561 28th Street, FL561 28th Street, FL561 28th Street, FL
Stellar MLS
1 / 69

$497,500

561 28th Street

Melrose, FL 32666

Listing updated: June 16, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Watson Realty Corp · Heather Surrency-Bristow · MLS #GC541182 · Active · 352-377-8899
3
Beds
2
Baths
1,594
Sq Ft
8.7
Acres
1992
Built
WaterfrontWater accessFireplace8.7 acres$312/sqft360° tour
Single Family Residence

Property type

1992

Year built

22,318 sqft

Lot size

$312

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Welcome to a truly one-of-a-kind waterfront retreat in the heart of Lake Geneva Estates in beautiful Melrose, Florida—where everyday living feels like a private getaway. This exceptional 3-bedroom, 2-bath canal-front home offers something rarely found: sweeping water views paired with your very own 8.24-acre island included in the sale. From the moment you arrive, the paved driveway leads you to an inviting entrance that sets the tone for what’s inside. Step through the door into a spacious open-concept living area where high ceilings and a panoramic layout seamlessly connect the living room, kitchen, and dining space. The kitchen is designed for both function and gathering, featuring abundant counter space and sleek stainless steel appliances. Anchoring the living room is a warm brick wood-burning fireplace, creating a cozy focal point that flows naturally into the Florida room—where walls of windows showcase stunning canal and island views. The primary suite is a peaceful retreat with a generous walk-in closet and a private en-suite bath. An interior utility room adds everyday convenience and functionality. Outdoor living is where this property truly shines. An oversized garage provides ample storage, while the screened lanai invites you to relax and take in serene views of the island just beyond your backyard. A patio overlooks lush green grass leading directly to your private island entrance—your own natural sanctuary waiting to be explored. The island itself is an oasis, complete with two RV hookups and a charming mini clubhouse with covered gathering space—perfect for entertaining, camping-style weekends, or hosting unforgettable get-togethers. Nature surrounds you here, with frequent sightings of whistling wood ducks, sandhill cranes, deer, and more, creating a peaceful and vibrant wildlife backdrop. Tucked away in a quiet, desirable neighborhood, this property offers the rare combination of privacy, acreage, waterfront living, and convenience—just minutes from local restaurants, shopping, and everyday essentials. And best of all—NO HOA. Offered at $497,500, this is more than a home—it’s a lifestyle, a retreat, and an extraordinary opportunity to own a slice of Florida paradise.

Estimated monthly payment

Principal & interest$2,516
Property taxes$158
Home insurance (est.)$228

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 16, 2026
  2. Listed$497,500
    Jun 15, 2026
  3. Price increased$497,500

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Boykin
County
Bradford
Year built
1992
Living area
1,594 sq ft
Price/sq ft
$312
Building area
2,524 sq ft (Public Records)
Lot size
22,318 sq ft
Lot category
5 to less than 10
Flood zone
X (12007C0295F)
Garage
2 spaces
Annual taxes
$1,900 (2025)
Parcel #
06203-0-01600
Zoning
SFR
MLS #
GC541182

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Faces Side

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Courtyard, Rain Gutters, RV Hookup
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Crawlspace
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-06-13
On market date
2026-06-15
Original list price
$497,500
Occupant type
Owner
MLS area
32666 - Melrose
Listing AOR
Gainesville-Alachua
Status changed
2026-06-16
Tax legal description
36 8S 22 COM SW COR OF LOT 7 BOYKIN S/D N89*15'47"W 413.18' TO POB. N89*15'47"W 140', N15*07'52"E 194.33' M/L TO WATERS EDGE, S89*49'54"E 84.11', S01*34'45E 187.75' TO POB. BEING LOT K.

Flood risk

Minimal riskFEMA Zone XPanel 12007C0295F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the crossing of State road 26 and state road 21, go north on state road 21, to right on se 28th st. to home on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 16, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA