22523 Willow Lakes Drive, FL22523 Willow Lakes Drive, FL22523 Willow Lakes Drive, FL
Stellar MLS
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$879,000

22523 Willow Lakes Drive

Lutz, FL 33549

Listing updated: June 23, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Agile Group Realty · Ginamarie Carbonaro · MLS #TB8520371 · Active · 813-569-6294
4
Beds
3
Baths
2,359
Sq Ft
0.21
Acres
1999
Built
WaterfrontWater accessPrivate poolFireplace$373/sqft360° tour
Single Family Residence

Property type

1999

Year built

8,977 sqft

Lot size

$373

Price / sq ft

$59/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Live the ultimate Florida lake life in this stunning one-of-a-kind custom-built home. Situated on a 1/4-acre lot with no CDD fees, this exceptional residence offers approximately 2,881 total square feet of living space (2,359 sq ft main living area plus a 522 sq ft bonus room) and features direct access to a beautiful natural lake with your own private sand beach and 250 sq ft dock — perfect for boating and fishing. This custom home boasts 4 bedrooms and 3 full bathrooms with thoughtful upgrades throughout. As you enter, you’ll appreciate the tile and laminate flooring (no carpet anywhere), a formal dining room, a formal living room, and a spacious family/TV room. The gourmet eat-in kitchen shines with granite counters, LG stainless steel appliances, and a skylight in the kitchen/pantry hallway. Just off the kitchen, a dedicated 200 sq ft office provides a quiet workspace away from the main living areas. The luxurious master suite offers His and Her closets along with a spa-like master bath featuring a jetted tub, steam shower enclosure, and a Washlet bidet toilet. The home also features a versatile multi-use 522 sq ft Bonus/Theater Room with stunning lake views, a 3D projector with remote-controlled 110” roll-down movie screen, and a storage closet with a separate entrance. This flexible space is ideal for movie nights, a home office, guest suite, game room, or additional entertaining area. Throughout the main living area you will find an elegant fireplace with decorative woodwork mantle, granite surround and brick detail, a casual entertainment bar area, a laundry room with premium LG washer and dryer, and utility sink and cabinets. The home also includes a tankless electric water heater and a 6-ton A/C system with UV sanitizer. The true highlight of this home is the spectacular waterfront pool area. Step outside to your private resort-style backyard oasis on the natural lake. Enjoy a solar-heated, salt-chlorinated pool with a beautiful natural rock waterfall, a fully screened lanai with pavers, and a 5-person Jacuzzi with cover. There is a full outdoor kitchen with gas BBQ, electric cooktop, granite counters, sink, and cabinetry. Multiple entertainment areas include a 200 sq ft deck with SunSetter retractable awning, a 400 sq ft covered party deck under a pergola with roof, and an additional SunSetter awning. The professionally landscaped grounds feature concrete curbing, flower beds, an automatic sprinkler system, rain gutters, and a Tesla Generation III charging station. Built for Florida living, this home includes full hurricane protection with 3M film on all windows, electric hurricane shutters, and ballistic fabric for the entry doors. It is also generator-ready with an exterior hookup and panel bypass, features a 50-year dimensional shingle roof, and offers a 3-car driveway, 2-car garage, paved walkway, and front porch. This rare custom lakefront property perfectly blends luxury, functionality, and incredible outdoor living in the desirable Lutz area. It is also just a short drive to the Tampa Premium Outlets, The Grove at Wesley Chapel (Krates), and major interstates. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

Local Insight

At $373/sqft for a 1999 waterfront home in Willow Bend, you're paying a premium for direct water access and the pool, but you'll want a thorough inspection given the age and verify that the X flood zone designation actually reflects your true risk—it can be misleading. The tight 0.21-acre lot means limited privacy from neighbors and little room to expand, so if you're banking on this as a long-term development opportunity, reconsider; this is more about enjoying the current amenities than future upside. The $59 monthly HOA is reasonable, but factor in potential pool maintenance costs and whether waterfront upkeep aligns with your realistic budget and effort tolerance.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,445
Property taxes$341
Home insurance (est.)$403
HOA dues$59

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 22, 2026
  2. Listed$879,000
    Jun 22, 2026
  3. Price increased$879,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Willow Bend
County
Pasco
Year built
1999
Living area
2,359 sq ft
Price/sq ft
$373
Building area
3,661 sq ft (Public Records)
Lot size
8,977 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,088 (2026)
Parcel #
31-26-19-0060-00000-0540
Zoning
MPUD
MLS #
TB8520371

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Luxury Vinyl, Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$59 / Monthly
Monthly HOA
$59/mo
Total monthly fees
$59/mo
Total annual fees
$708
HOA name
Terra Management Services
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer/Buyer's Agent must verify with HOA

Exterior & Construction

Exterior features
Awning(s), French Doors, Hurricane Shutters, Outdoor Grill, Outdoor Kitchen
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Sewer Available, Sewer Connected, Sprinkler Meter, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryLake Myrtle Elementary-POGreatSchools ↗
MiddleCharles S. Rushe Middle-POGreatSchools ↗
High SchoolSunlake High School-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x19
Primary BathroomFirst11x13
Bedroom 1First11x12
Bedroom 2First11.5x11.5
Bedroom 3First11x12
Bathroom 1First
Bathroom 2First
Balcony/Porch/LanaiFirst
KitchenFirst12x14
Living RoomFirst16x20
Dining RoomFirst10x11
OfficeFirst
Bonus RoomFirst17.5x19

Listing Details

Listing date
2026-06-17
On market date
2026-06-22
Original list price
$879,000
Occupant type
Vacant
MLS area
33549 - Lutz
Listing AOR
Suncoast Tampa
Status changed
2026-06-22
Tax legal description
WILLOW BEND UNIT B-2 PB 33 PGS 110-115 LOT 54 SUBJECT TO DRAINAGE & PERPETUAL EASEMENT PER OR OR 3886 PG 956

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75 North, take Exit 270 for CR-54 / Wesley Chapel Blvd toward Lutz. Turn left (west) onto CR-54 / Wesley Chapel Blvd. Continue west for approximately 3–4 miles, then turn right onto Collier Parkway. Turn right onto Willow Bend Parkway, then turn left onto Willow Lakes Drive. Continue straight — 22523 Willow Lakes Drive will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 23, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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