$989,000
432 Islebay Drive
Apollo Beach, FL 33572
Listing updated: June 20, 2026 at 6:53 AM ET
Listing courtesy of Florida Capital Realty · Falguni Shah · MLS #TB8519093 · Active · 786-953-5870Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Live the waterfront lifestyle you've been dreaming of in this move in ready, Key West styled home with WATER ACCESS and a PRIVATE full-sized pool in the highly sought-after Mira Bay community. The home features a private dock with a 10,000-pound boat lift, with water and electrical access. The canal offers unrestricted access to Tampa Bay with no fixed bridges, making it ideal for boating enthusiasts and providing easy access to world-class fishing, cruising, waterfront dining, and Gulf waters. The east-facing front entrance welcomes you with a charming porch swing, while the covered lanai and private saltwater pool create the perfect setting for relaxation and entertaining at the back. Enjoy peaceful canal views and beautiful sunsets from the lanai, where Florida’s coastal lifestyle truly comes to life all with direct access from the first-floor primary bedroom making your tropical retreat perfect. Thoughtful updates throughout the home enhance both style and functionality with fresh paint and no carpet in the home. In 2024, the upstairs bathroom underwent a complete remodel, replacing the tub with a spacious shower. The primary bathroom was updated with a frameless glass shower and new flooring. Elegant 2' x 4' porcelain tile flooring was installed in the foyer, kitchen, and powder room. Additional improvements include a new roof (2022), a new upstairs A/C system (2023), HydroShield laminate flooring in the upstairs bedrooms, and fresh interior paint in versatile neutral tones. The attached 2-car garage provides ample space for vehicles, storage, and all your boating and beach gear. As a resident of MiraBay, you'll enjoy an exceptional HOA amenity package, including a waterfront clubhouse and café, resort-style pool, complimentary use of kayaks, canoes, and paddleboards, a 24-hour fitness center, pickleball and tennis courts, basketball courts, multiple playgrounds, and a variety of community activities throughout the year. Whether you're heading out on the boat, enjoying sunsets from the lanai, or spending the day by the pool, this exceptional waterfront home offers the very best of Florida coastal living.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 19, 2026
- Listed$989,000Jun 19, 2026
- Price increased$989,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Mirabay Ph 1b-1/2a-1/3b-1
- County
- Hillsborough
- Year built
- 2003
- Living area
- 2,803 sq ft
- Price/sq ft
- $353
- Building area
- 3,763 sq ft (Public Records)
- Lot size
- 6,660 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0493J)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $12,211 (2025)
- Parcel #
- U-29-31-19-648-000023-00016.0
- Zoning
- PD
- MLS #
- TB8519093
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Hardwood, Laminate, Tile
- Appliances
- Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer
- Interior features
- Crown Molding, Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $187 / Annually
- Monthly HOA
- $16/mo
- Total monthly fees
- $16/mo
- Total annual fees
- $187
- HOA name
- Lesly Candelier
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify lease restrictions with HOA
- Approval process
- Check with HOA
Exterior & Construction
- Exterior features
- French Doors, Outdoor Grill, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Shade Shutter(s), Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Canal/Lake For Irrigation
- Utilities
- Electricity Available, Electricity Connected, Fire Hydrant, Natural Gas Available, Natural Gas Connected, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x20 |
| Primary Bathroom | First | 10x16 |
| Bedroom 1 | Second | 11x10 |
| Bedroom 2 | Second | 11x10 |
| Bedroom 3 | Second | 11x10 |
| Bathroom 2 | Second | 10x5 |
| Living Room | First | 16x17 |
| Kitchen | First | 11.5x12.5 |
| Dinette | First | 11.5x10 |
| Dining Room | First | 11x11 |
| Office | First | 10.5x10 |
| Loft | Second | 16x17.5 |
Listing Details
- Listing date
- 2026-06-18
- On market date
- 2026-06-19
- Original list price
- $989,000
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-19
- Tax legal description
- MIRABAY PHASE 1B-1/2A-1/3B-1 LOT 16 BLOCK 23
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75S take exit 246 and head right on ramp for County Hwy 672. Turn left onto US 41S. Turn right onto Mirabay Blvd (gated road). Turn right onto Islebay Dr. Arrive at property on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 20, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA