$325,000
31210 Penny Surf Loop
Wesley Chapel, FL 33545
Listing updated: June 26, 2026 at 4:07 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE REDUCED!!! Freshly painted! Located in the spectacular Epperson Lagoon community, this home offers the perfect combination of lifestyle, comfort, and value. Featuring a spacious living and dining areas filled with abundant natural light, creating an inviting atmosphere for both everyday living and entertaining. The kitchen flows seamlessly into the main living spaces, making it the perfect gathering place for family and friends. The designed floor plan offers comfortable bedrooms with privacy and flexibility, while maximizing both space and functionality throughout the home and a privacy fence to create your own private oasis. Living in Epperson means enjoying exclusive access to the world-famous MetroLagoon, a stunning crystal-clear lagoon featuring sandy beaches, swimming, kayaking, paddleboarding, cabanas, and year-round events. This resort-style amenity offers a vacation-inspired lifestyle right in your own neighborhood. Conveniently located near Interstate 75, residents enjoy easy access to premier shopping, dining, and entertainment destinations including The Shops at Wiregrass, Tampa Premium Outlets, The Grove at Wesley Chapel, and countless restaurants and everyday conveniences. The home's prime location also provides quick access to downtown Tampa, Tampa International Airport, hospitals, and major employment centers. With a motivated seller and exceptional value, this home stands out as one of the best opportunities currently available in Epperson for buyers seeking a vibrant community, outstanding amenities, and an exceptional place to call home.
Local Insight
At $214/sqft for a 2022 build in Wesley Chapel, you're getting solid new construction value, especially with the X flood zone keeping insurance costs predictable—though the tiny 0.12-acre lot means minimal outdoor space and little privacy from neighbors. The $88 monthly HOA is reasonable for the area, but with three decent schools zoned to the property, this reads more as a starter home or investment rental than a long-term family property, so factor in whether the tight footprint works for your actual needs.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history10 days on market
- Status: ActiveJun 16, 2026
- Listed$345,000Jun 16, 2026
- Price reduced$325,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 10
- Cumulative DOM
- 101
- Subdivision
- Epperson Ranch North Pod F Ph
- County
- Pasco
- Year built
- 2022
- Living area
- 1,516 sq ft
- Price/sq ft
- $214
- Building area
- 2,024 sq ft (Public Records)
- Lot size
- 5,069 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0268F)
- Garage
- 2 spaces
- Annual taxes
- $7,285 (2025)
- Parcel #
- 20-25-27-010.0-000.00-028.0
- Zoning
- MPUD
- MLS #
- TB8519808
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $263 / Quarterly
- Monthly HOA
- $88/mo
- Total monthly fees
- $88/mo
- Total annual fees
- $1,051
- HOA name
- Castle Group/ Collette Fuller
- CDD
- Yes
- Min lease term
- 6 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer or Buyer's agent to verify all restrictions related to leasing a property
Exterior & Construction
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x15 |
| Primary Bathroom | First | 8x10 |
| Bedroom 2 | First | 10x11 |
| Bedroom 3 | First | 10x11 |
| Kitchen | First | 10x12 |
| Living Room | First | 15x16 |
Listing Details
- Listing date
- 2026-06-15
- On market date
- 2026-06-16
- Original list price
- $345,000
- Occupant type
- Vacant
- MLS area
- 33545 - Wesley Chapel
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-16
- Tax legal description
- EPPERSON RANCH NORTH POD F PHASE 1 PB 84 PG 001 LOT 28
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Interstate 75, take Exit 282 (Overpass Road) and travel east approximately 3 miles. Turn left (north) onto Epperson Boulevard and continue through the community entrance. Proceed north to on Epperson Boulevard, then turn left (west) onto Penny Surf Loop. Follow Penny Surf Loop as it curves through the neighborhood. The property, 31210 Penny Surf Loop, will be located on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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