$389,900

1025 Main Street

Bartow, FL 33830

Active
6
Beds
3
Baths
2,038
Sq Ft
0.22
Acres
1920
Built
$191/sqft
🏠Duplex

Property type

🏗️1920

Year built

📐9,500 sqft

Lot size

📊$191

Price / sq ft

🏘️No HOA

HOA dues

📅10

Days on market

🌊X

Flood zone

About this home

Excellent income producing duplex in the heart of Downtown Bartow, Both units are currently occupied, providing immediate cash flow for investors. The first-floor unit features 3 bedrooms and 1 full bathroom, while the second-floor unit mirrors that layout, totaling 6 bedrooms across 2,038. Zoned multi-family residential, the property boasts separately metered units, updated interiors, and a well-maintained exterior. Notably, the property is grandfathered for residential use while also carrying eligibility for commercial, mixed-use, or professional office purposes — a rare and valuable flexibility in this corridor. Situated within the City of Bartow Community Redevelopment Area, the property benefits from a prime walkable location steps from government buildings, dining, and retail.

Estimated monthly payment

Principal & interest$1,972
Property taxes$428
Home insurance (est.)$179

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    May 8, 2026
  2. Listed$400,000
    May 8, 2026
  3. Price reduced$389,900

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
10
Subdivision
The Oaks Add
County
Polk
Year built
1920
Living area
2,038 sq ft
Price/sq ft
$191
Building area
2,146 sq ft (Public Records)
Lot size
9,500 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$5,138 (2025)
Parcel #
25-30-05-381500-000160
Zoning
C2-R3
MLS #
L4961111

Interior Details

Bedrooms
6
Interior features
Ceiling Fans(s)
Laundry
Other
Stories / Levels
Two

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Dog Run
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Block
Road surface
Asphalt, Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Water - Multiple Meters, Water Connected

Schools

ElementaryBartow Elem AcademyGreatSchools ↗
MiddleUnion Academy MagnetGreatSchools ↗
High SchoolBartow HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-05-08
On market date
2026-05-08
Original list price
$400,000
Occupant type
Tenant
MLS area
33830 - Bartow
Listing AOR
East Polk
Status changed
2026-05-08
Tax legal description
THE OAKS ADD PB 1 PG 92 LOTS 16 & 17 LESS THAT PART OF LOT 16 REFERENCED IN FINAL JUDGMENT RECORDED IN OR 1955 PG 407 & DEPICTED IN EXHIBIT A ATTACHED TO OR 5610 PG 1279

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

TAKE US-92 E TOWARD LAKELAND. MERGE ONTO FL-570 E (POLK PARKWAY) VIA RAMP TO AUBURNDALE/WINTER HAVEN. TAKE EXIT 10 FOR US-98 S TOWARD BARTOW. CONTINUE ON US-98 S FOR APPROXIMATELY 7 MILES. TURN LEFT ONTO E MAIN STREET. PROPERTY WILL BE ON THE LEFT NEAR DOWNTOWN BARTOW.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 18, 2026 at 10:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA