4650 Cove Circle, FL
Stellar MLS

$105,000

4650 Cove Circle

St Petersburg, FL 33708

Listing updated: June 13, 2026 at 6:48 AM ET

Active
1
Bed
1
Bath
760
Sq Ft
1970
Built
WaterfrontWater access55+ community$138/sqft
Condominium

Property type

1970

Year built

$138

Price / sq ft

$764/mo

HOA dues

1

Day on market

AE

Flood zone

About this home

Welcome to waterfront living in the highly sought-after Sea Towers 55+ gated community! This beautifully renovated FIRST-FLOOR condo offers the perfect blend of comfort, style, and convenience. Step inside to discover luxury vinyl plank flooring throughout and an open-concept kitchen featuring new cabinetry, stunning quartz countertops, and stainless-steel appliances. The updated bathroom boasts a spacious walk-in tiled shower with glass doors, a new vanity, and a new toilet. Additional improvements include a new hot water heater and generous his-and-her closets. A unique rear door provides direct access to the outdoor common area, making it easy to enjoy the resort-style amenities just steps away. Relax and enjoy peaceful views of the lagoon, tennis and pickleball courts, and the community's main pool right from your condo. Sea Towers offers waterfront living at its finest with 24-hour gated security, multiple pools, tennis courts, pickleball, fishing piers, clubhouse activities, fitness facilities, and beautifully maintained grounds. A limited number of boat slips are currently available for purchase, providing direct access to boating enthusiasts. Ideally located just minutes from Madeira Beach, shopping, dining, entertainment, medical facilities, and everything the Gulf Coast lifestyle has to offer. Whether you're looking for a seasonal retreat or year-round residence, this move-in-ready condo is an exceptional opportunity to enjoy Florida waterfront living.

Estimated monthly payment

Principal & interest$531
Property taxes$42
Home insurance (est.)$48
HOA dues$764

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 12, 2026
  2. Listed$105,000
    Jun 12, 2026
  3. Price increased$105,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Hamilton House The Condo
County
Pinellas
Year built
1970
Living area
760 sq ft
Price/sq ft
$138
Lot category
Non-Applicable
Flood zone
AE (12103C0183H)
Annual taxes
$506 (2025)
Parcel #
03-31-15-35329-000-1050
Zoning
0430 CONDO
MLS #
TB8518276

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Luxury Vinyl, Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Laundry
Common Area, Laundry Room, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Attached garage
No
Parking features
Assigned, Electric Vehicle Charging Station(s), Guest, Reserved
Carport
Yes

HOA & Financial

HOA fee
$764 / Monthly
Monthly HOA
$764/mo
Total monthly fees
$764/mo
Total annual fees
$9,167
HOA name
Fed of Sea Towers / Laurie Lorenz
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+, Face-to-Face interview, contact Sea Towers for details
Approval process
55+, Face-to-Face interview, contact Sea Towers for details

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk, Storage, Tennis Court(s)
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst13.08x12.17
Dining RoomFirst12.92x8.25
Living RoomFirst13.08x12
Primary BedroomFirst11.33x19.67

Listing Details

Listing date
2026-06-12
On market date
2026-06-12
Original list price
$105,000
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-06-12
Tax legal description
HAMILTON HOUSE, THE CONDO UNIT 105 TOGETHER WITH THE USE OF CARPORT 33

Flood risk

High riskFEMA Zone AEPanel 12103C0183H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Follow signs to Hamilton Building and guest parking is in front of the building.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 13, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA