4650 Cove Circle, FL
Stellar MLS

$215,000

4650 Cove Circle

St Petersburg, FL 33708

Listing updated: June 10, 2026 at 4:28 PM ET

Active
2
Beds
2
Baths
970
Sq Ft
0.59
Acres
1970
Built
Water viewWater access55+ community$222/sqft360° tour
Condominium

Property type

1970

Year built

25,749 sqft

Lot size

$222

Price / sq ft

No HOA

HOA dues

86

Days on market

AE

Flood zone

About this home

Experience resort-style living in this beautifully maintained 2-bedroom, 2-bath condo in the Hamilton House building at Sea Towers. Located on the 4th floor, this bright and spacious unit features large living room windows showcasing views of the tennis courts, private lagoon, canal, pool, and the Intracoastal Waterway, perfect for spotting dolphins and manatees. The remodeled kitchen features white cabinetry, matching Whirlpool stainless steel appliances, an island, and opens seamlessly to the dining and living areas for easy entertaining. The primary suite includes two closets and a renovated en-suite bath, while the second bedroom offers a large walk-in closet and access to a beautifully updated guest bath with a frameless walk-in shower. This turnkey, furnished condo, also includes double-pane windows, hurricane shutters, and one covered parking space for added comfort and peace of mind. Sea Towers is a gated 55+ waterfront community with 24-hour security, offering an exceptional list of amenities including two heated pools (cooled in summer), fishing docks, tennis and pickleball courts, shuffleboard, putting green, fitness center, billiards, library, saunas, and a waterfront clubhouse. A full-time activities director organizes events such as bingo, cards, water aerobics, cooking classes, dances, shows, and social gatherings. Enjoy the scenic walking path around the lagoon, picnic pavilions with grills, and beautiful sunset views from the dock or patio. Covered boat and kayak slips are available for rent when available. Conveniently located within walking distance to Publix, restaurants, banking, and the American Legion, and just a short drive to the Gulf beaches, Seminole City Center, and the VA Hospital. Experience the Florida coastal lifestyle where every day feels like a vacation.

Estimated monthly payment

Principal & interest$1,087
Property taxes$69
Home insurance (est.)$99

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history86 days on market

  1. Status: Active
    Jun 10, 2026
  2. Listed$219,000
    Mar 6, 2026
  3. Price reduced$215,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
86
Subdivision
Hamilton House The Condo
County
Pinellas
Year built
1970
Living area
970 sq ft
Price/sq ft
$222
Lot size
25,749 sq ft
Flood zone
AE
Annual taxes
$832 (2025)
Parcel #
03-31-15-35329-000-4090
MLS #
TB8481390

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s), Window Treatments
Laundry
Common Area
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

Total monthly fees
$858/mo
Total annual fees
$10,296
HOA name
Laurie Lorenz
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
One Tenant must be 55+
Approval process
Application & interview

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst10x10
Living RoomFirst13x13
Dining RoomFirst13x10
Primary BedroomFirst14x11
Bedroom 2First11x11

Listing Details

Listing date
2026-03-06
On market date
2026-03-06
Original list price
$219,000
Occupant type
Owner
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-06-10
Tax legal description
HAMILTON HOUSE, THE CONDO UNIT 409

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Duhme Rd. to Sea Towers entrance, to Guard Gate, present business card and state showing Hamilton House 409.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 10, 2026 at 4:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA