1025 Main Street, FL
Stellar MLS

$389,900

1025 Main Street

Bartow, FL 33830

Listing updated: June 14, 2026 at 1:01 AM ET

Active
0
Baths
2,038
Sq Ft
0.22
Acres
1920
Built
$182/sqft
Mixed Use

Property type

1920

Year built

9,500 sqft

Lot size

$182

Price / sq ft

No HOA

HOA dues

0

Days on market

X

Flood zone

About this home

Income-producing duplex in downtown Bartow's high-visibility corridor. Both units fully occupied with immediate cash flow. Property zoned C-2 with multi-family residential approval, offering flexible use for investor expansion—conversion to mixed-use (retail/office ground floor, residential upper), commercial redevelopment, or continued residential operation. Unit 1 (First Floor) features 3 BR / 1 BA, while Unit 2 (Second Floor) mirrors that layout. Total property encompasses 6 BR, 2 BA across 2,038 sq ft. The property offers separately metered utilities for independent operational costs, updated interiors with modern finishes, and a well-maintained exterior and structure. C-2 zoning provides flexibility for future mixed-use or commercial conversion. Located downtown with established foot traffic and visibility, the property is currently tenant-occupied with income-verified occupancy. Ideal for value-add investors, owner-operators, or developers seeking Downtown Bartow redevelopment potential with immediate income stream. Cash-flowing asset with zoning upside.

Estimated monthly payment

Principal & interest$1,972
Property taxes$428
Home insurance (est.)$179

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 13, 2026
  2. Listed$389,900
    Jun 13, 2026
  3. Price increased$389,900

Facts & features

Property type
Commercial Sale
Sub type
Mixed Use
Status
Active
Days on market
0
Subdivision
The Oaks Add
County
Polk
Year built
1920
Living area
2,038 sq ft
Price/sq ft
$182
Building area
2,146 sq ft (Public Records)
Lot size
9,500 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$5,138 (2025)
Parcel #
25-30-05-381500-000160
Zoning
C2-R3
MLS #
L4962724

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Interior Details

Stories / Levels
Two

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
Listing terms
Cash
Ownership
Fee Simple

Exterior & Construction

Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Block
Road surface
Asphalt, Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public, Water Connected

Listing Details

Listing date
2026-06-12
On market date
2026-06-13
Original list price
$389,900
Occupant type
Tenant
MLS area
33830 - Bartow
Listing AOR
East Polk
Status changed
2026-06-13
Tax legal description
THE OAKS ADD PB 1 PG 92 LOTS 16 & 17 LESS THAT PART OF LOT 16 REFERENCED IN FINAL JUDGMENT RECORDED IN OR 1955 PG 407 & DEPICTED IN EXHIBIT A ATTACHED TO OR 5610 PG 1279

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

TAKE US-92 E TOWARD LAKELAND. MERGE ONTO FL-570 E (POLK PARKWAY) VIA RAMP TO AUBURNDALE/WINTER HAVEN. TAKE EXIT 10 FOR US-98 S TOWARD BARTOW. CONTINUE ON US-98 S FOR APPROXIMATELY 7 MILES. TURN LEFT ONTO E MAIN STREET. PROPERTY WILL BE ON THE LEFT NEAR DOWNTOWN BARTOW.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 14, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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