- Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Sewer Available, Sewer Connected, Sprinkler Meter, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x19 |
| Primary Bathroom | First | 11x13 |
| Bedroom 1 | First | 11x12 |
| Bedroom 2 | First | 11.5x11.5 |
| Bedroom 3 | First | 11x12 |
| Bathroom 1 | First | |
| Bathroom 2 | First | |
| Balcony/Porch/Lanai | First | |
| Kitchen | First | 12x14 |
| Living Room | First | 16x20 |
| Dining Room | First | 10x11 |
| Office | First | |
| Bonus Room | First | 17.5x19 |
Listing Details
- Listing date
- 2026-06-17
- On market date
- 2026-06-22
- Original list price
- $879,000
- Occupant type
- Vacant
- MLS area
- 33549 - Lutz
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-22
- Tax legal description
- WILLOW BEND UNIT B-2 PB 33 PGS 110-115 LOT 54 SUBJECT TO DRAINAGE & PERPETUAL EASEMENT PER OR OR 3886 PG 956
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 North, take Exit 270 for CR-54 / Wesley Chapel Blvd toward Lutz. Turn left (west) onto CR-54 / Wesley Chapel Blvd. Continue west for approximately 3–4 miles, then turn right onto Collier Parkway. Turn right onto Willow Bend Parkway, then turn left onto Willow Lakes Drive. Continue straight — 22523 Willow Lakes Drive will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 23, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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