$369,900
1025 Main Street
Bartow, FL 33830
Listing updated: August 24, 2026 at 2:19 PM ET
Listing courtesy of Keller Williams Realty Smart 1 · Hunter Sims · MLS #L4962724 · Active · 863-508-3000Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Income-producing duplex in downtown Bartow's high-visibility corridor. Both units fully occupied with immediate cash flow. Property zoned C-2 with multi-family residential approval, offering flexible use for investor expansion—conversion to mixed-use (retail/office ground floor, residential upper), commercial redevelopment, or continued residential operation. Unit 1 (First Floor) features 3 BR / 1 BA, while Unit 2 (Second Floor) mirrors that layout. Total property encompasses 6 BR, 2 BA across 2,038 sq ft. The property offers separately metered utilities for independent operational costs, updated interiors with modern finishes, and a well-maintained exterior and structure. C-2 zoning provides flexibility for future mixed-use or commercial conversion. Located downtown with established foot traffic and visibility, the property is currently tenant-occupied with income-verified occupancy. Ideal for value-add investors, owner-operators, or developers seeking Downtown Bartow redevelopment potential with immediate income stream. Cash-flowing asset with zoning upside.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history72 days on market
- Status: ActiveJun 13, 2026
- Listed$389,900Jun 13, 2026
- Price reduced$369,900
Facts & features
- Property type
- Commercial Sale
- Sub type
- Mixed Use
- Status
- Active
- Days on market
- 72
- Subdivision
- The Oaks Add
- County
- Polk
- Year built
- 1920
- Living area
- 2,038 sq ft
- Price/sq ft
- $172
- Building area
- 2,146 sq ft (Public Records)
- Lot size
- 9,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $5,138 (2025)
- Parcel #
- 25-30-05-381500-000160
- Zoning
- C2-R3
- MLS #
- L4962724
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Interior Details
- Stories / Levels
- Two
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash
- Ownership
- Fee Simple
Exterior & Construction
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt, Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public, Water Connected
Listing Details
- Listing date
- 2026-06-12
- On market date
- 2026-06-13
- Original list price
- $389,900
- Occupant type
- Tenant
- MLS area
- 33830 - Bartow
- Listing AOR
- East Polk
- Status changed
- 2026-06-13
- Tax legal description
- THE OAKS ADD PB 1 PG 92 LOTS 16 & 17 LESS THAT PART OF LOT 16 REFERENCED IN FINAL JUDGMENT RECORDED IN OR 1955 PG 407 & DEPICTED IN EXHIBIT A ATTACHED TO OR 5610 PG 1279
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
TAKE US-92 E TOWARD LAKELAND. MERGE ONTO FL-570 E (POLK PARKWAY) VIA RAMP TO AUBURNDALE/WINTER HAVEN. TAKE EXIT 10 FOR US-98 S TOWARD BARTOW. CONTINUE ON US-98 S FOR APPROXIMATELY 7 MILES. TURN LEFT ONTO E MAIN STREET. PROPERTY WILL BE ON THE LEFT NEAR DOWNTOWN BARTOW.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 24, 2026 at 2:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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