8294 Settlers Creek Loop, FL8294 Settlers Creek Loop, FL8294 Settlers Creek Loop, FL
Stellar MLS
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$375,000

8294 Settlers Creek Loop

Lakeland, FL 33810

Listing updated: July 2, 2026 at 10:46 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty Smart · Danielle Buurma · MLS #L4962743 · Active · 863-577-1234
4
Beds
3
Baths
2,208
Sq Ft
0.2
Acres
2006
Built
3-car garage$170/sqft
Single Family Residence

Property type

2006

Year built

8,777 sqft

Lot size

$170

Price / sq ft

$29/mo

HOA dues

16

Days on market

3

Garage spaces

X

Flood zone

About this home

Virtually Staged. Welcome Home to one of Central Florida's Most sought after community, Lakeland, Florida! Positioned conveniently between Orlando & Tampa -Lakeland has wonderful communities of friendly residents, well maintained City and County Parks, Fishing/ Boating Lakes, Shopping Malls, Arts & Community Events, Business Opportunities for Growth, Great Hospital & Medical Groups within minutes commute. FSC & SEU both reside here as well! We are offering a wonderfully maintained and updated 4 Bed 2.5 Bath home PLUS a BONUS 5th Bedroom/ Bonus room/ Office downstairs. This home offers Plenty of Sq footage to have room to spread out and enjoy Friends & Family over for celebrations inside or out! 3 Car Garage storage and Parking in the OVERSIZED DRIVEWAY give ample space for a large group! Freshly Painted Interior & Exterior 2026, Updated Roof in 22', AC in 2025, Water Heater new in 2026, Renovated Kitchen in 2023, Solar Panels added less than 6 years ago SO the BUYER BENEFITS from the $36 average Electric bill Monthly for the life of the panels! Don't miss this Beautiful Home with So much potential to add a POOL IN THE Massive Privately Fenced Backyard! Enjoy BBQ TIME just in Time for Summer on the Generously 28x 10ft, Shady Screened, Covered Lanai! Call today Easy to show!

Estimated monthly payment

Principal & interest$1,896
Property taxes$137
Home insurance (est.)$172
HOA dues$29

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history16 days on market

  1. Status: Active
    Jun 16, 2026
  2. Listed$375,000
    Jun 16, 2026
  3. Price increased$375,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
16
Subdivision
Settlers Creek North
County
Polk
Year built
2006
Living area
2,208 sq ft
Price/sq ft
$170
Building area
3,171 sq ft (Public Records)
Lot size
8,777 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0163G)
Garage
3 spaces
Annual taxes
$1,645 (2025)
Parcel #
23-27-11-000862-000200
Zoning
0100
MLS #
L4962743

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Concrete, Tile, Wood
Appliances
Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$350 / Annually
Monthly HOA
$29/mo
Total monthly fees
$29/mo
Total annual fees
$350
HOA name
Settlers Creek of Central Florida- Cheyenne
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer or Buyers Agent to Verify any and all Lease Restrictions with the HOA prior to end of Inspection Period.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryR. Clem Churchwell ElemGreatSchools ↗
MiddleSleepy Hill MiddleGreatSchools ↗
High SchoolKathleen HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst13x19.6
Dining RoomFirst13.6x11
DenFirst13.4x12.9
Living RoomFirst18.7x13
Primary BedroomSecond17.6x13.5
Bedroom 2Second10.8x11
Bedroom 3Second11.4x13.7
Bedroom 4Second10.8x10.8
LaundryFirst7x6
Primary BathroomSecond13.7x5

Listing Details

Listing date
2026-06-12
On market date
2026-06-16
Original list price
$375,000
Occupant type
Owner
MLS area
33810 - Lakeland
Listing AOR
Lakeland
Status changed
2026-06-16
Tax legal description
SETTLERS CREEK NORTH PB 134 PGS 16-17 LOT 20

Flood risk

Minimal riskFEMA Zone XPanel 12105C0163G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-4 to 98 north Exit# 32 . Take 98 North 4.3 miles to left onto Banana Rd. Take the second left onto Chase rd. In a short distance turn left onto Settlers Creek Way. Left onto Settlers Creek loop. Turn right onto Settler's Creek Loop. House is on the right. 8294.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 2, 2026 at 10:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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