$287,000
3182 Winchester Estates Loop
Lakeland, FL 33810
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Located in the desirable Winchester Estates Lakeland neighborhood, this well-maintained 3-bedroom, 2-bath home offers comfort, functionality, and valuable upgrades throughout. Enjoy peace of mind with a newer roof paired with solar panels, helping keep electric bills more affordable. Inside, the home features stylish luxury vinyl plank flooring, a designated dining area, and an indoor laundry room for added convenience. The spacious Florida room features ceramic tile flooring and full heating and cooling, making it the perfect year-round flex space. The master suite is a true retreat, complete with a private en suite bathroom featuring dual vanity sinks, a walk-in closet, a separate shower, and a relaxing garden tub. Outside, you’ll appreciate the screened front lanai, fully fenced backyard, and additional storage shed with electricity. The property also offers exceptional parking options with extended concrete parking on one side of the driveway and an additional rock parking pad on the other — perfect for extra vehicles, trailers, or recreational equipment. The attached garage features two 50-amp outlets and a newer quiet garage door motor for added convenience. With versatile indoor and outdoor living spaces, upgraded features, and plenty of parking and storage, this home is ready for its next owner to enjoy everything Lakeland living has to offer.
Local Insight
At $221/sqft, this 2012 Winchester Estates home is solidly positioned below Lakeland's median, making it accessible for first-time buyers or investors, though you're getting 1,299 sqft on a tight 0.2-acre lot with modest $31/month HOA fees. The X flood zone designation is a genuine advantage—it means no flood insurance requirement—but the real trade-off here is location: Winchester Estates is serviceable suburban, not walkable to downtown Lakeland's revitalized character, so you're paying for affordability and accessibility to the broader market rather than neighborhood amenities. Before committing, verify the condition of the 2012 build (roof, HVAC, foundation) since this price point sometimes reflects deferred maintenance that could offset the entry-level cost.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history15 days on market
- Status: ActiveMay 20, 2026
- Listed$290,000May 20, 2026
- Price reduced$287,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 15
- Subdivision
- Winchester Estates
- County
- Polk
- Year built
- 2012
- Living area
- 1,299 sq ft
- Price/sq ft
- $221
- Building area
- 1,811 sq ft (Public Records)
- Lot size
- 8,581 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0145G)
- Garage
- 2 spaces
- Annual taxes
- $2,058 (2025)
- Parcel #
- 23-27-04-000730-000810
- MLS #
- L4962040
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Electric Vehicle Charging Station(s), Parking Pad
HOA & Financial
- HOA fee
- $375 / Annually
- Monthly HOA
- $31/mo
- Total monthly fees
- $31/mo
- Total annual fees
- $375
- HOA name
- Lindsey Chambliss
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify all lease restrictions with HOA.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Available, Electricity Connected, Public, Water Available, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x7 |
| Living Room | First | 15.1x18 |
| Dining Room | First | 8x9 |
| Primary Bedroom | First | 14x12 |
| Bedroom 2 | First | 9.8x9.9 |
| Bedroom 3 | First | 9.8x9.9 |
| Florida Room | First | 12x24 |
Listing Details
- Listing date
- 2026-05-19
- On market date
- 2026-05-20
- Original list price
- $290,000
- Occupant type
- Owner
- MLS area
- 33810 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-05-20
- Tax legal description
- WINCHESTER ESTATES PB 143 PGS 16-19 LOT 81
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Kathleen Road, turn right onto Winchester Estates Blvd. Turn left onto Winchester Estates Loop. The home is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 11:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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