$375,000
8294 Settlers Creek Loop
Lakeland, FL 33810
Listing updated: July 2, 2026 at 10:46 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Welcome Home to one of Central Florida's Most sought after community, Lakeland, Florida! Positioned conveniently between Orlando & Tampa -Lakeland has wonderful communities of friendly residents, well maintained City and County Parks, Fishing/ Boating Lakes, Shopping Malls, Arts & Community Events, Business Opportunities for Growth, Great Hospital & Medical Groups within minutes commute. FSC & SEU both reside here as well! We are offering a wonderfully maintained and updated 4 Bed 2.5 Bath home PLUS a BONUS 5th Bedroom/ Bonus room/ Office downstairs. This home offers Plenty of Sq footage to have room to spread out and enjoy Friends & Family over for celebrations inside or out! 3 Car Garage storage and Parking in the OVERSIZED DRIVEWAY give ample space for a large group! Freshly Painted Interior & Exterior 2026, Updated Roof in 22', AC in 2025, Water Heater new in 2026, Renovated Kitchen in 2023, Solar Panels added less than 6 years ago SO the BUYER BENEFITS from the $36 average Electric bill Monthly for the life of the panels! Don't miss this Beautiful Home with So much potential to add a POOL IN THE Massive Privately Fenced Backyard! Enjoy BBQ TIME just in Time for Summer on the Generously 28x 10ft, Shady Screened, Covered Lanai! Call today Easy to show!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history16 days on market
- Status: ActiveJun 16, 2026
- Listed$375,000Jun 16, 2026
- Price increased$375,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 16
- Subdivision
- Settlers Creek North
- County
- Polk
- Year built
- 2006
- Living area
- 2,208 sq ft
- Price/sq ft
- $170
- Building area
- 3,171 sq ft (Public Records)
- Lot size
- 8,777 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0163G)
- Garage
- 3 spaces
- Annual taxes
- $1,645 (2025)
- Parcel #
- 23-27-11-000862-000200
- Zoning
- 0100
- MLS #
- L4962743
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Concrete, Tile, Wood
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $350 / Annually
- Monthly HOA
- $29/mo
- Total monthly fees
- $29/mo
- Total annual fees
- $350
- HOA name
- Settlers Creek of Central Florida- Cheyenne
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer or Buyers Agent to Verify any and all Lease Restrictions with the HOA prior to end of Inspection Period.
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 13x19.6 |
| Dining Room | First | 13.6x11 |
| Den | First | 13.4x12.9 |
| Living Room | First | 18.7x13 |
| Primary Bedroom | Second | 17.6x13.5 |
| Bedroom 2 | Second | 10.8x11 |
| Bedroom 3 | Second | 11.4x13.7 |
| Bedroom 4 | Second | 10.8x10.8 |
| Laundry | First | 7x6 |
| Primary Bathroom | Second | 13.7x5 |
Listing Details
- Listing date
- 2026-06-12
- On market date
- 2026-06-16
- Original list price
- $375,000
- Occupant type
- Owner
- MLS area
- 33810 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-06-16
- Tax legal description
- SETTLERS CREEK NORTH PB 134 PGS 16-17 LOT 20
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-4 to 98 north Exit# 32 . Take 98 North 4.3 miles to left onto Banana Rd. Take the second left onto Chase rd. In a short distance turn left onto Settlers Creek Way. Left onto Settlers Creek loop. Turn right onto Settler's Creek Loop. House is on the right. 8294.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 2, 2026 at 10:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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