31210 Penny Surf Loop, FL31210 Penny Surf Loop, FL31210 Penny Surf Loop, FL
Stellar MLS
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$325,000

31210 Penny Surf Loop

Wesley Chapel, FL 33545

Listing updated: June 26, 2026 at 4:07 PM ET

Active
Stellar MLSListing courtesy of Lee Realty Group · Lisa Caccese · MLS #TB8519808 · Active · 352-206-8910
3
Beds
2
Baths
1,516
Sq Ft
0.12
Acres
2022
Built
$214/sqft360° tour
Single Family Residence

Property type

2022

Year built

5,069 sqft

Lot size

$214

Price / sq ft

$88/mo

HOA dues

10

Days on market

2

Garage spaces

X

Flood zone

About this home

PRICE REDUCED!!! Freshly painted! Located in the spectacular Epperson Lagoon community, this home offers the perfect combination of lifestyle, comfort, and value. Featuring a spacious living and dining areas filled with abundant natural light, creating an inviting atmosphere for both everyday living and entertaining. The kitchen flows seamlessly into the main living spaces, making it the perfect gathering place for family and friends. The designed floor plan offers comfortable bedrooms with privacy and flexibility, while maximizing both space and functionality throughout the home and a privacy fence to create your own private oasis. Living in Epperson means enjoying exclusive access to the world-famous MetroLagoon, a stunning crystal-clear lagoon featuring sandy beaches, swimming, kayaking, paddleboarding, cabanas, and year-round events. This resort-style amenity offers a vacation-inspired lifestyle right in your own neighborhood. Conveniently located near Interstate 75, residents enjoy easy access to premier shopping, dining, and entertainment destinations including The Shops at Wiregrass, Tampa Premium Outlets, The Grove at Wesley Chapel, and countless restaurants and everyday conveniences. The home's prime location also provides quick access to downtown Tampa, Tampa International Airport, hospitals, and major employment centers. With a motivated seller and exceptional value, this home stands out as one of the best opportunities currently available in Epperson for buyers seeking a vibrant community, outstanding amenities, and an exceptional place to call home.

Local Insight

At $214/sqft for a 2022 build in Wesley Chapel, you're getting solid new construction value, especially with the X flood zone keeping insurance costs predictable—though the tiny 0.12-acre lot means minimal outdoor space and little privacy from neighbors. The $88 monthly HOA is reasonable for the area, but with three decent schools zoned to the property, this reads more as a starter home or investment rental than a long-term family property, so factor in whether the tight footprint works for your actual needs.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,643
Property taxes$607
Home insurance (est.)$149
HOA dues$88

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    Jun 16, 2026
  2. Listed$345,000
    Jun 16, 2026
  3. Price reduced$325,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
10
Cumulative DOM
101
Subdivision
Epperson Ranch North Pod F Ph
County
Pasco
Year built
2022
Living area
1,516 sq ft
Price/sq ft
$214
Building area
2,024 sq ft (Public Records)
Lot size
5,069 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12101C0268F)
Garage
2 spaces
Annual taxes
$7,285 (2025)
Parcel #
20-25-27-010.0-000.00-028.0
Zoning
MPUD
MLS #
TB8519808

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$263 / Quarterly
Monthly HOA
$88/mo
Total monthly fees
$88/mo
Total annual fees
$1,051
HOA name
Castle Group/ Collette Fuller
CDD
Yes
Min lease term
6 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer or Buyer's agent to verify all restrictions related to leasing a property

Exterior & Construction

Construction materials
Block, Concrete
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryWatergrass Elementary-POGreatSchools ↗
MiddleThomas E Weightman Middle-POGreatSchools ↗
High SchoolWesley Chapel High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x15
Primary BathroomFirst8x10
Bedroom 2First10x11
Bedroom 3First10x11
KitchenFirst10x12
Living RoomFirst15x16

Listing Details

Listing date
2026-06-15
On market date
2026-06-16
Original list price
$345,000
Occupant type
Vacant
MLS area
33545 - Wesley Chapel
Listing AOR
Suncoast Tampa
Status changed
2026-06-16
Tax legal description
EPPERSON RANCH NORTH POD F PHASE 1 PB 84 PG 001 LOT 28

Flood risk

Minimal riskFEMA Zone XPanel 12101C0268F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Interstate 75, take Exit 282 (Overpass Road) and travel east approximately 3 miles. Turn left (north) onto Epperson Boulevard and continue through the community entrance. Proceed north to on Epperson Boulevard, then turn left (west) onto Penny Surf Loop. Follow Penny Surf Loop as it curves through the neighborhood. The property, 31210 Penny Surf Loop, will be located on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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