$195,000
1911 Miracle Lane
Jacksonville, FL 32225
Listing updated: June 22, 2026 at 11:22 AM ET
Listing courtesy of Gallagher Realty Llc · Roxan Jarvis · MLS #L4962840 · Active · 863-529-9883Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Auction Property. **** WARNING DO NOT TRESSPASS ON THIS PROPERTY. VIOLATERS WILL BE PROSECUTED!!!!! *** GUARD DOGS ON PROPERTY***. This property will be sold at ONLINE AUCTION. LIST PRICE REPRESENTS OPENING BID. Looking for privacy with few neighbors? This lakefront property with a dock is on a serene 24-acre freshwater lake tucked into the Holly Oaks neighborhood of Jacksonville. Its unusual features include a stone floor entrance, a 900 sq. ft. 1/1 mother-in-law suite with private entrance and a 350 sq. ft. unfinished basement. The main area features include 4/3/2 with a fireplace, bay window, screened back porch and vaulted ceilings. This opportunity is a real find ready for an investor or a buyer who likes rehab. Roof replaced in 2016 and A/C replaced in 2014. Much of the remodel has been done. Priced to sell quick. Buyers responsible to verify measurements and details.
Local Insight
At $59 per square foot for a waterfront property with an in-law suite in the Riviera subdivision, you're looking at solid value, especially given the X flood zone designation which typically means lower insurance costs—just verify what "water access" actually means since not all waterfront comes with direct boat access or usable beach. The 1978 build age means you should budget for potential foundation, roof, and electrical updates beyond the cosmetic fixes, but the low HOA fee ($17/month) and large 0.83-acre lot give you flexibility that newer subdivisions won't offer. The real question is whether the riverside location and extra space justify dealing with an older home's maintenance profile compared to nearby newer construction in the same price range.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveJun 20, 2026
- Listed$195,000Jun 19, 2026
- Price increased$195,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 3
- Subdivision
- Riviera
- County
- Duval
- Year built
- 1978
- Living area
- 3,322 sq ft
- Price/sq ft
- $59
- Building area
- 3,423 sq ft (Owner)
- Lot size
- 35,956 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12031C0381J)
- Garage
- 2 spaces
- Annual taxes
- $5,952 (2025)
- Parcel #
- 161248-0010
- Zoning
- RLD-90
- MLS #
- L4962840
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Brick, Ceramic Tile, Laminate, Luxury Vinyl
- Appliances
- None
- Interior features
- Cathedral Ceiling(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Window Treatments
- Laundry
- Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $200 / Annually
- Monthly HOA
- $17/mo
- Total monthly fees
- $17/mo
- Total annual fees
- $200
- HOA name
- PEPPER LEPEW
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Approval process
- NO APPROVAL PROCESS. HOA IS FOR LAKE MAINTENANCE ONLY
Exterior & Construction
- Exterior features
- French Doors, Other, Private Yard
- Construction materials
- Brick
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x20 |
| Kitchen | First | 12x16 |
| Primary Bedroom | First | 14x16 |
Listing Details
- Listing date
- 2026-06-18
- On market date
- 2026-06-19
- Original list price
- $195,000
- Occupant type
- Owner
- Special conditions
- Auction
- MLS area
- 32225 - Jacksonville
- Listing AOR
- Lakeland
- Status changed
- 2026-06-20
- Tax legal description
- 07-2S-28E .734 PT LOT 3 RECD O/R 16935-1860
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
BEGINNING AT DOWNTOWN JACKSONVILLE, https://maps.app.goo.gl/T1VBnFQcz9VcYLMY9
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 11:22 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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